English
Related papers

Related papers: Towards Intelligent Risk-based Customer Segmentati…

200 papers

This paper proposes a knowledge-driven AutoML architecture for pipeline and deep feature synthesis. The main goal is to render the AutoML process explainable and to leverage domain knowledge in the synthesis of pipelines and features. The…

Machine Learning · Computer Science 2023-11-30 Corneliu Cofaru , Johan Loeckx

The success of businesses depends on their ability to convert consumers into loyal customers. A customer's value proposition is a primary determinant in this process, requiring a balance between affordability and long-term brand equity.…

Information Retrieval · Computer Science 2026-02-16 Keerthi Gopalakrishnan , Tianning Dong , Chia-Yen Ho , Yokila Arora , Topojoy Biswas , Jason Cho , Sushant Kumar , Kannan Achan

Data engineering pipelines are a widespread way to provide high-quality data for all kinds of data science applications. However, numerous challenges still remain in the composition and operation of such pipelines. Data engineering…

Databases · Computer Science 2025-07-30 Kevin M. Kramer , Valerie Restat , Sebastian Strasser , Uta Störl , Meike Klettke

Managing stock efficiently remains a core issue in modern logistics, where companies must reconcile cost efficiency with dependable service despite unpredictable market conditions. Conventional models often overlook the direct connection…

Optimization and Control · Mathematics 2026-04-14 Tianxiao Sun , Noah Schwarzkopf

Medical imaging plays a vital role in modern diagnostics; however, interpreting high-resolution radiological data remains time-consuming and susceptible to variability among clinicians. Traditional image processing techniques often lack the…

Computer Vision and Pattern Recognition · Computer Science 2025-10-21 Melika Filvantorkaman , Maral Filvan Torkaman

Process mining is a research field focused on the analysis of event data with the aim of extracting insights related to dynamic behavior. Applying process mining techniques on data from smart home environments has the potential to provide…

Machine Learning · Computer Science 2017-11-01 Niek Tax , Emin Alasgarov , Natalia Sidorova , Wil M. P. van der Aalst , Reinder Haakma

Reducing the cost and delay and improving quality are major issues for product and software development, especially in the automotive domain. Product line engineering is a wellknown approach to engineer systems with the aim to reduce costs…

Software Engineering · Computer Science 2023-11-01 Pascal Krapf , Sébastien Berthier , Nicole Levy

Quantitative research increasingly relies on unstructured financial content such as filings, earnings calls, and research notes, yet existing LLM and RAG pipelines struggle with point-in-time correctness, evidence attribution, and…

Computational Engineering, Finance, and Science · Computer Science 2025-09-29 Haoxue Wang , Keli Wen , Yuante Li , Qiancheng Qu , Xiangxu Mu , Xinjie Shen , Jiaqi Gao , Chenyang Chang , Chuhan Xie , San Yu Cheung , Zhuoyuan Hu , Xinyu Wang , Sirui Bi , Bi'an Du

We use machine learning techniques to investigate whether it is possible to replicate the behavior of bank managers who assess the risk of commercial loans made by a large commercial US bank. Even though a typical bank already relies on an…

Econometrics · Economics 2022-02-10 Matthew Harding , Gabriel F. R. Vasconcelos

Lack of data and data quality issues are among the main bottlenecks that prevent further artificial intelligence adoption within many organizations, pushing data scientists to spend most of their time cleaning data before being able to…

Databases · Computer Science 2020-11-11 Paulo H. Oliveira , Daniel S. Kaster , Caetano Traina-Jr. , Ihab F. Ilyas

Personalized marketing in financial services requires models that can both predict customer behavior and generate compliant, context-appropriate content. This paper presents a hybrid architecture that integrates classical machine learning…

Machine Learning · Computer Science 2026-03-17 Akhil Chandra Shanivendra

The workflow of data scientists normally involves potentially inefficient processes such as data mining, feature engineering and model selection. Recent research has focused on automating this workflow, partly or in its entirety, to improve…

Machine Learning · Statistics 2018-02-13 Leonardo Baldassini , Jose Antonio Rodríguez Serrano

Leveraging the power of increasing amounts of data to analyze customer base for attracting and retaining the most valuable customers is a major problem facing companies in this information age. Data mining technologies extract hidden…

Machine Learning · Computer Science 2012-01-10 Siavash Emtiyaz , MohammadReza Keyvanpour

We introduce a novel image-to-painting method that facilitates the creation of large-scale, high-fidelity paintings with human-like quality and stylistic variation. To process large images and gain control over the painting process, we…

Computer Vision and Pattern Recognition · Computer Science 2023-11-27 Manuel Ladron de Guevara , Matthew Fisher , Aaron Hertzmann

We propose a dynamical model for the estimation of Operational Risk in banking institutions. Operational Risk is the risk that a financial loss occurs as the result of failed processes. Examples of operational losses are the ones generated…

Risk Management · Quantitative Finance 2012-02-14 Marco Bardoscia , Roberto Bellotti

Nowadays consumer loan plays an important role in promoting the economic growth, and credit cards are the most popular consumer loan. One of the most essential parts in credit cards is the credit limit management. Traditionally, credit…

Machine Learning · Computer Science 2020-07-13 Hang Miao , Kui Zhao , Zhun Wang , Linbo Jiang , Quanhui Jia , Yanming Fang , Quan Yu

In e-commerce industry, user behavior sequence data has been widely used in many business units such as search and merchandising to improve their products. However, it is rarely used in financial services not only due to its 3V…

Machine Learning · Computer Science 2021-01-13 Wei Min , Weiming Liang , Hang Yin , Zhurong Wang , Mei Li , Alok Lal

The application and usage of opinion mining, especially for business intelligence, product recommendation, targeted marketing etc. have fascinated many research attentions around the globe. Various research efforts attempted to mine…

Information Retrieval · Computer Science 2015-07-30 Ahmad Kamal

Automated, data-driven quality management systems, which facilitate the transformation of data into useable information, are desired to enhance decision-making processes. Integration of accurate, reliable, and straightforward approaches…

Other Computer Science · Computer Science 2019-03-27 Wenying Ji

Nowadays, financial data analysis is becoming increasingly important in the business market. As companies collect more and more data from daily operations, they expect to extract useful knowledge from existing collected data to help make…

General Finance · Quantitative Finance 2016-09-28 Fan Cai , Nhien-An Le-Khac , Tahar Kechadi