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A multidimensional financial system could provide benefits for individuals, companies, and states. Instead of top-down control, which is destined to eventually fail in a hyperconnected world, a bottom-up creation of value can unleash…

Physics and Society · Physics 2016-12-30 Kaj-Kolja Kleineberg , Dirk Helbing

As digital goods and services become an integral part of modern day society, the demand for a standardized and ubiquitous form of digital currency increases. And it is not just about digital goods; the adoption of electronic and mobile…

Computers and Society · Computer Science 2015-02-10 Sowmyan Jegatheesan , Sabbir Ahmed , Austin Chamney , Nour El-kadri

By comparing the historical patterns of currency development, this paper pointed out the inevitability of the development of digital currency and the relationship between digital currency and the digital economy. With the example of China,…

General Economics · Economics 2022-05-31 Chang Su , Wenbo Lyu , Yueting Liu

Our world is strongly driven by technological developments that continuously create new markets and shape individual taste and choice. The scale of dissemination of the most recent technological breakthroughs and the capability of creating…

Physics and Society · Physics 2007-05-23 Orfeu Bertolami

Bitcoins have emerged as a possible competitor to usual currencies, but other crypto-currencies have likewise appeared as competitors to the Bitcoin currency. The expanding market of crypto-currencies now involves capital equivalent to…

Physics and Society · Physics 2014-03-26 Stefan Bornholdt , Kim Sneppen

The current crisis, at the time of writing, has had a profound impact on the financial world, introducing the need for creative approaches to revitalising the economy at the micro level as well as the macro level. In this informal analysis…

Computers and Society · Computer Science 2020-08-04 Geoffrey Goodell , Hazem Danny Al-Nakib , Paolo Tasca

With the growing popularity and rising value of cryptocurrencies, skepticism surrounding this groundbreaking innovation persists. Many financial and business experts argue that the value created in the cryptocurrency realm resembles the…

Cryptography and Security · Computer Science 2025-01-22 Mahya Karbalaii

The internet era has generated a requirement for low cost, anonymous and rapidly verifiable transactions to be used for online barter, and fast settling money have emerged as a consequence. For the most part, e-money has fulfilled this…

Cryptography and Security · Computer Science 2015-08-19 Gareth W. Peters , Efstathios Panayi , Ariane Chapelle

In today's era of innovation of technological progression, digitalisation has not only transformed individual lives but also has a prominent influence on business activities. The world is surviving in a global yet complex technological…

Computers and Society · Computer Science 2022-02-07 Mamdouh Alenezi

With negative growth in real production in many countries and debt levels which become an increasing burden on developed societies, the calls for a change in economic policy and even the monetary system become louder and increasingly…

General Finance · Quantitative Finance 2012-06-08 Andreas Hula

Advances in emerging technologies have accelerated digital transformation with the pervasive digitalization of the economy and society, driving innovations such as smart cities, industry 4.0 and FinTech. Unlike digitization, digitalization…

Cryptography and Security · Computer Science 2022-02-22 Kheng-Leong Tan , Chi-Hung Chi , Kwok-Yan Lam

In an era where economies and societies are deeply integrated into cyberspace, achieving a robust level of digital sovereignty has become an essential goal for nations aiming to preserve their security and strategic political autonomy,…

Computers and Society · Computer Science 2025-03-18 Roberto Baldoni , Giuseppe Di Luna

We discuss the pros of adopting government-issued digital currencies as well as a supranational digital iCurrency. One such pro is to get rid of paper money (and coinage), a ubiquitous medium for spreading germs, as highlighted by the…

General Finance · Quantitative Finance 2020-05-21 Zura Kakushadze , Jim Kyung-Soo Liew

In the digital society's evolving landscape, open-source tooling and generative AI are pivotal in transforming global collaboration. These technologies promise to dismantle traditional barriers of accessibility, language, and governance,…

Cryptography and Security · Computer Science 2023-12-27 John Joseph O'Hare , Allen Fairchild , Umran Ali

Cryptocurrencies are a digital medium of exchange with decentralized control that renders the community operating the cryptocurrency its sovereign. Leading cryptocurrencies use proof-of-work or proof-of-stake to reach consensus, thus are…

General Finance · Quantitative Finance 2020-07-07 Gal Shahaf , Ehud Shapiro , Nimrod Talmon

In recent years, cryptocurrencies have enjoyed increased popularity in all domains. Thus, in this context, it is important to understand how these digital assets can be transmitted, both legally and efficiently, in the event of the death of…

Computers and Society · Computer Science 2024-10-31 Cristina Carata , Ana-Luisa Chelaru

The unprecedented outbreak of the novel coronavirus (COVID-19), during early December 2019 in Wuhan, China, has quickly evolved into a global pandemic, became a matter of grave concern, and placed government agencies worldwide in a…

The People's Bank of China (PBOC) has launched an ambitious project to develop a digital currency for use in domestic, retail transactions, and is, by far, the most advanced globally in this regard. In addition to involving a diverse set of…

Computers and Society · Computer Science 2021-10-26 Geoffrey Goodell , Hazem Danny Al Nakib

For those concerned with the long-term value of their accounts, it can be a challenge to plan in the present for inflation-adjusted economic growth over coming decades. Here, I argue that there exists an economic constant that carries…

General Finance · Quantitative Finance 2012-11-14 Timothy J. Garrett

Quantum money represents an innovative approach to currency by encoding economic value within the quantum states of physical systems, utilizing the principles of quantum mechanics to enhance security, integrity, and transferability. This…

Quantum Physics · Physics 2025-07-15 Artur Czerwinski
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