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Related papers: Data science and AI in FinTech: An overview

200 papers

As financial institutions and professionals increasingly incorporate Large Language Models (LLMs) into their workflows, substantial barriers, including proprietary data and specialized knowledge, persist between the finance sector and the…

Statistical Finance · Quantitative Finance 2024-05-28 Hongyang Yang , Boyu Zhang , Neng Wang , Cheng Guo , Xiaoli Zhang , Likun Lin , Junlin Wang , Tianyu Zhou , Mao Guan , Runjia Zhang , Christina Dan Wang

This paper explores the journey of AI in finance, with a particular focus on the crucial role and potential of Explainable AI (XAI). We trace AI's evolution from early statistical methods to sophisticated machine learning, highlighting…

Statistical Finance · Quantitative Finance 2023-06-06 Barry Quinn

We perform a large scale analysis of a list of fintech terms in (i) news and blogs in English language and (ii) professional descriptions of companies operating in many countries. The occurrence and co-occurrence of fintech terms and…

Physics and Society · Physics 2020-08-26 Fabio Ciulla , Rosario N. Mantegna

In today's business landscape, organizations need to find the right balance between using their customers' data ethically to power AI solutions and being compliant regarding data privacy and data usage regulations. In this paper, we discuss…

Computers and Society · Computer Science 2025-03-18 Aditi Godbole

Synthetic data has made tremendous strides in various commercial settings including finance, healthcare, and virtual reality. We present a broad overview of prototypical applications of synthetic data in the financial sector and in…

Credit card fraud is an ongoing problem for almost all industries in the world, and it raises millions of dollars to the global economy each year. Therefore, there is a number of research either completed or proceeding in order to detect…

Machine Learning · Computer Science 2020-07-30 Yusuf Yazici

As artificial intelligence (AI) technologies increasingly enter important sectors like healthcare, transportation, and finance, the development of effective governance frameworks is crucial for dealing with ethical, security, and societal…

Computers and Society · Computer Science 2025-03-11 Amir Al-Maamari

The adoption of artificial intelligence (AI) offers transformative potential for small and medium-sized enterprises (SMEs), particularly in enhancing financial decision-making processes. However, SMEs often face significant barriers to…

Artificial Intelligence · Computer Science 2025-12-05 Manh Chien Vu , Thang Le Dinh , Manh Chien Vu , Tran Duc Le , Thi Lien Huong Nguyen

Practitioners and researchers trying to strike a balance between accuracy and transparency center Explainable Artificial Intelligence (XAI) at the junction of finance. This paper offers a thorough overview of the changing scene of XAI…

General Finance · Quantitative Finance 2025-11-12 Md Talha Mohsin , Nabid Bin Nasim

Financial technology (FinTech) has drawn much attention among investors and companies. While conventional stock analysis in FinTech targets at predicting stock prices, less effort is made for profitable stock recommendation. Besides, in…

Machine Learning · Computer Science 2021-06-21 Yi-Ling Hsu , Yu-Che Tsai , Cheng-Te Li

Financial trading is a crucial component of the markets, informed by a multimodal information landscape encompassing news, prices, and Kline charts, and encompasses diverse tasks such as quantitative trading and high-frequency trading with…

Trading and Market Microstructure · Quantitative Finance 2024-07-01 Wentao Zhang , Lingxuan Zhao , Haochong Xia , Shuo Sun , Jiaze Sun , Molei Qin , Xinyi Li , Yuqing Zhao , Yilei Zhao , Xinyu Cai , Longtao Zheng , Xinrun Wang , Bo An

An AI-powered data visualization platform that automates the entire data analysis process, from uploading a dataset to generating an interactive visualization. Advanced machine learning algorithms are employed to clean and preprocess the…

Artificial Intelligence · Computer Science 2025-11-18 Srihari R , Pallavi M , Tejaswini S , Vaishnavi R C

India's linguistic diversity presents both opportunities and challenges for fintech platforms. While the country has 31 major languages and over 100 minor ones, only 10\% of the population understands English, creating barriers to financial…

Computation and Language · Computer Science 2025-12-02 Bharatdeep Hazarika , Arya Suneesh , Prasanna Devadiga , Pawan Kumar Rajpoot , Anshuman B Suresh , Ahmed Ifthaquar Hussain

The evolution of cryptocurrency and decentralized finance (DeFi) marks a significant shift in the financial landscape, making it more accessible, inclusive, and participative for various societal groups. However, this transition from…

General Finance · Quantitative Finance 2024-07-03 Amrutha Muralidhar , Muralidhar Lakkanna

Using the Blue Ocean strategy as an underlying strategic element, this dissertation analyses whether this statement holds true for the rather more conservative banking sector in Germany and the overall risk-averse mindset of the German…

Computers and Society · Computer Science 2020-07-08 Christian Wischnewski

This systematic review examines how machine learning (ML) and deep learning (DL) have transformed forecasting, decision-making, and financial modelling, promoting innovation and efficiency in financial systems. Following PRISMA 2020…

General Mathematics · Mathematics 2026-01-26 Soufiane El Amine El Alami , Abderazzak Mouiha , Abdelatif Hafid , Ahmed El Hilali Alaoui

In recent days, the proliferation of several existing and new cyber-attacks pose an axiomatic threat to the stability of financial services. It is hard to predict the nature of attacks that can trigger a serious financial crisis. The…

Cryptography and Security · Computer Science 2023-03-24 Pushpita Chatterjee , Debashis Das , Danda B Rawat

The banking sector faces challenges in using deep learning due to data sensitivity and regulatory constraints, but generative AI may offer a solution. Thus, this study identifies effective algorithms for generating synthetic financial…

Machine Learning · Computer Science 2024-12-20 Fabian Sven Karst , Sook-Yee Chong , Abigail A. Antenor , Enyu Lin , Mahei Manhai Li , Jan Marco Leimeister

Blockchain has received much attention recently, due to its promises of verifiable, permanent, decentralized, and efficient data handling. In 2017-2019 blockchain and associated technologies such as smart contracts has progressed beyond…

Computers and Society · Computer Science 2020-06-11 Artyom Kosmarski

Decentralized Autonomous Machines (DAMs) represent a transformative paradigm in automation economy, integrating artificial intelligence (AI), blockchain technology, and Internet of Things (IoT) devices to create self-governing economic…

Multiagent Systems · Computer Science 2026-02-12 Fernando Castillo , Oscar Castillo , Eduardo Brito , Simon Espinola