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The use of language technologies in high-stake settings is increasing in recent years, mostly motivated by the success of Large Language Models (LLMs). However, despite the great performance of LLMs, they are are susceptible to ethical…

Artificial Intelligence · Computer Science 2025-06-16 Alejandro Peña , Julian Fierrez , Aythami Morales , Gonzalo Mancera , Miguel Lopez , Ruben Tolosana

Humans have entered the age of algorithms. Each minute, algorithms shape countless preferences from suggesting a product to a potential life partner. In the marketplace algorithms are trained to learn consumer preferences from customer…

Computation and Language · Computer Science 2019-02-04 A. Mishra , H. Mishra , S. Rathee

Biased human decisions have consequential impacts across various domains, yielding unfair treatment of individuals and resulting in suboptimal outcomes for organizations and society. In recognition of this fact, organizations regularly…

Machine Learning · Computer Science 2024-12-11 Wanxue Dong , Maria De-Arteaga , Maytal Saar-Tsechansky

Undesired bias afflicts both human and algorithmic decision making, and may be especially prevalent when information processing trade-offs incentivize the use of heuristics. One primary example is \textit{statistical discrimination} --…

Applications based on Machine Learning models have now become an indispensable part of the everyday life and the professional world. A critical question then recently arised among the population: Do algorithmic decisions convey any type of…

Machine Learning · Statistics 2020-04-07 Philippe Besse , Eustasio del Barrio , Paula Gordaliza , Jean-Michel Loubes , Laurent Risser

Prediction models can improve efficiency by automating decisions such as the approval of loan applications. However, they may inherit bias against protected groups from the data they are trained on. This paper adds counterfactual…

Machine Learning · Computer Science 2024-05-03 Nicholas Tenev

AI-based systems are widely employed nowadays to make decisions that have far-reaching impacts on individuals and society. Their decisions might affect everyone, everywhere and anytime, entailing concerns about potential human rights…

Machine learning is a tool for building models that accurately represent input training data. When undesired biases concerning demographic groups are in the training data, well-trained models will reflect those biases. We present a…

Machine Learning · Computer Science 2018-01-25 Brian Hu Zhang , Blake Lemoine , Margaret Mitchell

AI agents are increasingly deployed and used to make automated decisions that affect our lives on a daily basis. It is imperative to ensure that these systems embed ethical principles and respect human values. We focus on how we can attest…

Artificial Intelligence · Computer Science 2019-09-11 Xavier Ferrer Aran , Jose M. Such , Natalia Criado

When machine-learning algorithms are used in high-stakes decisions, we want to ensure that their deployment leads to fair and equitable outcomes. This concern has motivated a fast-growing literature that focuses on diagnosing and addressing…

Computers and Society · Computer Science 2023-09-26 Talia Gillis , Bryce McLaughlin , Jann Spiess

Banks are important for the development of economies in any financial ecosystem through consumer and business loans. Lending, however, presents risks; thus, banks have to determine the applicant's financial position to reduce the…

Machine Learning · Computer Science 2024-10-14 F M Ahosanul Haque , Md. Mahedi Hassan

Machine learning algorithms are now frequently used in sensitive contexts that substantially affect the course of human lives, such as credit lending or criminal justice. This is driven by the idea that `objective' machines base their…

Machine Learning · Computer Science 2019-01-17 Songül Tolan

The problem of algorithmic bias in machine learning has gained a lot of attention in recent years due to its concrete and potentially hazardous implications in society. In much the same manner, biases can also alter modern industrial and…

Machine Learning · Computer Science 2022-10-11 Laurent Risser , Agustin Picard , Lucas Hervier , Jean-Michel Loubes

Our society is plagued by several biases, including racial biases, caste biases, and gender bias. As a matter of fact, several years ago, most of these notions were unheard of. These biases passed through generations along with…

Computer Vision and Pattern Recognition · Computer Science 2023-05-04 Lavisha Aggarwal , Shruti Bhargava

It is tempting to think that machines are less prone to unfairness and prejudice. However, machine learning approaches compute their outputs based on data. While biases can enter at any stage of the development pipeline, models are…

Computer Vision and Pattern Recognition · Computer Science 2020-12-07 Patrick Esser , Robin Rombach , Björn Ommer

In credit markets, screening algorithms aim to discriminate between good-type and bad-type borrowers. However, when doing so, they can also discriminate between individuals sharing a protected attribute (e.g. gender, age, racial origin) and…

Machine Learning · Statistics 2024-02-09 Christophe Hurlin , Christophe Pérignon , Sébastien Saurin

This paper investigates the application of machine learning when training a credit decision model over real, publicly available data whilst accounting for "bias objectives". We use the term "bias objective" to describe the requirement that…

Machine Learning · Computer Science 2021-10-26 Nigel Kingsman

In recent years, machine learning algorithms have become ubiquitous in a multitude of high-stakes decision-making applications. The unparalleled ability of machine learning algorithms to learn patterns from data also enables them to…

Machine Learning · Computer Science 2022-07-14 José Pombal , André F. Cruz , João Bravo , Pedro Saleiro , Mário A. T. Figueiredo , Pedro Bizarro

Human society had a long history of suffering from cognitive biases leading to social prejudices and mass injustice. The prevalent existence of cognitive biases in large volumes of historical data can pose a threat of being manifested as…

Computers and Society · Computer Science 2020-07-29 Procheta Sen , Debasis Ganguly

Machine learning models can capture and amplify biases present in data, leading to disparate test performance across social groups. To better understand, evaluate, and mitigate these biases, a deeper theoretical understanding of how model…

Machine Learning · Computer Science 2025-03-19 Arjun Subramonian , Samuel J. Bell , Levent Sagun , Elvis Dohmatob