Related papers: Coronavirus: Case for Digital Money?
The Internet of Things promises a connected environment reacting to and addressing our every need, but based on the assumption that all of our movements and words can be recorded and analysed to achieve this end. Ubiquitous surveillance is…
Advances in emerging technologies have accelerated digital transformation with the pervasive digitalization of the economy and society, driving innovations such as smart cities, industry 4.0 and FinTech. Unlike digitization, digitalization…
A cryptocurrency is a decentralized digital currency that is designed for secure and private asset transfer and storage. As a currency, it should be difficult to counterfeit and double-spend. In this paper, we review and analyze the major…
I propose a smartphone app that will allow people to participate in the management of their own safety during an epidemic or pandemic such as COVID-19 by enabling them to view, in advance, the risks they would take if they visit some given…
In today's era of innovation of technological progression, digitalisation has not only transformed individual lives but also has a prominent influence on business activities. The world is surviving in a global yet complex technological…
The last decade has been marked by the evolution of cryptocurrencies, which have captured the interest of the public through the offered opportunities and the feeling of freedom, resulting from decentralization and lack of authority to…
A movement for a more transparent and decentralized Internet is globally attracting more attention. People are becoming more privacy-aware of their online identities and data. The Internet is constantly evolving. Web2 focused on companies…
Digital technology is everywhere for the benefit of our daily and professional life. It strongly impacts our life and was crucial to maintain professional and social activities during the COVID19 crisis. Similarly, digital technologies are…
Recently, an infectious disease, coronavirus disease 2019 (COVID-19), has been reported in Wuhan, China, and subsequently spread worldwide within a couple of months. On May 16, 2020, the COVID-19 pandemic has affected several countries in…
The COVID-19 pandemic has fueled the development of smartphone applications to assist disease management. Many "corona apps" require widespread adoption to be effective, which has sparked public debates about the privacy, security, and…
Two taxonomies of money that include cryptocurrencies are analyzed. A definition of the term cryptocurrency is given and a taxonomy of them is presented, based on how its price is fixed. The characteristics of the use of current fiat money…
We assess the potential of quantum cryptography as a technology. We highlight the fact that academia and real world have rather different perspectives and interests. Then, we describe the various real life forces (different types of users,…
The unprecedented outbreak of the novel coronavirus (COVID-19), during early December 2019 in Wuhan, China, has quickly evolved into a global pandemic, became a matter of grave concern, and placed government agencies worldwide in a…
With the innovation of distributed ledger technology (DLT), often known as blockchain technology, there has been significant growth of digital tokens in the form of cryptocurrencies, stablecoins, and central bank digital currencies. As the…
More than ten years ago the blockchain was acclaimed as the solution to overcome centralised trusted third parties for online payments. Through the years the crypto-movement changed and evolved, although decentralisation remained the core…
Central Bank Digital Currencies (CBDCs) are proposed as a public response to the uptake of privately run digital payments, with the digital euro, under development by the European Central Bank (ECB), serving as a prominent example. This…
Money was invented to address the difficulty in the double coincidence of wants between the supply and demand when people exchanged their goods and services. There are two information states in society: one is the initial state that people…
Internet users such as individuals and organizations are subject to different types of epidemic risks such as worms, viruses, and botnets. To reduce the probability of risk, an Internet user generally invests in self-defense mechanisms like…
In this work, fundamental design principles for a central bank digital currency (CBDC) with an offline functionality and corresponding counter measures are discussed. We identify three major objectives for any such CBDC proposal:(i) Access…
Humanitarian aid-distribution programs help bring physical goods to people in need. Traditional paper-based solutions to support aid distribution do not scale to large populations and are hard to secure. Existing digital solutions solve…