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The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

Understanding how ML models work is a prerequisite for responsibly designing, deploying, and using ML-based systems. With interpretability approaches, ML can now offer explanations for its outputs to aid human understanding. Though these…

Human-Computer Interaction · Computer Science 2022-05-11 Harmanpreet Kaur , Eytan Adar , Eric Gilbert , Cliff Lampe

The popularity of machine learning has increased the risk of unfair models getting deployed in high-stake applications, such as justice system, drug/vaccination design, and medical diagnosis. Although there are effective methods to train…

Machine Learning · Computer Science 2022-07-14 Mohit Bajaj , Lingyang Chu , Vittorio Romaniello , Gursimran Singh , Jian Pei , Zirui Zhou , Lanjun Wang , Yong Zhang

Personalized prediction of responses for individual entities caused by external drivers is vital across many disciplines. Recent machine learning (ML) advances have led to new state-of-the-art response prediction models. Models built at a…

Machine Learning · Computer Science 2023-02-17 Rahul Ghosh , Haoyu Yang , Ankush Khandelwal , Erhu He , Arvind Renganathan , Somya Sharma , Xiaowei Jia , Vipin Kumar

To coordinate with other agents in its environment, an agent needs models of what the other agents are trying to do. When communication is impossible or expensive, this information must be acquired indirectly via plan recognition. Typical…

Artificial Intelligence · Computer Science 2013-02-28 Marcus J. Huber , Edmund H. Durfee , Michael P. Wellman

The pursuit of interpretable artificial intelligence has led to significant advancements in the development of methods that aim to explain the decision-making processes of complex models, such as deep learning systems. Among these methods,…

Machine Learning · Computer Science 2024-10-29 Yihao Zhang

A salient approach to interpretable machine learning is to restrict modeling to simple models. In the Bayesian framework, this can be pursued by restricting the model structure and prior to favor interpretable models. Fundamentally,…

Machine Learning · Computer Science 2020-09-08 Homayun Afrabandpey , Tomi Peltola , Juho Piironen , Aki Vehtari , Samuel Kaski

Machine unlearning (MU) is gaining increasing attention due to the need to remove or modify predictions made by machine learning (ML) models. While training models have become more efficient and accurate, the importance of unlearning…

Machine Learning · Computer Science 2024-10-28 Thanveer Shaik , Xiaohui Tao , Haoran Xie , Lin Li , Xiaofeng Zhu , Qing Li

With the perpetual increase of complexity of the state-of-the-art deep neural networks, it becomes a more and more challenging task to maintain their interpretability. Our work aims to evaluate the effects of adversarial training utilized…

Computer Vision and Pattern Recognition · Computer Science 2023-11-21 Delyan Boychev

Our research aims to propose a new performance-explainability analytical framework to assess and benchmark machine learning methods. The framework details a set of characteristics that systematize the performance-explainability assessment…

Machine Learning · Computer Science 2021-11-22 Kevin Fauvel , Véronique Masson , Élisa Fromont

Machine learning (ML) model explainability has received growing attention, especially in the area related to model risk and regulations. In this paper, we reviewed and compared some popular ML model explainability methodologies, especially…

Artificial Intelligence · Computer Science 2021-06-15 Shafie Gholizadeh , Nengfeng Zhou

Automated Machine Learning-based systems' integration into a wide range of tasks has expanded as a result of their performance and speed. Although there are numerous advantages to employing ML-based systems, if they are not interpretable,…

Machine Learning · Computer Science 2022-12-08 Ioannis Mollas , Nick Bassiliades , Grigorios Tsoumakas

Deep neural networks have been well-known for their superb handling of various machine learning and artificial intelligence tasks. However, due to their over-parameterized black-box nature, it is often difficult to understand the prediction…

Machine Learning · Computer Science 2022-07-18 Xuhong Li , Haoyi Xiong , Xingjian Li , Xuanyu Wu , Xiao Zhang , Ji Liu , Jiang Bian , Dejing Dou

Pricing actuaries typically operate within the framework of generalized linear models (GLMs). With the upswing of data analytics, our study puts focus on machine learning methods to develop full tariff plans built from both the frequency…

Applications · Statistics 2020-03-04 Roel Henckaerts , Marie-Pier Côté , Katrien Antonio , Roel Verbelen

Ensuring the trustworthiness and interpretability of machine learning models is critical to their deployment in real-world applications. Feature attribution methods have gained significant attention, which provide local explanations of…

Machine Learning · Computer Science 2023-09-20 Md Abdul Kadir , Gowtham Krishna Addluri , Daniel Sonntag

Given a machine learning (ML) model and a prediction, explanations can be defined as sets of features which are sufficient for the prediction. In some applications, and besides asking for an explanation, it is also critical to understand…

Machine Learning · Computer Science 2023-02-08 Xuanxiang Huang , Martin C. Cooper , Antonio Morgado , Jordi Planes , Joao Marques-Silva

Rapid development of advanced modelling techniques gives an opportunity to develop tools that are more and more accurate. However as usually, everything comes with a price and in this case, the price to pay is to loose interpretability of a…

We present a brief history of the field of interpretable machine learning (IML), give an overview of state-of-the-art interpretation methods, and discuss challenges. Research in IML has boomed in recent years. As young as the field is, it…

Machine Learning · Statistics 2022-01-24 Christoph Molnar , Giuseppe Casalicchio , Bernd Bischl

For machine learning models to be most useful in numerous sociotechnical systems, many have argued that they must be human-interpretable. However, despite increasing interest in interpretability, there remains no firm consensus on how to…

Machine Learning · Computer Science 2021-02-03 Andrew Slavin Ross , Nina Chen , Elisa Zhao Hang , Elena L. Glassman , Finale Doshi-Velez

One compelling vision of the future of materials discovery and design involves the use of machine learning (ML) models to predict materials properties and then rapidly find materials tailored for specific applications. However, realizing…

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