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A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

Predictive modeling applications increasingly use data representing people's behavior, opinions, and interactions. Fine-grained behavior data often has different structure from traditional data, being very high-dimensional and sparse.…

Machine Learning · Statistics 2016-07-28 Julie Moeyersoms , Brian d'Alessandro , Foster Provost , David Martens

Most of the work on interpretable machine learning has focused on designing either inherently interpretable models, which typically trade-off accuracy for interpretability, or post-hoc explanation systems, which lack guarantees about their…

Machine Learning · Computer Science 2019-06-05 Gregory Plumb , Maruan Al-Shedivat , Eric Xing , Ameet Talwalkar

Transformation-based learning has been successfully employed to solve many natural language processing problems. It has many positive features, but one drawback is that it does not provide estimates of class membership probabilities. In…

Computation and Language · Computer Science 2007-05-23 Radu Florian , John C. Henderson , Grace Ngai

Interpretable machine learning is essential in high-stakes domains where decision-making requires accountability, transparency, and trust. While rule-based models offer global and exact interpretability, learning rule sets that…

Machine Learning · Computer Science 2026-03-10 Hans Farrell Soegeng , Sarthak Ketanbhai Modi , Thomas Peyrin

Discovering interpretable patterns for classification of sequential data is of key importance for a variety of fields, ranging from genomics to fraud detection or more generally interpretable decision-making. In this paper, we propose a…

Machine Learning · Computer Science 2023-02-23 Marine Collery , Philippe Bonnard , François Fages , Remy Kusters

A proper form of data characterization can guide the process of learning-algorithm selection and model-performance estimation. The field of meta-learning has provided a rich body of work describing effective forms of data characterization…

Machine Learning · Computer Science 2021-02-01 Mikhail M. Meskhi , Adriano Rivolli , Rafael G. Mantovani , Ricardo Vilalta

In machine learning algorithm design, there exists a trade-off between the interpretability and performance of the algorithm. In general, algorithms which are simpler and easier for humans to comprehend tend to show worse performance than…

Machine Learning · Computer Science 2024-07-15 Eric M. Vernon , Naoki Masuyama , Yusuke Nojima

Data-driven optimization uses contextual information and machine learning algorithms to find solutions to decision problems with uncertain parameters. While a vast body of work is dedicated to interpreting machine learning models in the…

Machine Learning · Computer Science 2023-07-21 Alexandre Forel , Axel Parmentier , Thibaut Vidal

Our goal is to provide a review of deep learning methods which provide insight into structured high-dimensional data. Rather than using shallow additive architectures common to most statistical models, deep learning uses layers of…

Machine Learning · Statistics 2023-10-11 Nick Polson , Vadim Sokolov

In many applications labeled data is not readily available, and needs to be collected via pain-staking human supervision. We propose a rule-exemplar method for collecting human supervision to combine the efficiency of rules with the quality…

Machine Learning · Computer Science 2020-05-18 Abhijeet Awasthi , Sabyasachi Ghosh , Rasna Goyal , Sunita Sarawagi

Black box systems for automated decision making, often based on machine learning over (big) data, map a user's features into a class or a score without exposing the reasons why. This is problematic not only for lack of transparency, but…

Artificial Intelligence · Computer Science 2018-06-27 Dino Pedreschi , Fosca Giannotti , Riccardo Guidotti , Anna Monreale , Luca Pappalardo , Salvatore Ruggieri , Franco Turini

There has been growing interest in developing accurate models that can also be explained to humans. Unfortunately, if there exist multiple distinct but accurate models for some dataset, current machine learning methods are unlikely to find…

Machine Learning · Computer Science 2018-07-23 Andrew Slavin Ross , Weiwei Pan , Finale Doshi-Velez

We propose Black Box Explanations through Transparent Approximations (BETA), a novel model agnostic framework for explaining the behavior of any black-box classifier by simultaneously optimizing for fidelity to the original model and…

Artificial Intelligence · Computer Science 2017-07-06 Himabindu Lakkaraju , Ece Kamar , Rich Caruana , Jure Leskovec

Large language models (LLMs) can amplify misinformation, undermining societal goals like the UN SDGs. We study three documented drivers of misinformation (valence framing, information overload, and oversimplification) which are often shaped…

Artificial Intelligence · Computer Science 2025-09-24 Francesco Sovrano

Local explanation frameworks aim to rationalize particular decisions made by a black-box prediction model. Existing techniques are often restricted to a specific type of predictor or based on input saliency, which may be undesirably…

Machine Learning · Computer Science 2019-02-12 Brandon Carter , Jonas Mueller , Siddhartha Jain , David Gifford

Rule-based machine translation is a machine translation paradigm where linguistic knowledge is encoded by an expert in the form of rules that translate text from source to target language. While this approach grants extensive control over…

Computation and Language · Computer Science 2020-09-29 Daniel Torregrosa , Nivranshu Pasricha , Maraim Masoud , Bharathi Raja Chakravarthi , Juan Alonso , Noe Casas , Mihael Arcan

Removing information from a machine learning model is a non-trivial task that requires to partially revert the training process. This task is unavoidable when sensitive data, such as credit card numbers or passwords, accidentally enter the…

Machine Learning · Computer Science 2023-08-08 Alexander Warnecke , Lukas Pirch , Christian Wressnegger , Konrad Rieck

Artificial Intelligence algorithms have now become pervasive in multiple high-stakes domains. However, their internal logic can be obscure to humans. Explainable Artificial Intelligence aims to design tools and techniques to illustrate the…

Human-Computer Interaction · Computer Science 2024-04-29 Eleonora Cappuccio , Daniele Fadda , Rosa Lanzilotti , Salvatore Rinzivillo

Recently, the enactment of privacy regulations has promoted the rise of the machine unlearning paradigm. Existing studies of machine unlearning mainly focus on sample-wise unlearning, such that a learnt model will not expose user's privacy…

Machine Learning · Computer Science 2022-04-19 Tao Guo , Song Guo , Jiewei Zhang , Wenchao Xu , Junxiao Wang