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The purpose of the present paper is to incorporate stochastic interest rates into a matrix-approach to multi-state life insurance, where formulas for reserves, moments of future payments and equivalence premiums can be obtained as explicit…

Risk Management · Quantitative Finance 2022-11-18 Jamaal Ahmad , Mogens Bladt

We develop a probabilistic framework for joint simulation of short-term electricity generation from renewable assets. In this paper we describe a method for producing hourly day-ahead scenarios of generated power at grid-scale across…

Statistical Finance · Quantitative Finance 2022-05-11 Mike Ludkovski , Glen Swindle , Eric Grannan

We build a 167-indicator comprehensive credit risk indicator set, integrating macro, corporate financial, bond-specific indicators, and for the first time, 30 large-scale corporate non-financial indicators. We use seven machine learning…

General Economics · Economics 2025-09-24 Yanran Wu , Xinlei Zhang , Quanyi Xu , Qianxin Yang , Chao Zhang

We review recent progress in modeling credit risk for correlated assets. We start from the Merton model which default events and losses are derived from the asset values at maturity. To estimate the time development of the asset values, the…

Risk Management · Quantitative Finance 2018-03-02 Andreas Mühlbacher , Thomas Guhr

We present an arbitrage-free non-parametric yield curve prediction model which takes the full (discretized) yield curve as state variable. We believe that absence of arbitrage is an important model feature in case of highly correlated data,…

Pricing of Securities · Quantitative Finance 2012-03-12 Josef Teichmann , Mario V. Wüthrich

We introduce a novel machine learning model for credit risk by combining tree-boosting with a latent spatio-temporal Gaussian process model accounting for frailty correlation. This allows for modeling non-linearities and interactions among…

Risk Management · Quantitative Finance 2025-12-19 Pascal Kündig , Fabio Sigrist

Several studies have focused on the Realized Range Volatility, an estimator of the quadratic variation of financial prices, taking into account the impact of microstructure noise and jumps. However, none has considered direct modeling and…

Applications · Statistics 2014-10-28 Giovanni Bonaccolto , Massimiliano Caporin

The multivariate conditional probability distribution models the effects of a set of variables onto the statistical properties of another set of variables. In the study of systemic risk in a financial system, the multivariate conditional…

Risk Management · Quantitative Finance 2021-05-05 Tomaso Aste

Current contingency reserve criteria ignore the likelihood of individual contingencies and, thus, their impact on system reliability and risk. This paper develops an iterative approach, inspired by the current security-constrained unit…

Systems and Control · Electrical Eng. & Systems 2022-05-10 Robert Mieth , Yury Dvorkin , Miguel A. Ortega-Vazquez

We study a class of backtests for forecast distributions in which the test statistic depends on a spectral transformation that weights exceedance events by a function of the modeled probability level. The weighting scheme is specified by a…

Risk Management · Quantitative Finance 2019-07-30 Michael B. Gordy , Alexander J. McNeil

Credit risk scorecards are logistic regression models, fitted to large and complex data sets, employed by the financial industry to model the probability of default of a potential customer. In order to ensure that a scorecard remains a…

Methodology · Statistics 2022-06-24 J. du Pisanie , J. S. Allison , I. J. H. Visagie

The digitalization of financial markets has shifted trading from voice to electronic channels, with Multi-Dealer-to-Client (MD2C) platforms now enabling clients to request quotes (RfQs) for financial instruments like bonds from multiple…

Trading and Market Microstructure · Quantitative Finance 2025-10-20 Paloma Marín , Sergio Ardanza-Trevijano , Javier Sabio

Conditional forecasts of risk measures play an important role in internal risk management of financial institutions as well as in regulatory capital calculations. In order to assess forecasting performance of a risk measurement procedure,…

Risk Management · Quantitative Finance 2017-02-22 Natalia Nolde , Johanna F. Ziegel

In this paper we analyse the five-factor capital market model of Munk et al.(2004). The model features a Vasicek interest rate model, an equity index with mean-reverting excess return and an index for realized inflation with mean-reverting…

Mathematical Finance · Quantitative Finance 2022-01-14 Søren Fiig Jarner , Michael Preisel

We present an interactive probing tool to create, modify and analyze what-if scenarios for multivariate time series models. The solution is applied to freight trading, where analysts can carry out sensitivity analysis on freight rates by…

Other Statistics · Statistics 2021-09-23 Haonan Xu , Haotian Li , Yong Wang

The classical derivation of the well-known Vasicek model for interest rates is reformulated in terms of the associated pricing kernel. An advantage of the pricing kernel method is that it allows one to generalize the construction to the…

Mathematical Finance · Quantitative Finance 2019-06-04 Dorje C. Brody , Lane P. Hughston , David M. Meier

In general, homeowners refinance in response to a decrease in interest rates, as their borrowing costs are lowered. However, it is worth investigating the effects of refinancing after taking the underlying costs into consideration. Here we…

Pricing of Securities · Quantitative Finance 2016-05-18 Khizar Qureshi , Cheng Su

Software testing is an expensive and important task. Plenty of researches and industrial efforts have been invested on improving software testing techniques, including criteria, tools, etc. These studies can provide guidelines to select…

Software Engineering · Computer Science 2017-08-07 Xiaoran Xu , Chunrong Fang , Qing Wu , Jia Liu , Zhenyu Chen

We consider the risk sharing problem for capital requirements induced by capital adequacy tests and security markets. The agents involved in the sharing procedure may be heterogeneous in that they apply varying capital adequacy tests and…

Risk Management · Quantitative Finance 2018-09-27 Felix-Benedikt Liebrich , Gregor Svindland

Accurate and precise crop yield prediction is invaluable for decision making at both farm levels and regional levels. To make yield prediction, crop models are widely used for their capability to simulate hypothetical scenarios. While…

Machine Learning · Computer Science 2024-04-02 Yuji Saikai
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