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The proliferation of artificial intelligence (AI) in financial services has prompted growing demand for tools that can systematically detect AI-related disclosures in corporate filings. While prior approaches often rely on keyword expansion…

Computational Finance · Quantitative Finance 2025-07-04 Muhammad Bilal Zafar

Recently, financial institutes have been dealing with an increase in financial crimes. In this context, financial services firms started to improve their vigilance and use new technologies and approaches to identify and predict financial…

Machine Learning · Computer Science 2021-05-25 Zeinab Rouhollahi

To transcribe speech, automatic speech recognition systems use statistical methods, particularly hidden Markov model and N-gram models. Although these techniques perform well and lead to efficient systems, they approach their maximum…

Human-Computer Interaction · Computer Science 2016-08-16 Stéphane Huet , Pascale Sébillot , Guillaume Gravier

Internet-based economies and societies are drowning in deceptive attacks. These attacks take many forms, such as fake news, phishing, and job scams, which we call ``domains of deception.'' Machine-learning and natural-language-processing…

Computation and Language · Computer Science 2024-02-05 Rakesh M. Verma , Nachum Dershowitz , Victor Zeng , Dainis Boumber , Xuting Liu

Virtual agents are becoming a prominent channel of interaction in customer service. Not all customer interactions are smooth, however, and some can become almost comically bad. In such instances, a human agent might need to step in and…

Computation and Language · Computer Science 2018-04-17 Tommy Sandbank , Michal Shmueli-Scheuer , Jonathan Herzig , David Konopnicki , John Richards , David Piorkowski

Financial fraud is an issue with far reaching consequences in the finance industry, government, corporate sectors, and for ordinary consumers. Increasing dependence on new technologies such as cloud and mobile computing in recent years has…

Cryptography and Security · Computer Science 2015-10-27 J. West , Maumita Bhattacharya , R. Islam

Online reviews play an integral part for success or failure of businesses. Prior to purchasing services or goods, customers first review the online comments submitted by previous customers. However, it is possible to superficially boost or…

Computation and Language · Computer Science 2020-10-12 Faranak Abri , Luis Felipe Gutierrez , Akbar Siami Namin , Keith S. Jones , David R. W. Sears

Banks receive millions of reports of fraud, scams, and disputed transactions every year, making it challenging to accurately direct customers to the appropriate specialist teams for assistance. The existing manual process driven by humans…

Audio is one of the most used ways of human communication, but at the same time it can be easily misused to trick people. With the revolution of AI, the related technologies are now accessible to almost everyone, thus making it simple for…

Financial fraud detection is an important problem with a number of design aspects to consider. Issues such as algorithm selection and performance analysis will affect the perceived ability of proposed solutions, so for auditors and…

Cryptography and Security · Computer Science 2016-01-07 J. West , Maumita Bhattacharya

Fraud is a prevalent offence that extends beyond financial loss, causing psychological and physical harm to victims. The advancements in online communication technologies alowed for online fraud to thrive in this vast network, with…

Computation and Language · Computer Science 2025-04-17 Antonis Papasavva , Shane Johnson , Ed Lowther , Samantha Lundrigan , Enrico Mariconti , Anna Markovska , Nilufer Tuptuk

Effective extraction and application of linguistic features are central to the enhancement of spoken Language IDentification (LID) performance. With the success of recent large models, such as GPT and Whisper, the potential to leverage such…

Computation and Language · Computer Science 2023-12-19 Peng Shen , Xuguang Lu , Hisashi Kawai

The combination of highly realistic voice cloning, along with visually compelling avatar, face-swap, or lip-sync deepfake video generation, makes it relatively easy to create a video of anyone saying anything. Today, such deepfake…

Computer Vision and Pattern Recognition · Computer Science 2025-07-15 Justin D. Norman , Hany Farid

The rapid proliferation of AI-manipulated or generated audio deepfakes poses serious challenges to media integrity and election security. Current AI-driven detection solutions lack explainability and underperform in real-world settings. In…

Machine Learning · Computer Science 2024-10-11 Georgia Channing , Juil Sock , Ronald Clark , Philip Torr , Christian Schroeder de Witt

The proliferation of digital payment platforms has transformed commerce, offering unmatched convenience and accessibility globally. However, this growth has also attracted malicious actors, leading to a corresponding increase in…

Artificial Intelligence · Computer Science 2026-05-04 Nitish Jaipuria , Lorenzo Gatto , Zijun Kan , Shankey Poddar , Bill Cheung , Diksha Bansal , Ramanan Balakrishnan , Aviral Suri , Jose Estevez

Informal transliteration from other languages to English is prevalent in social media threads, instant messaging, and discussion forums. Without identifying the language of such transliterated text, users who do not speak that language…

Audio and Speech Processing · Electrical Eng. & Systems 2020-04-29 Sourav Sen

The extensive use of the internet is continuously drifting businesses to incorporate their services in the online environment. One of the first spectrums to embrace this evolution was the banking sector. In fact, the first known online…

Machine Learning · Computer Science 2020-09-15 Arianit Mehana , Krenare Pireva Nuci

Digital technology has made possible unimaginable applications come true. It seems exciting to have a handful of tools for easy editing and manipulation, but it raises alarming concerns that can propagate as speech clones, duplicates, or…

Machine Learning · Computer Science 2021-04-13 Arun Kumar Singh , Priyanka Singh

Current Conversational AI systems employ different machine learning pipelines, as well as external knowledge sources and business logic to predict the next action. Maintaining various components in dialogue managers' pipeline adds…

Computation and Language · Computer Science 2024-04-15 Amin Hosseiny Marani , Ulie Schnaithmann , Youngseo Son , Akil Iyer , Manas Paldhe , Arushi Raghuvanshi

Detection of face forgery videos remains a formidable challenge in the field of digital forensics, especially the generalization to unseen datasets and common perturbations. In this paper, we tackle this issue by leveraging the synergy…

Computer Vision and Pattern Recognition · Computer Science 2025-08-14 Yachao Liang , Min Yu , Gang Li , Jianguo Jiang , Boquan Li , Feng Yu , Ning Zhang , Xiang Meng , Weiqing Huang