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A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

Bias is known to be an impediment to fair decisions in many domains such as human resources, the public sector, health care etc. Recently, hope has been expressed that the use of machine learning methods for taking such decisions would…

Machine Learning · Computer Science 2019-09-05 Jindong Gu , Daniela Oelke

Transparent object perception is a rapidly developing research problem in artificial intelligence. The ability to perceive transparent objects enables robots to achieve higher levels of autonomy, unlocking new applications in various…

Robotics · Computer Science 2023-10-18 Jiaqi Jiang , Guanqun Cao , Jiankang Deng , Thanh-Toan Do , Shan Luo

In recent years, machine learning (ML) has become a key enabling technology for the sciences and industry. Especially through improvements in methodology, the availability of large databases and increased computational power, today's ML…

Artificial Intelligence · Computer Science 2019-09-27 Wojciech Samek , Klaus-Robert Müller

A common trait of many machine learning models is that it is often difficult to understand and explain what caused the model to produce the given output. While the explainability of neural networks has been an active field of research in…

The field of artificial intelligence (AI) has experienced remarkable progress in recent years, driven by the widespread adoption of open-source machine learning models in both research and industry. Considering the resource-intensive nature…

Machine Learning · Computer Science 2023-08-21 Dominik Hintersdorf , Lukas Struppek , Kristian Kersting

For privacy concerns to be addressed adequately in current machine learning systems, the knowledge gap between the machine learning and privacy communities must be bridged. This article aims to provide an introduction to the intersection of…

Cryptography and Security · Computer Science 2018-05-01 Mohammad Al-Rubaie , J. Morris Chang

Fairlearn is an open source project to help practitioners assess and improve fairness of artificial intelligence (AI) systems. The associated Python library, also named fairlearn, supports evaluation of a model's output across affected…

Machine Learning · Computer Science 2023-03-30 Hilde Weerts , Miroslav Dudík , Richard Edgar , Adrin Jalali , Roman Lutz , Michael Madaio

Despite its great success, machine learning can have its limits when dealing with insufficient training data. A potential solution is the additional integration of prior knowledge into the training process which leads to the notion of…

Artificial intelligence offers superior techniques and methods by which problems from diverse domains may find an optimal solution. The Machine Learning technologies refer to the domain of artificial intelligence aiming to develop the…

Machine Learning · Computer Science 2009-04-24 Alin Munteanu , Cristina Ofelia Sofran

Artificial intelligence systems are being increasingly deployed due to their potential to increase the efficiency, scale, consistency, fairness, and accuracy of decisions. However, as many of these systems are opaque in their operation,…

Our everyday interactions with pervasive systems generate traces that capture various aspects of human behavior and enable machine learning algorithms to extract latent information about users. In this paper, we propose a machine learning…

Machine Learning · Statistics 2019-06-06 Benjamin Baron , Mirco Musolesi

Interpretable machine learning tackles the important problem that humans cannot understand the behaviors of complex machine learning models and how these models arrive at a particular decision. Although many approaches have been proposed, a…

Machine Learning · Computer Science 2019-05-21 Mengnan Du , Ninghao Liu , Xia Hu

The goal of machine learning is to facilitate a computer to execute a specific task without explicit instruction by an external party. Quantum foundations seeks to explain the conceptual and mathematical edifice of quantum theory. Recently,…

Quantum Physics · Physics 2021-02-04 Kishor Bharti , Tobias Haug , Vlatko Vedral , Leong-Chuan Kwek

If you want to tell people the truth, make them laugh, otherwise they'll kill you. (source unclear) Machine learning and deep learning are the technologies of the day for developing intelligent automatic systems. However, a key hurdle for…

Machine Learning · Computer Science 2019-01-08 Fayyaz Minhas , Amina Asif , Asa Ben-Hur

Modern machine learning models are opaque, and as a result there is a burgeoning academic subfield on methods that explain these models' behavior. However, what is the precise goal of providing such explanations, and how can we demonstrate…

Machine Learning · Computer Science 2022-12-01 Patrick Fernandes , Marcos Treviso , Danish Pruthi , André F. T. Martins , Graham Neubig

Artificial intelligence (AI) provides many opportunities to improve private and public life. Discovering patterns and structures in large troves of data in an automated manner is a core component of data science, and currently drives…

Machine Learning · Computer Science 2020-09-25 Vaishak Belle , Ioannis Papantonis

The application of machine learning to support the processing of large datasets holds promise in many industries, including financial services. However, practical issues for the full adoption of machine learning remain with the focus being…

Machine Learning · Computer Science 2021-05-14 Ismini Psychoula , Andreas Gutmann , Pradip Mainali , S. H. Lee , Paul Dunphy , Fabien A. P. Petitcolas

Extensive recent media focus has been directed towards the dark side of intelligent systems, how algorithms can influence society negatively. Often, transparency is proposed as a solution or step in the right direction. Unfortunately,…

Human-Computer Interaction · Computer Science 2018-12-11 Aaron Springer , Steve Whittaker

We propose new tools for policy-makers to use when assessing and correcting fairness and bias in AI algorithms. The three tools are: - A new definition of fairness called "controlled fairness" with respect to choices of protected features…

Machine Learning · Computer Science 2020-07-10 Mingliang Chen , Aria Shahverdi , Sarah Anderson , Se Yong Park , Justin Zhang , Dana Dachman-Soled , Kristin Lauter , Min Wu