Related papers: CreditPrint: Credit Investigation via Geographic F…

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

Credit card frauds are at an ever-increasing rate and have become a major problem in the financial sector. Because of these frauds, card users are hesitant in making purchases and both the merchants and financial institutions bear heavy…

Credit card fraud has emerged as major problem in the electronic payment sector. In this survey, we study data-driven credit card fraud detection particularities and several machine learning methods to address each of its intricate…

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…

Credit card plays a very important rule in today's economy. It becomes an unavoidable part of household, business and global activities. Although using credit cards provides enormous benefits when used carefully and responsibly,significant…

Shoeprints are a common type of evidence found at crime scenes and are used regularly in forensic investigations. However, existing methods cannot effectively employ deep learning techniques to match noisy and occluded crime-scene…

This paper takes a deep learning approach to understand consumer credit risk when e-commerce platforms issue unsecured credit to finance customers' purchase. The "NeuCredit" model can capture both serial dependences in multi-dimensional…

Despite the tremendous advances achieved over the past years by deep learning techniques, the latest risk prediction models for industrial applications still rely on highly handtuned stage-wised statistical learning tools, such as gradient…

The human footprint is having a unique set of ridges unmatched by any other human being, and therefore it can be used in different identity documents for example birth certificate, Indian biometric identification system AADHAR card, driving…

We present DeepPrint, a deep network, which learns to extract fixed-length fingerprint representations of only 200 bytes. DeepPrint incorporates fingerprint domain knowledge, including alignment and minutiae detection, into the deep network…

Online social networks being extended to geographical space has resulted in large amount of user check-in data. Understanding check-ins can help to build appealing applications, such as location recommendation. In this paper, we propose…

In general, biometry-based control systems may not rely on individual expected behavior or cooperation to operate appropriately. Instead, such systems should be aware of malicious procedures for unauthorized access attempts. Some works…

Palmprint recognition has emerged as a prominent biometric technology, widely applied in diverse scenarios. Traditional handcrafted methods for palmprint recognition often fall short in representation capability, as they heavily depend on…

Gait recognition is an appealing biometric modality which aims to identify individuals based on the way they walk. Deep learning has reshaped the research landscape in this area since 2015 through the ability to automatically learn…

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

In this paper we present a novel approach to credit scoring of retail customers in the banking industry based on deep learning methods. We used RNNs on fine grained transnational data to compute credit scores for the loan applicants. We…

Deep learning adoption in the financial services industry has been limited due to a lack of model interpretability. However, several techniques have been proposed to explain predictions made by a neural network. We provide an initial…

Face detection is to search all the possible regions for faces in images and locate the faces if there are any. Many applications including face recognition, facial expression recognition, face tracking and head-pose estimation assume that…

Face recognition is a rapidly developing and widely applied aspect of biometric technologies. Its applications are broad, ranging from law enforcement to consumer applications, and industry efficiency and monitoring solutions. The recent…