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This paper introduces a novel XAI approach based on near-misses analysis (NMA). This approach reveals a hierarchy of logical 'concepts' inferred from the latent decision-making process of a Neural Network (NN) without delving into its…

Machine Learning · Computer Science 2024-11-27 Eran Kaufman , Avivit levy

The application of computer vision is gradually increasing across various domains. They employ deep learning models with a black-box nature. Without the ability to explain the behavior of neural networks, especially their decision-making…

Computer Vision and Pattern Recognition · Computer Science 2026-05-04 Maryam Sadat Hosseini Azad , Shahriar Baradaran Shokouhi , Amir Abbas Hamidi Imani , Shahin Atakishiyev , Randy Goebel

Recent advancements in machine learning and signal processing domains have resulted in an extensive surge of interest in Deep Neural Networks (DNNs) due to their unprecedented performance and high accuracy for different and challenging…

Machine Learning · Computer Science 2021-02-04 Atefeh Shahroudnejad

This paper examines two different yet related questions related to explainable AI (XAI) practices. Machine learning (ML) is increasingly important in financial services, such as pre-approval, credit underwriting, investments, and various…

Machine Learning · Computer Science 2022-09-21 Swati Tyagi

Predicting default is essential for banks to ensure profitability and financial stability. While modern machine learning methods often outperform traditional regression techniques, their lack of transparency limits their use in regulated…

Machine Learning · Computer Science 2025-09-16 Sagi Schwartz , Qinling Wang , Fang Fang

Deep learning models are one of the security strategies, trained on extensive datasets, and play a critical role in detecting and responding to these threats by recognizing complex patterns in malicious code. However, the opaque nature of…

Cryptography and Security · Computer Science 2025-08-15 Richa Dasila , Vatsala Upadhyay , Samo Bobek , Abhishek Vaish

In recent years, the impact of machine learning (ML) and artificial intelligence (AI) in society has been absolutely remarkable. This impact is expected to continue in the foreseeable future. However,the adoption of AI/ML is also a cause of…

Artificial Intelligence · Computer Science 2024-06-19 Joao Marques-Silva

Explainable Artificial Intelligence (XAI) methods help to understand the internal mechanism of machine learning models and how they reach a specific decision or made a specific action. The list of informative features is one of the most…

Artificial Intelligence · Computer Science 2024-06-18 Ahmed M Salih

There is a disconnect between explanatory artificial intelligence (XAI) methods and the types of explanations that are useful for and demanded by society (policy makers, government officials, etc.) Questions that experts in artificial…

Artificial Intelligence · Computer Science 2019-01-23 Leilani H. Gilpin , Cecilia Testart , Nathaniel Fruchter , Julius Adebayo

The final search query for the Systematic Literature Review (SLR) was conducted on 15th July 2022. Initially, we extracted 1707 journal and conference articles from the Scopus and Web of Science databases. Inclusion and exclusion criteria…

Artificial Intelligence · Computer Science 2022-11-29 AKM Bahalul Haque , A. K. M. Najmul Islam , Patrick Mikalef

Explainability is needed to establish confidence in machine learning results. Some explainable methods take a post hoc approach to explain the weights of machine learning models, others highlight areas of the input contributing to…

Machine Learning · Computer Science 2024-07-15 Paul Whitten , Francis Wolff , Chris Papachristou

A large set of the explainable Artificial Intelligence (XAI) literature is emerging on feature relevance techniques to explain a deep neural network (DNN) output or explaining models that ingest image source data. However, assessing how XAI…

Artificial Intelligence · Computer Science 2020-12-21 Alexandre Heuillet , Fabien Couthouis , Natalia Díaz-Rodríguez

A central goal of explainable artificial intelligence (XAI) is to improve the trust relationship in human-AI interaction. One assumption underlying research in transparent AI systems is that explanations help to better assess predictions of…

Artificial Intelligence · Computer Science 2021-06-23 Felix Biessmann , Viktor Treu

Artificial Intelligence (AI) has created the single biggest technology revolution the world has ever seen. For the finance sector, it provides great opportunities to enhance customer experience, democratize financial services, ensure…

Risk Management · Quantitative Finance 2021-03-02 Branka Hadji Misheva , Joerg Osterrieder , Ali Hirsa , Onkar Kulkarni , Stephen Fung Lin

A main drawback of eXplainable Artificial Intelligence (XAI) approaches is the feature independence assumption, hindering the study of potential variable dependencies. This leads to approximating black box behaviors by analyzing the effects…

Artificial Intelligence · Computer Science 2024-10-16 Martina Cinquini , Riccardo Guidotti

Deep neural networks like PhaseNet show high accuracy in detecting microseismic events, but their black-box nature is a concern in critical applications. We apply Explainable Artificial Intelligence (XAI) techniques, such as…

Machine Learning · Computer Science 2026-04-10 Ayrat Abdullin , Denis Anikiev , Umair Bin Waheed

This study is located in the Human-Centered Artificial Intelligence (HCAI) and focuses on the results of a user-centered assessment of commonly used eXplainable Artificial Intelligence (XAI) algorithms, specifically investigating how humans…

Recent work demonstrated the existence of critical flaws in the current use of Shapley values in explainable AI (XAI), i.e. the so-called SHAP scores. These flaws are significant in that the scores provided to a human decision-maker can be…

Artificial Intelligence · Computer Science 2025-02-18 Joao Marques-Silva , Xuanxiang Huang , Olivier Letoffe

The support of artificial intelligence (AI) based decision-making is a key element in future 6G networks, where the concept of native AI will be introduced. Moreover, AI is widely employed in different critical applications such as…

Artificial Intelligence · Computer Science 2025-04-08 Abdul Karim Gizzini , Yahia Medjahdi , Ali J. Ghandour , Laurent Clavier

Despite outstanding contribution to the significant progress of Artificial Intelligence (AI), deep learning models remain mostly black boxes, which are extremely weak in explainability of the reasoning process and prediction results.…

Machine Learning · Computer Science 2020-02-11 Sheng Shi , Xinfeng Zhang , Wei Fan