Related papers: Usage-Based Vehicle Insurance: Driving Style Facto…
Motor insurance can use telematics data not only to understand the individual driving style, but also to implement innovative coaching strategies that feed back to the drivers, through an app, the aggregated information extracted from the…
With the advancement in technology, telematics data which capture vehicle movements information are becoming available to more insurers. As these data capture the actual driving behaviour, they are expected to improve our understanding of…
Driving risk prediction has been a topic of much research over the past few decades to minimize driving risk and increase safety. The use of demographic information in risk prediction is a traditional solution with applications in insurance…
Intelligent Transportation Systems (ITS) cover a variety of services related to topics such as traffic control and safe driving, among others. In the context of car insurance, a recent application for ITS is known as Usage-Based Insurance…
This paper proposes an extensive overview of safety applications and approaches as it relates to automated driving from the prospectives of sensor configurations, vehicle dynamics modelling, tyre modeling, and estimation approaches. First,…
It has been shown several times in the literature that telematics data collected in motor insurance help to better understand an insured's driving risk. Insurers that use this data reap several benefits, such as a better estimate of the…
Telematics data is becoming increasingly available due to the ubiquity of devices that collect data during drives, for different purposes, such as usage based insurance (UBI), fleet management, navigation of connected vehicles, etc.…
Powered with telematics technology, insurers can now capture a wide range of data, such as distance traveled, how drivers brake, accelerate or make turns, and travel frequency each day of the week, to better decode driver's behavior. Such…
In recent years it has become possible to collect GPS data from drivers and to incorporate this data into automobile insurance pricing for the driver. This data is continuously collected and processed nightly into metadata consisting of…
Intelligent devices for supporting persons with vision impairment are becoming more widespread, but they are lacking behind the advancements in intelligent driver assistant system. To make a first step forward, this work discusses the…
Road accidents have a high societal cost that could be reduced through improved risk predictions using machine learning. This study investigates whether telemetric data collected on long-distance trucks can be used to predict the risk of…
Automotive insurers increasingly have access to telematic information via black-box recorders installed in the insured vehicle, and wish to identify undesirable behaviour which may signify increased risk or uninsured activities. However,…
Traffic microscopic simulation applications are a common tool in road transportation analysis and several attempts to perform road safety assessments have recently been carried out. However, these approaches often ignore causal…
This paper addresses the problem of human-based driver support. Nowadays, driver support systems help users to operate safely in many driving situations. Nevertheless, these systems do not fully use the rich information that is available…
Despite advancements in vehicle security systems, over the last decade, auto-theft rates have increased, and cyber-security attacks on internet-connected and autonomous vehicles are becoming a new threat. In this paper, a deep learning…
In order to determine a suitable automobile insurance policy premium one needs to take into account three factors, the risk associated with the drivers and cars on the policy, the operational costs associated with management of the policy…
It has been for a long time to use big data of autonomous vehicles for perception, prediction, planning, and control of driving. Naturally, it is increasingly questioned why not using this big data for risk management and actuarial…
Just like it has irrevocably reshaped social life, the fast growth of smartphone ownership is now beginning to revolutionize the driving experience and change how we think about automotive insurance, vehicle safety systems, and traffic…
Risky drivers account for 70% of fatal accidents in the United States. With recent advances in sensors and intelligent vehicular systems, there has been significant research on assessing driver behavior to improve driving experiences and…
Simulation data can be utilized to extend real-world driving data in order to cover edge cases, such as vehicle accidents. The importance of handling edge cases can be observed in the high societal costs in handling car accidents, as well…