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We study a class of classification problems best exemplified by the \emph{bank loan} problem, where a lender decides whether or not to issue a loan. The lender only observes whether a customer will repay a loan if the loan is issued to…

Machine Learning · Computer Science 2021-12-07 Aldo Pacchiano , Shaun Singh , Edward Chou , Alexander C. Berg , Jakob Foerster

The need for controlling and effectively managing credit risk has led financial institutions to excel in improving techniques designed for this purpose, resulting in the development of various quantitative models by financial institutions…

Applications · Statistics 2016-02-08 Francisco Louzada , Anderson Ara , Guilherme B. Fernandes

Active learning can improve the efficiency of training prediction models by identifying the most informative new labels to acquire. However, non-response to label requests can impact active learning's effectiveness in real-world contexts.…

Machine Learning · Computer Science 2024-03-12 Thomas Robinson , Niek Tax , Richard Mudd , Ido Guy

Semi-supervised object detection has made significant progress with the development of mean teacher driven self-training. Despite the promising results, the label mismatch problem is not yet fully explored in the previous works, leading to…

Computer Vision and Pattern Recognition · Computer Science 2022-06-15 Binbin Chen , Weijie Chen , Shicai Yang , Yunyi Xuan , Jie Song , Di Xie , Shiliang Pu , Mingli Song , Yueting Zhuang

Learning curves are a concept from social sciences that has been adopted in the context of machine learning to assess the performance of a learning algorithm with respect to a certain resource, e.g., the number of training examples or the…

Machine Learning · Computer Science 2025-01-29 Felix Mohr , Jan N. van Rijn

Driven by surging submission volumes, scientific peer review has catalyzed two parallel trends: individual over-reliance on LLMs and institutional AI-powered assessment systems. This study investigates the robustness of "LLM-as-a-Judge"…

Artificial Intelligence · Computer Science 2026-01-07 Devanshu Sahoo , Manish Prasad , Vasudev Majhi , Jahnvi Singh , Vinay Chamola , Yash Sinha , Murari Mandal , Dhruv Kumar

In the financial industry, credit scoring is a fundamental element, shaping access to credit and determining the terms of loans for individuals and businesses alike. Traditional credit scoring methods, however, often grapple with challenges…

Machine Learning · Computer Science 2024-02-20 Duanyu Feng , Yongfu Dai , Jimin Huang , Yifang Zhang , Qianqian Xie , Weiguang Han , Zhengyu Chen , Alejandro Lopez-Lira , Hao Wang

In most real-world recommender systems, the observed rating data are subject to selection bias, and the data are thus missing-not-at-random. Developing a method to facilitate the learning of a recommender with biased feedback is one of the…

Social and Information Networks · Computer Science 2022-06-16 Yuta Saito

Learning from positive and unlabeled data is known as positive-unlabeled (PU) learning in literature and has attracted much attention in recent years. One common approach in PU learning is to sample a set of pseudo-negatives from the…

Machine Learning · Computer Science 2023-08-02 Zhangchi Zhu , Lu Wang , Pu Zhao , Chao Du , Wei Zhang , Hang Dong , Bo Qiao , Qingwei Lin , Saravan Rajmohan , Dongmei Zhang

Training data influence estimation methods quantify the contribution of training documents to a model's output, making them a promising source of information for example-based explanations. As humans cannot interpret thousands of documents,…

Computation and Language · Computer Science 2026-04-10 Loris Schoenegger , Benjamin Roth

Neural networks often learn to make predictions that overly rely on spurious correlation existing in the dataset, which causes the model to be biased. While previous work tackles this issue by using explicit labeling on the spuriously…

Machine Learning · Computer Science 2020-11-24 Junhyun Nam , Hyuntak Cha , Sungsoo Ahn , Jaeho Lee , Jinwoo Shin

Learning to reject provide a learning paradigm which allows for our models to abstain from making predictions. One way to learn the rejector is to learn an ideal marginal distribution (w.r.t. the input domain) - which characterizes a…

Machine Learning · Statistics 2025-05-09 Alexander Soen

Selective classification enables models to make predictions only when they are sufficiently confident, aiming to enhance safety and reliability, which is important in high-stakes scenarios. Previous methods mainly use deep neural networks…

Machine Learning · Computer Science 2024-06-10 Yu-Chang Wu , Shen-Huan Lyu , Haopu Shang , Xiangyu Wang , Chao Qian

Contrastive learning is a popular form of self-supervised learning that encourages augmentations (views) of the same input to have more similar representations compared to augmentations of different inputs. Recent attempts to theoretically…

Machine Learning · Computer Science 2022-03-01 Nikunj Saunshi , Jordan Ash , Surbhi Goel , Dipendra Misra , Cyril Zhang , Sanjeev Arora , Sham Kakade , Akshay Krishnamurthy

Selective inference (post-selection inference) is a methodology that has attracted much attention in recent years in the fields of statistics and machine learning. Naive inference based on data that are also used for model selection tends…

Methodology · Statistics 2021-11-25 Yoshiyuki Ninomiya , Yuta Umezu , Ichiro Takeuchi

Prior work has shown that Visual Recognition datasets frequently underrepresent bias groups $B$ (\eg Female) within class labels $Y$ (\eg Programmers). This dataset bias can lead to models that learn spurious correlations between class…

Computer Vision and Pattern Recognition · Computer Science 2023-04-28 Maan Qraitem , Kate Saenko , Bryan A. Plummer

Semisupervised methods inevitably invoke some assumption that links the marginal distribution of the features to the regression function of the label. Most commonly, the cluster or manifold assumptions are used which imply that the…

Statistics Theory · Mathematics 2011-12-02 Martin Azizyan , Aarti Singh , Larry Wasserman

Self-supervised learning (SSL) has become the de facto training paradigm of large models where pre-training is followed by supervised fine-tuning using domain-specific data and labels. Hypothesizing that SSL models would learn more generic,…

Machine Learning · Computer Science 2024-01-04 Sofia Yfantidou , Dimitris Spathis , Marios Constantinides , Athena Vakali , Daniele Quercia , Fahim Kawsar

In contrast to the standard classification paradigm where the true class is given to each training pattern, complementary-label learning only uses training patterns each equipped with a complementary label, which only specifies one of the…

Machine Learning · Statistics 2019-11-20 Takashi Ishida , Gang Niu , Aditya Krishna Menon , Masashi Sugiyama

In a standard classification framework a set of trustworthy learning data are employed to build a decision rule, with the final aim of classifying unlabelled units belonging to the test set. Therefore, unreliable labelled observations,…

Applications · Statistics 2019-11-20 Andrea Cappozzo , Francesca Greselin , Thomas Brendan Murphy