Related papers: Libra: Is it Really about Money?
Internet of Things (IoT) is realized by the idea of free flow of information amongst various low power embedded devices that use Internet to communicate with one another. It is predicted that the IoT will be widely deployed and it will find…
We discuss Russia's underlying motives for issuing its government-backed cryptocurrency, CryptoRuble, and the implications thereof and of other likely-soon-forthcoming government-issued cryptocurrencies to some stakeholders (populace,…
Nowadays, acquisition of trustable information is increasingly important in both professional and private contexts. However, establishing what information is trustable and what is not, is a very challenging task. For example, how can…
This document focuses on the threats, especially near-term threats, that Artificial Intelligence (AI) brings to society. Most of the threats discussed here can result from any algorithmic process, not just AI; in addition, defining AI is…
Fake news emerged as an apparent global problem during the 2016 U.S. Presidential election. Addressing it requires a multidisciplinary effort to define the nature and extent of the problem, detect fake news in real time, and mitigate its…
Governments across the globe are facing challenging times to generate more revenue because of the economic slowdown and to balance their budgets. There is a growing need to find new ways of revenue generation as spending cuts and austerity…
As the rate of content production grows, we must make a staggering number of daily decisions about what information is worth acting on. For any flourishing online social media system, users can barely keep up with the new content shared by…
This paper introduces forward-looking measures of the network connectedness of fears in the financial system, arising due to the good and bad beliefs of market participants about uncertainty that spreads unequally across a network of banks.…
The famous new money Bitcoin is classified as a technical informational money (TIM). Besides introducing the idea of a TIM, a more extreme notion of informational money will be developed: exclusively informational money (EXIM). The…
The Metaverse, an immersive virtual world, has emerged as a shared space where people engage in various activities ranging from social interactions to commerce. Cryptocurrencies [3] and Non-Fungible Tokens (NFTs) [6] play pivotal roles…
The Internet of Things (IoT) is intended for ubiquitous connectivity among different entities or "things". While its purpose is to provide effective and efficient solutions, security of the devices and network is a challenging issue. The…
Protecting personal information privacy has become a controversial issue among online social network providers and users. Most social network providers have developed several techniques to decrease threats and risks to the users privacy.…
The Internet Research Agency (IRA) influences online political conversations in the United States, exacerbating existing partisan divides and sowing discord. In this paper we investigate the IRA's communication strategies by analyzing…
Online platforms, including social media and search platforms, have routinely used their users' data for targeted ads, to improve their services, and to sell to third-party buyers. But an increasing awareness of the importance of users'…
Credit is an essential component of financial wellbeing in America, and unequal access to it is a large factor in the economic disparities between demographic groups that exist today. Today, machine learning algorithms, sometimes trained on…
Big data is one of the most discussed, and possibly least understood, terms in use in business today. Big data is said to offer not only unprecedented levels of business intelligence concerning the habits of consumers and rivals, but also…
In the course of under a year, the European Commission has launched some of the most important regulatory proposals to date on platform governance. The Commission's goals behind cross-sectoral regulation of this sort include the protection…
We present a secure approach for maintaining and reporting credit history records on the Blockchain. Our approach removes third-parties such as credit reporting agencies from the lending process and replaces them with smart contracts. This…
Money was invented to address the difficulty in the double coincidence of wants between the supply and demand when people exchanged their goods and services. There are two information states in society: one is the initial state that people…
In the past decade, the financial industry has experienced a technology revolution. While we witness a rapid introduction of conversational bots for financial services, there is a lack of understanding of conversational user interfaces…