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Security vulnerabilities of traditional single factor authentication has become a major concern for security practitioners and researchers. To mitigate single point failures, new and technologically advanced Multi-Factor Authentication…

Cryptography and Security · Computer Science 2019-08-19 Sanchari Das , Bingxing Wang , Zachary Tingle , L. Jean Camp

Nowadays, cyberattacks are growing exponentially, causing havoc to Internet users. In particular, authentication attacks constitute the major attack vector where intruders impersonate legitimate users to maliciously access systems or…

Cryptography and Security · Computer Science 2025-06-18 Ang Kok Wee , Eyasu Getahun Chekole , Jianying Zhou

Multi-Factor Authentication is intended to strengthen the security of password-based authentication by adding another factor, such as hardware tokens or one-time passwords using mobile apps. However, this increased authentication security…

Cryptography and Security · Computer Science 2023-09-20 Sabrina Amft , Sandra Höltervennhoff , Nicolas Huaman , Alexander Krause , Lucy Simko , Yasemin Acar , Sascha Fahl

To protect users from data breaches and phishing attacks, service providers typically implement two-factor authentication (2FA) to add an extra layer of security against suspicious login attempts. However, since 2FA can sometimes hinder…

Cryptography and Security · Computer Science 2024-11-19 Zhi Wang , Xin Yang , Du Chen , Han Gao , Meiqi Tian , Yan Jia , Wanpeng Li

This study investigates the effectiveness of multifactor authentication (MFA) in protecting commercial accounts from unauthorized access, with an additional focus on accounts with known credential leaks. We employ the benchmark-multiplier…

Cryptography and Security · Computer Science 2023-05-02 Lucas Augusto Meyer , Sergio Romero , Gabriele Bertoli , Tom Burt , Alex Weinert , Juan Lavista Ferres

Approximately 61% of cyber attacks involve adversaries in possession of valid credentials. Attackers acquire credentials through various means, including phishing, dark web data drops, password reuse, etc. Multi-factor authentication (MFA)…

Cryptography and Security · Computer Science 2024-08-31 Sam Hays , Michael Sandborn , Jules White

Despite being more secure and strongly promoted, two-factor (2FA) or multi-factor (MFA) schemes either fail to protect against recent phishing threats such as real-time MITM, controls/relay MITM, malicious browser extension-based phishing…

Cryptography and Security · Computer Science 2024-06-14 Sneha Shukla , Gaurav Varshney , Shreya Singh , Swati Goel

The existing authentication system has two entry points (i.e., username and password fields) to interact with the outside, but neither of them has a gatekeeper, making the system vulnerable to cyberattacks. In order to ensure the…

Cryptography and Security · Computer Science 2024-09-26 Suyun Borjigin

Attacks targeting several millions of non-internet based application users are on the rise. These applications such as SMS and USSD typically do not benefit from existing multi-factor authentication methods due to the nature of their…

Cryptography and Security · Computer Science 2020-10-16 Andrew Kinai , Fred Otieno , Nelson Bore , Komminist Weldemariam

E-payments are essential for transactional convenience in today's digital economy and are becoming increasingly important for older adults, emphasizing the need for enhanced security, privacy, and usability. To address this, we conducted a…

Computers and Society · Computer Science 2024-12-20 Sanchari Das

In the era of pervasive cyber threats and exponential growth in digital services, the inadequacy of single-factor authentication has become increasingly evident. Multi-Factor Authentication (MFA), which combines knowledge-based factors…

Cryptography and Security · Computer Science 2025-10-08 Abdelilah Ganmati , Karim Afdel , Lahcen Koutti

To prevent password breaches and guessing attacks, banks increasingly turn to two-factor authentication (2FA), requiring users to present at least one more factor, such as a one-time password generated by a hardware token or received via…

Cryptography and Security · Computer Science 2015-01-20 Kat Krol , Eleni Philippou , Emiliano De Cristofaro , M. Angela Sasse

Multi-Factor Authentication (MFA) enhances login security by requiring multiple authentication factors. Its adoption has increased in response to more frequent and sophisticated attacks. Duo is widely used by organizations including Fortune…

Cryptography and Security · Computer Science 2026-02-03 Renascence Tarafder Prapty , Gene Tsudik

Nowadays, most online services offer different authentication methods that users can set up for multi-factor authentication but also as a recovery method. This configuration must be done thoroughly to prevent an adversary's access while…

Cryptography and Security · Computer Science 2024-03-25 Andre Büttner , Nils Gruschka

Heuristics for user experience state that users will transfer their expectations from one product to another. A lack of consistency between products can increase users' cognitive friction, leading to frustration and rejection. This paper…

Cryptography and Security · Computer Science 2022-10-19 Sanam Ghorbani Lyastani , Michael Backes , Sven Bugiel

Two-factor authentication (2F) aims to enhance resilience of password-based authentication by requiring users to provide an additional authentication factor, e.g., a code generated by a security token. However, it also introduces…

Cryptography and Security · Computer Science 2014-02-03 Emiliano De Cristofaro , Honglu Du , Julien Freudiger , Greg Norcie

This paper analyses the various authentication systems implemented for enhanced security and private re-position of an individual's log-in credentials. The first part of the paper describes the multi-factor authentication (MFA) systems,…

Cryptography and Security · Computer Science 2015-02-04 Tuhin Borgohain , Amardeep Borgohain , Uday Kumar , Sugata Sanyal

The digital age requires strong security measures to protect online activities. Two-Factor Authentication (2FA) has emerged as a critical solution. However, its implementation presents significant challenges, particularly in terms of…

Cryptography and Security · Computer Science 2025-02-18 Alexander Lengert

Passwords have been long used as the primary authentication method for web services. Weak passwords used by the users have prompted the use of password management tools and two-factor authentication to ensure better account security. While…

Cryptography and Security · Computer Science 2025-01-27 Pratyush Choudhary , Subhrajit Das , Mukul Paras Potta , Prasuj Das , Abhishek Bichhawat

Risk-based Authentication (RBA) is an adaptive security measure to strengthen password-based authentication. RBA monitors additional features during login, and when observed feature values differ significantly from previously seen ones,…

Cryptography and Security · Computer Science 2020-10-02 Stephan Wiefling , Markus Dürmuth , Luigi Lo Iacono
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