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We consider a large, homogeneous portfolio of life or disability annuity policies. The policies are assumed to be independent conditional on an external stochastic process representing the economic-demographic environment. Using a…

Risk Management · Quantitative Finance 2014-08-27 Boualem Djehiche , Björn Löfdahl

Distributed representations (such as those based on embeddings) and discrete representations (such as those based on logic) have complementary strengths. We explore one possible approach to combining these two kinds of representations. We…

Artificial Intelligence · Computer Science 2015-02-06 Ramanathan Guha

This paper presents a systematic study of the notion of surplus invariance, which plays a natural and important role in the theory of risk measures and capital requirements. So far, this notion has been investigated in the setting of some…

Mathematical Finance · Quantitative Finance 2018-05-16 Niushan Gao , Cosimo Munari

We establish a profound connection between coherent risk measures, a prominent object in quantitative finance, and uniform integrability, a fundamental concept in probability theory. Instead of working with absolute values of random…

Risk Management · Quantitative Finance 2025-04-08 Muqiao Huang , Ruodu Wang

We introduce a new approach for prudent risk evaluation based on stochastic dominance, which will be called the model aggregation (MA) approach. In contrast to the classic worst-case risk (WR) approach, the MA approach produces not only a…

Risk Management · Quantitative Finance 2024-06-11 Tiantian Mao , Ruodu Wang , Qinyu Wu

The banking systems that deal with risk management depend on underlying risk measures. Following the Basel II accord, there are two separate methods by which banks may determine their capital requirement. The Value at Risk measure plays an…

Risk Management · Quantitative Finance 2015-03-19 Dominique Guégan , Wayne Tarrant

The new notion of maturity-independent risk measures is introduced and contrasted with the existing risk measurement concepts. It is shown, by means of two examples, one set on a finite probability space and the other in a diffusion…

Risk Management · Quantitative Finance 2008-12-02 Thaleia Zariphopoulou , Gordan Zitkovic

Resource adequacy studies typically use standard metrics such as Loss of Load Expectation and Expected Energy Unserved to quantify the risk of supply shortfalls. This paper critiques present approaches to adequacy assessment and capacity…

Applications · Statistics 2023-09-13 Chris J. Dent , Nestor Sanchez , Aditi Shevni , Jim Q. Smith , Amy L. Wilson , Xuewen Yu

We provide sufficient conditions for semi-nonparametric point identification of a mixture model of decision making under risk, when agents make choices in multiple lines of insurance coverage (contexts) by purchasing a bundle. As a first…

Econometrics · Economics 2023-07-19 Levon Barseghyan , Francesca Molinari

Probability measures by themselves, are known to be inappropriate for modeling the dynamics of plain belief and their excessively strong measurability constraints make them unsuitable for some representational tasks, e.g. in the context of…

Artificial Intelligence · Computer Science 2013-02-28 Emil Weydert

The utility-based shortfall risk (SR) measure introduced by Folmer and Schied [15] has been recently extended by Mao and Cai [29] to cumulative prospect theory (CPT) based SR in order to better capture a decision maker's utility/risk…

Optimization and Control · Mathematics 2021-12-21 Sainan Zhang , Huifu Xu

This paper presents a unified approach based on Wasserstein distance to derive concentration bounds for empirical estimates for two broad classes of risk measures defined in the paper. The classes of risk measures introduced include as…

Statistics Theory · Mathematics 2022-05-11 Prashanth L. A. , Sanjay P. Bhat

In this paper, we deal with an axiomatic approach to default risk. We introduce the notion of a default risk measure, which generalizes the classical probability of default (PD), and allows to incorporate model risk in various forms. We…

Mathematical Finance · Quantitative Finance 2023-09-21 Max Nendel , Jan Streicher

The quantification of diversification benefits due to risk aggregation plays a prominent role in the (regulatory) capital management of large firms within the financial industry. However, the complexity of today's risk landscape makes a…

Risk Management · Quantitative Finance 2009-12-19 Matthias Degen , Dominik D. Lambrigger , Johan Segers

Until recently, multiple synthetic data sets were always released to analysts, to allow valid inferences to be obtained. However, under certain conditions - including when saturated count models are used to synthesize categorical data -…

Methodology · Statistics 2022-05-13 James Edward Jackson , Robin Mitra , Brian Joseph Francis , Iain Dove

The paper investigates the robust optimized certainty equivalents and analyzes the relevant properties of them as risk measures for loss positions with distribution uncertainty. On this basis, the robust generalized quantiles are proposed…

Risk Management · Quantitative Finance 2023-04-11 Weiwei Li , Dejian Tian

In this paper we introduce a generalization of classical risk measures in which the risk is represented by a step function taking two values, corresponding to two endogenously determined market regimes. This extends the traditional…

Probability · Mathematics 2026-03-16 Mihaela-Adriana Nistor , Ionel Popescu

The policy objective of safeguarding financial stability has stimulated a wave of research on systemic risk analytics, yet it still faces challenges in measurability. This paper models systemic risk by tapping into expert knowledge of…

General Finance · Quantitative Finance 2014-12-30 Jozsef Mezei , Peter Sarlin

In this paper we study the effect of network structure between agents and objects on measures for systemic risk. We model the influence of sharing large exogeneous losses to the financial or (re)insuance market by a bipartite graph. Using…

Risk Management · Quantitative Finance 2015-10-05 Oliver Kley , Claudia Klüppelberg , Gesine Reinert

The paper analyzes risk assessment for cash flows in continuous time using the notion of convex risk measures for processes. By combining a decomposition result for optional measures, and a dual representation of a convex risk measure for…

Probability · Mathematics 2013-04-18 Irina Penner , Anthony Reveillac