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Rapid development of advanced modelling techniques gives an opportunity to develop tools that are more and more accurate. However as usually, everything comes with a price and in this case, the price to pay is to loose interpretability of a…

Artificial neural networks are often very complex and too deep for a human to understand. As a result, they are usually referred to as black boxes. For a lot of real-world problems, the underlying pattern itself is very complicated, such…

Machine Learning · Computer Science 2020-11-26 Yang Li

Fraud detection is a difficult problem that can benefit from predictive modeling. However, the verification of a prediction is challenging; for a single insurance policy, the model only provides a prediction score. We present a case study…

Machine Learning · Computer Science 2018-06-20 Dennis Collaris , Leo M. Vink , Jarke J. van Wijk

We predict credit applications with off-the-shelf, interchangeable black-box classifiers and we explain single predictions with counterfactual explanations. Counterfactual explanations expose the minimal changes required on the input data…

Artificial Intelligence · Computer Science 2018-11-19 Rory Mc Grath , Luca Costabello , Chan Le Van , Paul Sweeney , Farbod Kamiab , Zhao Shen , Freddy Lecue

Interpretability has become incredibly important as machine learning is increasingly used to inform consequential decisions. We propose to construct global explanations of complex, blackbox models in the form of a decision tree…

Machine Learning · Computer Science 2019-01-28 Osbert Bastani , Carolyn Kim , Hamsa Bastani

The rapid evolution of machine learning (ML) has led to the widespread adoption of complex "black box" models, such as deep neural networks and ensemble methods. These models exhibit exceptional predictive performance, making them…

Machine Learning · Computer Science 2025-03-28 Moncef Garouani , Josiane Mothe , Ayah Barhrhouj , Julien Aligon

In this work, we propose a simple but effective method to interpret black-box machine learning models globally. That is, we use a compact binary tree, the interpretation tree, to explicitly represent the most important decision rules that…

Machine Learning · Computer Science 2018-05-24 Chengliang Yang , Anand Rangarajan , Sanjay Ranka

The escalating integration of machine learning in high-stakes fields such as healthcare raises substantial concerns about model fairness. We propose an interpretable framework - Fairness-Aware Interpretable Modeling (FAIM), to improve model…

Machine Learning · Computer Science 2024-03-11 Mingxuan Liu , Yilin Ning , Yuhe Ke , Yuqing Shang , Bibhas Chakraborty , Marcus Eng Hock Ong , Roger Vaughan , Nan Liu

There is a rich and growing literature on producing local contrastive/counterfactual explanations for black-box models (e.g. neural networks). In these methods, for an input, an explanation is in the form of a contrast point differing in…

Machine Learning · Computer Science 2020-10-30 Tejaswini Pedapati , Avinash Balakrishnan , Karthikeyan Shanmugam , Amit Dhurandhar

Faithful explanations are essential for machine learning models in high-stakes applications. Inherently interpretable models are well-suited for these applications because they naturally provide faithful explanations by revealing their…

Machine Learning · Computer Science 2025-02-28 Chudi Zhong , Panyu Chen , Cynthia Rudin

The interpretability of ML models is important, but it is not clear what it amounts to. So far, most philosophers have discussed the lack of interpretability of black-box models such as neural networks, and methods such as explainable AI…

Machine Learning · Computer Science 2024-01-05 Tim Räz

We present a novel methodology for integrating high resolution longitudinal data with the dynamic prediction capabilities of survival models. The aim is two-fold: to improve the predictive power while maintaining interpretability of the…

Applications · Statistics 2024-03-07 Giacomo Lancia , Meri Varkila , Olaf Cremer , Cristian Spitoni

Interpretability has become an essential topic for artificial intelligence in some high-risk domains such as healthcare, bank and security. For commonly-used tabular data, traditional methods trained end-to-end machine learning models with…

Artificial Intelligence · Computer Science 2022-08-18 Haixiao Chi , Dawei Wang , Gaojie Cui , Feng Mao , Beishui Liao

Fairwashing refers to the risk that an unfair black-box model can be explained by a fairer model through post-hoc explanation manipulation. In this paper, we investigate the capability of fairwashing attacks by analyzing their…

Machine Learning · Computer Science 2021-11-04 Ulrich Aïvodji , Hiromi Arai , Sébastien Gambs , Satoshi Hara

Interpretable machine learning offers insights into what factors drive a certain prediction of a black-box system. A large number of interpreting methods focus on identifying explanatory input features, which generally fall into two main…

Machine Learning · Computer Science 2023-06-02 Vy Vo , Van Nguyen , Trung Le , Quan Hung Tran , Gholamreza Haffari , Seyit Camtepe , Dinh Phung

There is a growing demand for explainable, transparent, and data-driven models within the domain of fraud detection. Decisions made by fraud detection models need to be explainable in the event of a customer dispute. Additionally, the…

Machine Learning · Computer Science 2023-12-04 Samantha Visbeek , Erman Acar , Floris den Hengst

In a context of constant increase in competition and heightened regulatory pressure, accuracy, actuarial precision, as well as transparency and understanding of the tariff, are key issues in non-life insurance. Traditionally used…

Applications · Statistics 2025-03-28 Markéta Krùpovà , Nabil Rachdi , Quentin Guibert

Hybrid interpretable models combine a transparent component with a black-box model by assigning some examples to the former and deferring the rest to the latter. While this design enables flexible tradeoffs between accuracy and…

Machine Learning · Computer Science 2026-05-28 Ziba Jabbar Zare , Ulrich Aïvodji , Julien Ferry , Thibaut Vidal

We present an interpretable companion model for any pre-trained black-box classifiers. The idea is that for any input, a user can decide to either receive a prediction from the black-box model, with high accuracy but no explanations, or…

Machine Learning · Statistics 2020-02-12 Danqing Pan , Tong Wang , Satoshi Hara

Concept-based Models are a class of inherently explainable networks that improve upon standard Deep Neural Networks by providing a rationale behind their predictions using human-understandable `concepts'. With these models being highly…

Machine Learning · Computer Science 2025-06-06 Sanchit Sinha , Aidong Zhang