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Related papers: Computer-Assisted Fraud Detection, From Active Lea…

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Current trends in Machine Learning prefer explainability even when it comes at the cost of performance. Therefore, explainable AI methods are particularly important in the field of Fraud Detection. This work investigates the applicability…

Risk Management · Quantitative Finance 2024-10-30 Boris Wolfson , Erman Acar

In this paper, we propose to utilize Automated Machine Learning to adaptively search a neural architecture for deepfake detection. This is the first time to employ automated machine learning for deepfake detection. Based on our explored…

Computer Vision and Pattern Recognition · Computer Science 2021-08-13 Ping Liu , Yuewei Lin , Yang He , Yunchao Wei , Liangli Zhen , Joey Tianyi Zhou , Rick Siow Mong Goh , Jingen Liu

Financial fraud is the cause of multi-billion dollar losses annually. Traditionally, fraud detection systems rely on rules due to their transparency and interpretability, key features in domains where decisions need to be explained.…

Machine Learning · Computer Science 2024-08-26 João Lucas Martins , João Bravo , Ana Sofia Gomes , Carlos Soares , Pedro Bizarro

Online fraud is a critical global threat that disproportionately targets older adults. Prior anti-fraud education for older adults has largely relied on static, traditional instruction that limits engagement and real-world transfer, whereas…

Human-Computer Interaction · Computer Science 2026-02-03 Yue Deng , Xiaowei Chen , Junxiang Liao , Bo Li , Yixin Zou

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

Machine Learning · Computer Science 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

The inception of AI-based fraud detection systems has presented the banking sector across the globe the opportunity to enhance fraud prevention mechanisms. However, the extent of adoption in Nigeria has been slow, fragmented, and…

Computers and Society · Computer Science 2025-11-04 Stephen Alaba John , Joye Ahmed Shonubi , Patience Farida Azuikpe , Victor Oluwatosin Ologun

Effective caching is crucial for the performance of modern-day computing systems. A key optimization problem arising in caching -- which item to evict to make room for a new item -- cannot be optimally solved without knowing the future.…

Machine Learning · Computer Science 2021-06-29 Jakub Chłędowski , Adam Polak , Bartosz Szabucki , Konrad Zolna

The rapid expansion of e-commerce and the widespread use of credit cards in online purchases and financial transactions have significantly heightened the importance of promptly and accurately detecting credit card fraud (CCF). Not only do…

Risk Management · Quantitative Finance 2025-02-25 Mehdi Hosseini Chagahi , Niloufar Delfan , Saeed Mohammadi Dashtaki , Behzad Moshiri , Md. Jalil Piran

Credit card fraud incurs a considerable cost for both cardholders and issuing banks. Contemporary methods apply machine learning-based classifiers to detect fraudulent behavior from labeled transaction records. But labeled data are usually…

Machine Learning · Computer Science 2024-12-25 Sheng Xiang , Mingzhi Zhu , Dawei Cheng , Enxia Li , Ruihui Zhao , Yi Ouyang , Ling Chen , Yefeng Zheng

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

Cryptography and Security · Computer Science 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

There is a growing demand for explainable, transparent, and data-driven models within the domain of fraud detection. Decisions made by fraud detection models need to be explainable in the event of a customer dispute. Additionally, the…

Machine Learning · Computer Science 2023-12-04 Samantha Visbeek , Erman Acar , Floris den Hengst

Reinforcement Learning (RL) has gained significant attention across various domains. However, the increasing complexity of RL programs presents testing challenges, particularly the oracle problem: defining the correctness of the RL program.…

Software Engineering · Computer Science 2024-07-01 Shiyu Zhang , Haoyang Song , Qixin Wang , Yu Pei

This study addresses the actual behavior of the credit-card fraud detection environment where financial transactions containing sensitive data must not be amassed in an enormous amount to conduct learning. We introduce a new adaptive…

Machine Learning · Computer Science 2021-08-09 Armin Sadreddin , Samira Sadaoui

Detection of a Fraud transaction on credit cards became one of the major problems for financial institutions, organizations and companies. As the global financial system is highly connected to non-cash transactions and online operations…

Machine Learning · Computer Science 2022-05-31 Dinara Rzayeva , Saber Malekzadeh

Fraud detection systems (FDS) mainly perform two tasks: (i) real-time detection while the payment is being processed and (ii) posterior detection to block the card retrospectively and avoid further frauds. Since human verification is often…

Machine Learning · Computer Science 2022-04-12 Van Bach Nguyen , Kanishka Ghosh Dastidar , Michael Granitzer , Wissam Siblini

Fraud detection is a difficult problem that can benefit from predictive modeling. However, the verification of a prediction is challenging; for a single insurance policy, the model only provides a prediction score. We present a case study…

Machine Learning · Computer Science 2018-06-20 Dennis Collaris , Leo M. Vink , Jarke J. van Wijk

Anomaly detection has a wide range of real-world applications, such as bank fraud detection and cyber intrusion detection. In the past decade, a variety of anomaly detection models have been developed, which lead to big progress towards…

Machine Learning · Computer Science 2022-02-17 Shuhan Yuan , Xintao Wu

In the era of the digitally driven economy, where there has been an exponential surge in digital payment systems and other online activities, various forms of fraudulent activities have accompanied the digital growth, out of which credit…

Machine Learning · Computer Science 2025-09-23 Ganesh Khekare , Shivam Sunda , Yash Bothra

Various problems of any credit card fraud detection based on machine learning come from the imbalanced aspect of transaction datasets. Indeed, the number of frauds compared to the number of regular transactions is tiny and has been shown to…

Machine Learning · Computer Science 2022-06-28 François de la Bourdonnaye , Fabrice Daniel

In order to understand the application of computer technology in financial investment, the author proposes a research on the application of computer technology in financial investment. The author used user transaction data from a certain…

Computational Engineering, Finance, and Science · Computer Science 2024-07-30 Xinye Sha
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