English
Related papers

Related papers: Towards Explainable Deep Learning for Credit Lendi…

200 papers

Typical deep learning approaches to modeling high-dimensional data often result in complex models that do not easily reveal a new understanding of the data. Research in the deep learning field is very actively pursuing new methods to…

Machine Learning · Computer Science 2022-05-16 Charles Anderson , Jason Stock , David Anderson

Deep Neural Networks were first developed decades ago, but it was not until recently that they started being extensively used, due to their computing power requirements. Since then, they are increasingly being applied to many fields and…

Machine Learning · Computer Science 2022-07-20 Xabier Echeberria-Barrio , Amaia Gil-Lerchundi , Ines Goicoechea-Telleria , Raul Orduna-Urrutia

With the development of the financial industry, credit default prediction, as an important task in financial risk management, has received increasing attention. Traditional credit default prediction methods mostly rely on machine learning…

Risk Management · Quantitative Finance 2024-12-25 Yuhan Wang , Zhen Xu , Yue Yao , Jinsong Liu , Jiating Lin

Deep neural networks have proved to be a very effective way to perform classification tasks. They excel when the input data is high dimensional, the relationship between the input and the output is complicated, and the number of labeled…

Machine Learning · Computer Science 2017-11-28 Nicholas Frosst , Geoffrey Hinton

Face recognition is a rapidly developing and widely applied aspect of biometric technologies. Its applications are broad, ranging from law enforcement to consumer applications, and industry efficiency and monitoring solutions. The recent…

Computer Vision and Pattern Recognition · Computer Science 2019-07-31 Andrew Jason Shepley

Deep learning continues to revolutionize an ever-growing number of critical application areas including healthcare, transportation, finance, and basic sciences. Despite their increased predictive power, model transparency and human…

Machine Learning · Computer Science 2020-04-28 Benjamin Shickel , Parisa Rashidi

This review systematizes the emerging literature for causal inference using deep neural networks under the potential outcomes framework. It provides an intuitive introduction on how deep learning can be used to estimate/predict…

Machine Learning · Computer Science 2023-11-30 Bernard Koch , Tim Sainburg , Pablo Geraldo , Song Jiang , Yizhou Sun , Jacob Gates Foster

Despite deep-learning being state-of-the-art for data-driven model predictions, it has not yet found frequent application in ecology. Given the low sample size typical in many environmental research fields, the default choice for the…

Applications · Statistics 2022-09-29 Marieke Wesselkamp , Niklas Moser , Maria Kalweit , Joschka Boedecker , Carsten F. Dormann

Along with the great success of deep neural networks, there is also growing concern about their black-box nature. The interpretability issue affects people's trust on deep learning systems. It is also related to many ethical problems, e.g.,…

Machine Learning · Computer Science 2022-02-01 Yu Zhang , Peter Tiňo , Aleš Leonardis , Ke Tang

Calls to arms to build interpretable models express a well-founded discomfort with machine learning. Should a software agent that does not even know what a loan is decide who qualifies for one? Indeed, we ought to be cautious about…

Machine Learning · Statistics 2017-11-27 Zachary C. Lipton

In recent years, there has been an increasing interest in exploiting logically specified background knowledge in order to obtain neural models (i) with a better performance, (ii) able to learn from less data, and/or (iii) guaranteed to be…

Artificial Intelligence · Computer Science 2023-06-21 Eleonora Giunchiglia , Mihaela Catalina Stoian , Thomas Lukasiewicz

The interpretability of model has become one of the obstacles to its wide application in the high-stake fields. The usual way to obtain interpretability is to build a black-box first and then explain it using the post-hoc methods. However,…

Machine Learning · Computer Science 2023-04-04 Zihao Chen , Xiaomeng Wang , Yuanjiang Huang , Tao Jia

Deep learning has emerged as a compelling solution to many NLP tasks with remarkable performances. However, due to their opacity, such models are hard to interpret and trust. Recent work on explaining deep models has introduced approaches…

Computation and Language · Computer Science 2019-05-21 Reza Ghaeini , Xiaoli Z. Fern , Hamed Shahbazi , Prasad Tadepalli

Recent progress in research on Deep Graph Networks (DGNs) has led to a maturation of the domain of learning on graphs. Despite the growth of this research field, there are still important challenges that are yet unsolved. Specifically,…

Machine Learning · Computer Science 2024-04-10 Alessio Gravina , Davide Bacciu

Artificial Intelligence (AI) has created the single biggest technology revolution the world has ever seen. For the finance sector, it provides great opportunities to enhance customer experience, democratize financial services, ensure…

Risk Management · Quantitative Finance 2021-03-02 Branka Hadji Misheva , Joerg Osterrieder , Ali Hirsa , Onkar Kulkarni , Stephen Fung Lin

Deep Learning methods are currently the state-of-the-art in many problems which can be tackled via machine learning, in particular classification problems. However there is still lack of understanding on how those methods work, why they…

Machine Learning · Computer Science 2018-06-22 Moacir Antonelli Ponti , Gabriel B. Paranhos da Costa

Even though probabilistic treatments of neural networks have a long history, they have not found widespread use in practice. Sampling approaches are often too slow already for simple networks. The size of the inputs and the depth of typical…

Computer Vision and Pattern Recognition · Computer Science 2018-05-30 Jochen Gast , Stefan Roth

Deep Learning has empowered us to train neural networks for complex data with high performance. However, with the growing research, several vulnerabilities in neural networks have been exposed. A particular branch of research, Adversarial…

Machine Learning · Computer Science 2023-08-08 Shashank Kotyan

Deep neural networks (DNNs) are known as black-box models. In other words, it is difficult to interpret the internal state of the model. Improving the interpretability of DNNs is one of the hot research topics. However, at present, the…

Machine Learning · Computer Science 2019-09-17 Masanari Kimura , Masayuki Tanaka

The recent surge in Deep Learning (DL) research of the past decade has successfully provided solutions to many difficult problems. The field of quantitative analysis has been slowly adapting the new methods to its problems, but due to…