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The increasing reliance on smartphones for communication, financial transactions, and personal data management has made them prime targets for cyberattacks, particularly smishing, a sophisticated variant of phishing conducted via SMS.…

Cryptography and Security · Computer Science 2024-12-16 Diksha Goel , Hussain Ahmad , Ankit Kumar Jain , Nikhil Kumar Goel

Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing financial transactions in Africa and other developing regions.…

Cryptography and Security · Computer Science 2025-07-04 Karen Sowon , Collins W. Munyendo , Lily Klucinec , Eunice Maingi , Gerald Suleh , Lorrie Faith Cranor , Giulia Fanti , Conrad Tucker , Assane Gueye

We introduce SemanticLock, a single factor graphical authentication solution for mobile devices. SemanticLock uses a set of graphical images as password tokens that construct a semantically memorable story representing the user`s password.…

Cryptography and Security · Computer Science 2019-10-11 Ilesanmi Olade , Haining Liang , Charles Fleming

With the rapid growth of online services, the number of online accounts proliferates. The security of a single user account no longer depends merely on its own service provider but also the accounts on other service platforms(We refer to…

Cryptography and Security · Computer Science 2021-07-21 Weizhao Jin , Xiaoyu Ji , Ruiwen He , Zhou Zhuang , Wenyuan Xu , Yuan Tian

E-commerce in today's conditions has the highest dependence on network infrastructure of banking. However, when the possibility of communicating with the Banking network is not provided, business activities will suffer. This paper proposes…

Computational Engineering, Finance, and Science · Computer Science 2010-11-02 Majid Taghiloo , Mohammad Ali Agheli , Mohammad Reza Rezaeinezhad

As ATM applications deploy for a banking system, the need to secure communications will become critical. However, multicast protocols do not fit the point-to-point model of most network security protocols which were designed with unicast…

Cryptography and Security · Computer Science 2015-05-13 Zeinab Ghafari , Taha Arian , Morteza Analoui

As has been widely discussed, the GSM mobile telephony system only offers unilateral authentication of the mobile phone to the network; this limitation permits a range of attacks. While adding support for mutual authentication would be…

Cryptography and Security · Computer Science 2016-07-06 Mohammed Shafiul Alam Khan , Chris J Mitchell

Mobile security has become more and more important due to the boom of mobile commerce (m-commerce). However, the development of m-commerce is facing many challenges regarding data security problems. Recently, blockchain has been introduced…

Cryptography and Security · Computer Science 2017-12-12 Kongrath Suankaewmanee , Dinh Thai Hoang , Dusit Niyato , Suttinee Sawadsitang , Ping Wang , Zhu Han

With Signal's position as one of the most popular secure messaging protocols in use today, the threat of government coercion and mass surveillance, i.e., active Man-in-the-Middle (MitM) attacks, are more relevant than ever. On the other…

Cryptography and Security · Computer Science 2025-03-13 Wil Liam Teng , Kasper Rasmussen

There is a rapid increase in the number of mobile banking applications' users due to an increase in smart mobile devices. Mobile banking is a financial transaction and service offered through mobile devices. Almost all financial…

Cryptography and Security · Computer Science 2023-02-16 Polra Victor Falade , Grace Bunmi Ogundele

Zero-click attacks require no user interaction and typically exploit zero-day (i.e., unpatched) vulnerabilities in instant chat applications (such as WhatsApp and iMessage) to gain root access to the victim's smartphone and exfiltrate…

Cryptography and Security · Computer Science 2022-11-08 Narmeen Shafqat , Cem Topcuoglu , Engin Kirda , Aanjhan Ranganathan

Mobile authentication is indispensable for preventing unauthorized access to multi-touch mobile devices. Existing mobile authentication techniques are often cumbersome to use and also vulnerable to shoulder-surfing and smudge attacks. This…

Cryptography and Security · Computer Science 2014-02-07 Jingchao Sun , Rui Zhang , Jinxue Zhang , Yanchao Zhang

The ubiquitous presence of mobile communication devices and the continuous development of mo- bile data applications, which results in high level of mobile devices' activity and exchanged data, often transparent to the user, makes privacy…

Cryptography and Security · Computer Science 2011-09-12 Myrto Arapinis , Loretta Ilaria Mancini , Eike Ritter , Mark Ryan

Smartphones are now frequently used by end-users as the portals to cloud-based services, and smartphones are easily stolen or co-opted by an attacker. Beyond the initial log-in mechanism, it is highly desirable to re-authenticate end-users…

Cryptography and Security · Computer Science 2017-03-13 Wei-Han Lee , Ruby Lee

Many widely used Internet messaging and calling apps, such as WhatsApp, Viber, Telegram, and Signal, have deployed an end-to-end encryption functionality. To defeat potential MITM attackers against the key exchange protocol, the approach…

Cryptography and Security · Computer Science 2017-07-18 Maliheh Shirvanian , Nitesh Saxena , Jesvin James George

The electronic mail plays an unavoidable role in the humankind communications. With the great interest for the connection via mobile platforms, and the growing number of vulnerabilities and attacks, it is essential to provide suitable…

Cryptography and Security · Computer Science 2012-03-20 M. Toorani

Approximately 61% of cyber attacks involve adversaries in possession of valid credentials. Attackers acquire credentials through various means, including phishing, dark web data drops, password reuse, etc. Multi-factor authentication (MFA)…

Cryptography and Security · Computer Science 2024-08-31 Sam Hays , Michael Sandborn , Jules White

The West African Economic and Monetary Union (WAEMU) states, characterized by widespread smartphone usage, have witnessed banks and financial institutions introducing mobile banking applications (MBAs). These apps empower users to perform…

Cryptography and Security · Computer Science 2024-11-07 Alioune Diallo , Aicha War , Moustapha Awwalou Diouf , Jordan Samhi , Steven Arzt , Tegawendé F. Bissyande , Jacque Klein

A smart-card-based user authentication scheme for wireless sensor networks (hereafter referred to as a SCA-WSN scheme) is designed to ensure that only users who possess both a smart card and the corresponding password are allowed to gain…

Cryptography and Security · Computer Science 2015-09-24 Junghyun Nam , Kim-Kwang Raymond Choo , Sangchul Han , Moonseong Kim , Juryon Paik , Dongho Won

Wallet may be described as container application used for configuring, accessing and analysing data from underlying payment application(s). There are two dominant types of digital wallet applications, proximity wallet and remote wallet. In…

Cryptography and Security · Computer Science 2014-12-10 Amal Saha , Sugata Sanyal