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We introduce blockchains and distributed ledgers and describe their potential applications to money and banking. The analysis compares public and private ledgers and outlines the suitability of various types of ledgers for different…

Mathematical Finance · Quantitative Finance 2017-03-07 Alexander Lipton

Sharing provenance across workflow management systems automatically is not currently possible, but the value of such a capability is high since it could greatly reduce the amount of duplicated workflows, accelerate the discovery of new…

Distributed, Parallel, and Cluster Computing · Computer Science 2018-04-17 Jay Jay Billings

Credit Guarantee Schemes (CGSs) are crucial in mitigating SMEs' financial constraints. However, they are renownedly affected by critical shortcomings, such as a lack of financial sustainability and operational efficiency. Distributed Ledger…

Computational Engineering, Finance, and Science · Computer Science 2026-02-19 Sabrina Leo , Andrea Delle Foglie , Luca Barbaro , Edoardo Marangone , Ida Claudia Panetta , Claudio Di Ciccio

Authentication with username and password is becoming an inconvenient process for the user. End users typically have little control over their personal privacy, and data breaches effecting millions of users have already happened several…

Distributed, Parallel, and Cluster Computing · Computer Science 2020-06-09 Zoltán András Lux , Dirk Thatmann , Sebastian Zickau , Felix Beierle

In most websites, the online rating system provides the ratings of products and services to users. Lack of trust in data integrity and its manipulation has hindered fulfilling user satisfaction. Since existing online rating systems deal…

Cryptography and Security · Computer Science 2021-01-13 Monir Shaker , Fereidoon Shams Aliee , Reza Fotohi

Distributed ledger systems have become more prominent and successful in recent years, with a focus on blockchains and cryptocurrency. This has led to various misunderstandings about both the technology itself and its capabilities, as in…

Computation and Language · Computer Science 2023-03-30 Lukas König , Sebastian Neumaier

Public Cloud Computing has become a fundamental part of modern IT infrastructure as its adoption has transformed the way businesses operate. However, cloud security concerns introduce new risks and challenges related to data protection,…

Cryptography and Security · Computer Science 2024-08-31 Patil Pratik Vijaykumar , Prerna Tulsiani , Sunil Mane

There has recently been a flood of interest in potential new applications of blockchains, as well as proposals for more generic designs called public ledgers. Most of the novel proposals have been in the financial sector. However, the…

Cryptography and Security · Computer Science 2016-08-24 Thanh Bui , Tuomas Aura

Received wisdom portrays digital records as guaranteeing perpetuity; as the New York Times wrote a decade ago: "the web means the end of forgetting". The reality however is that digital records suffer similar risks of access loss as the…

Computers and Society · Computer Science 2020-11-12 James David Hackman

A key component of blockchain technology is the ledger, viz., a database that, unlike standard databases, keeps in memory the complete history of past transactions as in a notarial archive for the benefit of any future test. In…

Cryptography and Security · Computer Science 2021-10-01 Paolo Bottoni , Anna Labella , Remo Pareschi

It is time for the legacy financial infrastructure to seamlessly connect with modern, decentralized infrastructure. Although it is increasingly evident that decentralized infrastructure for finance (namely distributed ledgers) will coexist…

Distributed, Parallel, and Cluster Computing · Computer Science 2025-01-30 Rafael Belchior , Thomas Hardjono , Alex Chiriac , Venkatraman Ranakrishna

Blockchain and other distributed ledger technologies have enabled peer-to-peer networks to maintain ledgers with an immutable history and guaranteed computation, all carried out without the need of trusted parties. In practice, few…

Cryptography and Security · Computer Science 2023-02-06 Joshua Ellul , Gordon J Pace

The pervasive need to safely share and store information between devices calls for the replacement of centralized trust architectures with the decentralized ones. Distributed Ledger Technologies (DLTs) are seen as the most promising enabler…

Distributed, Parallel, and Cluster Computing · Computer Science 2019-03-06 Pietro Danzi , Anders E. Kalør , René B. Sørensen , Alexander K. Hagelskjær , Lam D. Nguyen , Čedomir Stefanović , Petar Popovski

The advent of Bitcoin, and consequently Blockchain, has ushered in a new era of decentralization. Blockchain enables mutually distrusting entities to work collaboratively to attain a common objective. However, current Blockchain…

Distributed, Parallel, and Cluster Computing · Computer Science 2021-11-29 Seyed Amid Moeinzadeh Mirhosseini , Ali Fanian , T. Aaron Gulliver

Distributed ledger technologies have gained significant attention and adoption in recent years. Despite various security features distributed ledger technology provides, they are vulnerable to different and new malicious attacks, such as…

Cryptography and Security · Computer Science 2024-11-08 Elena Baninemeh , Marre Slikker , Katsiaryna Labunets , Slinger Jansen

A tool to improve the effectiveness and the efficiency of public spending is proposed here. In the 19th century banknotes had a serial number. However, in modern days the use of digital transactions that do not use physical currency has…

General Economics · Economics 2024-04-23 Gonzalo Garcia-Atance Fatjo

When developing peer-to-peer applications on Distributed Ledger Technology (DLT), a crucial decision is the selection of a suitable DLT design (e.g., Ethereum) because it is hard to change the underlying DLT design post hoc. To facilitate…

Cryptography and Security · Computer Science 2023-06-28 Niclas Kannengießer , Sebastian Lins , Tobias Dehling , Ali Sunyaev

This paper presents an approach to using decentralized distributed digital (DDD) ledgers like blockchain with multi-level verification. In regular DDD ledgers like Blockchain, only a single level of verification is available, which makes it…

Cryptography and Security · Computer Science 2024-09-30 Ayush Thada , Aanchal Kandpal , Dipanwita Sinha Mukharjee

The tokenization of assets deployed to distributed ledger technology is increasingly cited to revolutionize financial services by allowing traditionally illiquid assets to be bought and sold on primary and secondary markets increasing asset…

Computers and Society · Computer Science 2020-05-18 Richard Barnes

We propose LazyLedger, a design for distributed ledgers where the blockchain is optimised for solely ordering and guaranteeing the availability of transaction data. Responsibility for executing and validating transactions is shifted to only…

Cryptography and Security · Computer Science 2019-06-11 Mustafa Al-Bassam