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A major requirement for credit scoring models is to provide a maximally accurate risk prediction. Additionally, regulators demand these models to be transparent and auditable. Thus, in credit scoring, very simple predictive models such as…

Machine Learning · Statistics 2020-09-30 Michael Bücker , Gero Szepannek , Alicja Gosiewska , Przemyslaw Biecek

A vast number of systems across the world use algorithmic decision making (ADM) to (partially) automate decisions that have previously been made by humans. The downstream effects of ADM systems critically depend on the decisions made during…

Machine Learning · Statistics 2024-06-21 Jan Simson , Florian Pfisterer , Christoph Kern

Published studies have suggested the bias of automated face-based gender classification algorithms across gender-race groups. Specifically, unequal accuracy rates were obtained for women and dark-skinned people. To mitigate the bias of…

Computer Vision and Pattern Recognition · Computer Science 2022-08-18 Sreeraj Ramachandran , Ajita Rattani

A central goal of algorithmic fairness is to reduce bias in automated decision making. An unavoidable tension exists between accuracy gains obtained by using sensitive information (e.g., gender or ethnic group) as part of a statistical…

Machine Learning · Statistics 2020-02-03 Luca Oneto , Michele Donini , Amon Elders , Massimiliano Pontil

We propose a novel approach for using unsupervised boosting to create an ensemble of generative models, where models are trained in sequence to correct earlier mistakes. Our meta-algorithmic framework can leverage any existing base learner…

Machine Learning · Computer Science 2017-12-25 Aditya Grover , Stefano Ermon

Fairness has been a critical issue that affects the adoption of deep learning models in real practice. To improve model fairness, many existing methods have been proposed and evaluated to be effective in their own contexts. However, there…

Machine Learning · Computer Science 2024-03-26 Junjie Yang , Jiajun Jiang , Zeyu Sun , Junjie Chen

Previous post-processing bias mitigation algorithms on both group and individual fairness don't work on regression models and datasets with multi-class numerical labels. We propose a priority-based post-processing bias mitigation on both…

Artificial Intelligence · Computer Science 2021-02-02 Pranay Lohia

Face recognition algorithms perform more accurately than humans in some cases, though humans and machines both show race-based accuracy differences. As algorithms continue to improve, it is important to continually assess their race bias…

Computer Vision and Pattern Recognition · Computer Science 2023-06-01 Geraldine Jeckeln , Selin Yavuzcan , Kate A. Marquis , Prajay Sandipkumar Mehta , Amy N. Yates , P. Jonathon Phillips , Alice J. O'Toole

Black box systems for automated decision making, often based on machine learning over (big) data, map a user's features into a class or a score without exposing the reasons why. This is problematic not only for lack of transparency, but…

Artificial Intelligence · Computer Science 2018-06-27 Dino Pedreschi , Fosca Giannotti , Riccardo Guidotti , Anna Monreale , Luca Pappalardo , Salvatore Ruggieri , Franco Turini

While deep learning has become a core functional module of most software systems, concerns regarding the fairness of ML predictions have emerged as a significant issue that affects prediction results due to discrimination. Intersectional…

Machine Learning · Computer Science 2024-07-03 Kacy Zhou , Jiawen Wen , Nan Yang , Dong Yuan , Qinghua Lu , Huaming Chen

This paper proposes the use of causal modeling to detect and mitigate algorithmic bias. We provide a brief description of causal modeling and a general overview of our approach. We then use the Adult dataset, which is available for download…

Machine Learning · Computer Science 2023-11-10 Wendy Hui , Wai Kwong Lau

Machine learning (ML) is playing an increasingly important role in rendering decisions that affect a broad range of groups in society. ML models inform decisions in criminal justice, the extension of credit in banking, and the hiring…

Machine Learning · Computer Science 2022-07-14 Damien Dablain , Bartosz Krawczyk , Nitesh Chawla

Societies often rely on human experts to take a wide variety of decisions affecting their members, from jail-or-release decisions taken by judges and stop-and-frisk decisions taken by police officers to accept-or-reject decisions taken by…

Machine Learning · Statistics 2018-05-29 Isabel Valera , Adish Singla , Manuel Gomez Rodriguez

Algorithmic decision-making systems sometimes produce errors or skewed predictions toward a particular group, leading to unfair results. Debiasing practices, applied at different stages of the development of such systems, occasionally…

Artificial Intelligence · Computer Science 2025-05-26 Juliett Suárez Ferreira , Marija Slavkovik , Jorge Casillas

In Artificial Intelligence, interpreting the results of a Machine Learning technique often termed as a black box is a difficult task. A counterfactual explanation of a particular "black box" attempts to find the smallest change to the input…

Risk Management · Quantitative Finance 2021-07-23 Dan Wang , Zhi Chen , Ionut Florescu

As computer vision systems become more widely deployed, there is increasing concern from both the research community and the public that these systems are not only reproducing but amplifying harmful social biases. The phenomenon of bias…

Computer Vision and Pattern Recognition · Computer Science 2023-05-31 Dora Zhao , Jerone T. A. Andrews , Alice Xiang

Promoting fairness for deep clustering models in unsupervised clustering settings to reduce demographic bias is a challenging goal. This is because of the limitation of large-scale balanced data with well-annotated labels for sensitive or…

Computer Vision and Pattern Recognition · Computer Science 2023-09-19 Xuan-Bac Nguyen , Chi Nhan Duong , Marios Savvides , Kaushik Roy , Hugh Churchill , Khoa Luu

In the rapidly advancing field of artificial intelligence, machine perception is becoming paramount to achieving increased performance. Image classification systems are becoming increasingly integral to various applications, ranging from…

Computer Vision and Pattern Recognition · Computer Science 2024-12-18 Javon Hickmon

Disaggregated performance metrics across demographic groups are a hallmark of fairness assessments in computer vision. These metrics successfully incentivized performance improvements on person-centric tasks such as face analysis and are…

Computer Vision and Pattern Recognition · Computer Science 2023-02-20 Melissa Hall , Bobbie Chern , Laura Gustafson , Denisse Ventura , Harshad Kulkarni , Candace Ross , Nicolas Usunier

The growing capability and accessibility of machine learning has led to its application to many real-world domains and data about people. Despite the benefits algorithmic systems may bring, models can reflect, inject, or exacerbate implicit…

Machine Learning · Computer Science 2021-10-28 Ángel Alexander Cabrera , Will Epperson , Fred Hohman , Minsuk Kahng , Jamie Morgenstern , Duen Horng Chau