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Technical debt (TD) is a metaphor to describe the trade-off between short-term workarounds and long-term goals in software development. Despite being widely used to explain technical issues in business terms, industry and academia still…

We propose a new model of the liquidity driven banking system focusing on overnight interbank loans. This significant branch of the interbank market is commonly neglected in the banking system modeling and systemic risk analysis. We…

Economics · Quantitative Finance 2016-03-17 Paweł Smaga , Mateusz Wiliński , Piotr Ochnicki , Piotr Arendarski , Tomasz Gubiec

Interbank lending and borrowing occur when financial institutions seek to settle and refinance their mutual positions over time and circumstances. This interactive process involves money creation at the aggregate level. Coordination…

General Finance · Quantitative Finance 2021-09-27 Yuri Biondi , Feng Zhou

First passage models, where corporate assets undergo a random walk and default occurs if the assets fall below a threshold, provide an attractive framework for modeling the default process. Recently such models have been generalized to…

Condensed Matter · Physics 2007-05-23 Peter B. Lee , Mark B. Wise , Vineer Bhansali

The issue of local government debt is widely recognized as one of the "gray rhinos" affecting the stable development of China's economy. Government debt can transmit risks to local banks, which are among the primary holders of local debt,…

General Economics · Economics 2025-04-10 Yan Li

The European sovereign debt crisis has impaired many European banks. The distress on the European banks may transmit worldwide, and result in a large-scale knock-on default of financial institutions. This study presents a computer…

Risk Management · Quantitative Finance 2013-07-19 Yoshiharu Maeno , Satoshi Morinaga , Hirokazu Matsushima , Kenichi Amagai

Did sovereign default risk affect macroeconomic activity through firms' access to credit during the European sovereign debt crisis? We investigate this question by a estimating a structural panel vector autoregressive model for Italy,…

General Economics · Economics 2020-09-17 Olli Palmén

This study contributes to the discussion about how higher public debt may not be costly because of the negative interest rate-growth differentials by simulating OLG models introduced by Blanchard (2019) under uncertainty, showing debt and…

General Economics · Economics 2025-07-25 Mervin Goklas Hamonangan

In this paper, we work in the framework of the Merton problem but we impose a drawdown constraint on the consumption process. This means that consumption can never fall below a fixed proportion of the running maximum of past consumption. In…

Portfolio Management · Quantitative Finance 2012-10-19 T. Arun

We introduce a prototype agent-based model of the macroeconomy, with budgetary constraints at its core. The model is related to a class of constraint satisfaction problems (CSPs), which has been thoroughly investigated in computer science.…

General Economics · Economics 2021-06-18 Dhruv Sharma , Jean-Philippe Bouchaud , Marco Tarzia , Francesco Zamponi

We propose a novel credit default model that takes into account the impact of macroeconomic information and contagion effect on the defaults of obligors. We use a set-valued Markov chain to model the default process, which is the set of all…

Risk Management · Quantitative Finance 2018-08-31 Dianfa Chen , Jun Deng , Jianfen Feng , Bin Zou

Valuing corporate bonds in systemic economies is challenging due to intricate webs of inter-institutional exposures. When a bank defaults, cascading losses propagate through the network, with payments determined by a system of fixed-point…

Computational Finance · Quantitative Finance 2026-02-16 Dohyun Ahn , Agostino Capponi

We estimate the causal effect of external debt on greenhouse gas emissions in a panel of 78 emerging market and developing economies over the 1990-2015 period. Unlike previous literature, we use external instruments to address the potential…

General Economics · Economics 2024-04-23 Jorge Carrera , Pablo de la Vega

A currency with stable purchasing power can always provide a psychological haven for people around the world. However, since the collapse of the Bretton Woods system, issuing more cheap currencies has become a common trend in the…

General Finance · Quantitative Finance 2025-11-04 Boliang Lin , Ruixi Lin

This paper considers the problem faced by a bank which trades in the funds market so as to maintain the reserve requirements and minimize the costs of doing that. We work in a stochastic paradigm and the reserve requirements are determined…

Optimization and Control · Mathematics 2021-11-05 Elena Cristina Canepa , Traian A Pirvu

Elasticity is a cloud property that enables applications and its execution systems to dynamically acquire and release shared computational resources on demand. Moreover, it unfolds the advantage of economies of scale in the cloud through a…

Software Engineering · Computer Science 2017-02-27 Carlos Mera-Gómez , Francisco Ramírez , Rami Bahsoon , Rajkumar Buyya

This paper builds a finite-horizon model to study the role of physical collateral in a model of strategic defaults, when the borrower can develop reputation for honesty. Asset ownership increases attractiveness of the reputational channel:…

Theoretical Economics · Economics 2025-09-12 Georgy Lukyanov

The emerging system at the European level can be conceptualized as a pattern of relations among member states that tends to be reproduced despite disturbances in individual trajectories. The Markov property is used as an indicator of…

Data Analysis, Statistics and Probability · Physics 2010-01-26 Loet Leydesdorff , Nienke Oomes

Debt recycling is a leveraged equity management strategy in which homeowners use accumulated home equity to finance investments, applying the resulting returns to accelerate mortgage repayment. We propose a novel framework to model equity…

Risk Management · Quantitative Finance 2025-11-25 Carlo von der Osten , Sabrina Aufiero , Pierpaolo Vivo , Fabio Caccioli , Silvia Bartolucci

This paper considers optimal control problem of a large insurance company under a fixed insolvency probability. The company controls proportional reinsurance rate, dividend pay-outs and investing process to maximize the expected present…

Risk Management · Quantitative Finance 2010-06-01 Zongxia Liang , Jianping Huang