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This paper takes a deep learning approach to understand consumer credit risk when e-commerce platforms issue unsecured credit to finance customers' purchase. The "NeuCredit" model can capture both serial dependences in multi-dimensional…

Risk Management · Quantitative Finance 2019-06-06 Di Wang , Qi Wu , Wen Zhang

This paper tackles challenges in pricing and revenue projections due to consumer uncertainty. We propose a novel data-based approach for firms facing unknown consumer type distributions. Unlike existing methods, we assume firms only observe…

Theoretical Economics · Economics 2024-05-28 Duarte Gonçalves , Bruno A. Furtado

Network models are widely used to represent relational information among interacting units and the structural implications of these relations. Recently, social network studies have focused a great deal of attention on random graph models of…

Applications · Statistics 2010-10-06 Mark S. Handcock , Krista J. Gile

As the digitization of travel industry accelerates, analyzing and understanding travelers' behaviors becomes increasingly important. However, traveler data frequently exhibit high data sparsity due to the relatively low frequency of user…

Information Retrieval · Computer Science 2023-12-25 Hongliu Cao , Ilias El Baamrani , Eoin Thomas

Deep Learning is a consolidated, state-of-the-art Machine Learning tool to fit a function when provided with large data sets of examples. However, in regression tasks, the straightforward application of Deep Learning models provides a point…

Machine Learning · Computer Science 2018-07-25 Axel Brando , Jose A. Rodríguez-Serrano , Mauricio Ciprian , Roberto Maestre , Jordi Vitrià

Recently, models for user representation learning have been widely applied in click-through-rate (CTR) and conversion-rate (CVR) prediction. Usually, the model learns a universal user representation as the input for subsequent…

Machine Learning · Computer Science 2024-09-24 Xiaoyu Tan , Yongxin Deng , Chao Qu , Siqiao Xue , Xiaoming Shi , James Zhang , Xihe Qiu

Customer purchasing behavior analysis plays a key role in developing insightful communication strategies between online vendors and their customers. To support the recent increase in online shopping trends, in this work, we present a…

Machine Learning · Computer Science 2021-02-03 Sohini Roychowdhury , Ebrahim Alareqi , Wenxi Li

Assortment optimization is a fundamental challenge in modern retail and recommendation systems, where the goal is to select a subset of products that maximizes expected revenue under complex customer choice behaviors. While recent advances…

Machine Learning · Statistics 2026-03-11 Miao Lu , Yuxuan Han , Han Zhong , Zhengyuan Zhou , Jose Blanchet

The past few years has witnessed the great success of recommender systems, which can significantly help users find relevant and interesting items for them in the information era. However, a vast class of researches in this area mainly focus…

Information Retrieval · Computer Science 2012-04-10 Xiao Hu , Chuibo Chen , Xiaolong Chen , Zi-Ke Zhang

Temporal networks of face-to-face interactions between individuals are useful proxies of the dynamics of social systems on fast time scales. Several empirical statistical properties of these networks have been shown to be robust across a…

Physics and Society · Physics 2023-02-03 Didier Le Bail , Mathieu Génois , Alain Barrat

Many image and vision applications require a large amount of data for model training. Collecting all such data at a central location can be challenging due to data privacy and communication bandwidth restrictions. Federated learning is an…

Machine Learning · Computer Science 2020-06-24 Tiffany Tuor , Shiqiang Wang , Bong Jun Ko , Changchang Liu , Kin K. Leung

When tracking user-specific online activities, each user's preference is revealed in the form of choices and comparisons. For example, a user's purchase history is a record of her choices, i.e. which item was chosen among a subset of…

Machine Learning · Statistics 2019-01-01 Sahand Negahban , Sewoong Oh , Kiran K. Thekumparampil , Jiaming Xu

Efficient representation of patients is very important in the healthcare domain and can help with many tasks such as medical risk prediction. Many existing methods, such as diagnostic Cost Groups (DCG), rely on expert knowledge to build…

Machine Learning · Computer Science 2019-09-17 Xianlong Zeng , Soheil Moosavinasab , En-Ju D Lin , Simon Lin , Razvan Bunescu , Chang Liu

This paper addresses the problem of distributed learning of average belief with sequential observations, in which a network of $n>1$ agents aim to reach a consensus on the average value of their beliefs, by exchanging information only with…

Multiagent Systems · Computer Science 2018-11-20 Kaiqing Zhang , Yang Liu , Ji Liu , Mingyan Liu , Tamer Başar

User modeling is critical for developing personalized services in industry. A common way for user modeling is to learn user representations that can be distinguished by their interests or preferences. In this work, we focus on developing…

Machine Learning · Computer Science 2020-12-14 Jie Gu , Feng Wang , Qinghui Sun , Zhiquan Ye , Xiaoxiao Xu , Jingmin Chen , Jun Zhang

Sales forecast is an essential task in E-commerce and has a crucial impact on making informed business decisions. It can help us to manage the workforce, cash flow and resources such as optimizing the supply chain of manufacturers etc.…

Machine Learning · Computer Science 2017-09-02 Kui Zhao , Can Wang

Personalized size and fit recommendations bear crucial significance for any fashion e-commerce platform. Predicting the correct fit drives customer satisfaction and benefits the business by reducing costs incurred due to size-related…

Choice modeling has been a central topic in the study of individual preference or utility across many fields including economics, marketing, operations research, and psychology. While the vast majority of the literature on choice models has…

Machine Learning · Statistics 2022-08-22 Zhongze Cai , Hanzhao Wang , Kalyan Talluri , Xiaocheng Li

Understanding and keeping the customer happy is a central tenet of requirements engineering. Strategies to gather, analyze, and negotiate requirements are complemented by efforts to manage customer input after products have been deployed.…

Software Engineering · Computer Science 2020-10-14 Lloyd Montgomery , Daniela Damian , Tyson Bulmer , Shaikh Quader

Modern online platforms offer users an opportunity to participate in a variety of content-creation, social networking, and shopping activities. With the rapid proliferation of such online services, learning data-driven user behavior models…

Machine Learning · Computer Science 2022-03-01 Aravind Sankar
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