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In the third part of this series we introduce consistent relative value measures for CDS-Bond basis trades using the bond-implied CDS term structure derived from fitted survival rate curves. We explain why this measure is better than the…

Pricing of Securities · Quantitative Finance 2009-12-24 Arthur M. Berd , Roy Mashal , Peili Wang

Machine learning force field (MLFF) has emerged as a powerful data-driven tool for atomistic simulations, enabling large-scale and complex atomic systems to be simulated with accuracy comparable to \textit{ab initio} methods. However, MLFFs…

Chemical Physics · Physics 2026-04-06 Ruiyang Chen , Qingyuan Zhang , Ji Chen

Banks and financial institutions all over the world manage portfolios containing tens of thousands of customers. Not all customers are high credit-worthy, and many possess varying degrees of risk to the Bank or financial institutions that…

Applications · Statistics 2021-09-17 Dominic Joseph

Predicting the probability of default (PD) of prospective loans is a critical objective for financial institutions. In recent years, machine learning (ML) algorithms have achieved remarkable success across a wide variety of prediction…

Risk Management · Quantitative Finance 2025-06-25 Adrian Iulian Cristescu , Matteo Giordano

Generative classifiers are constructed on the basis of a joint probability distribution and are typically learned using closed-form procedures that rely on data statistics and maximize scores related to data fitting. However, these scores…

Machine Learning · Computer Science 2025-03-31 Aritz Pérez , Carlos Echegoyen , Guzmán Santafé

Banks utilize credit scoring as an important indicator of financial strength and eligibility for credit. Scoring models aim to assign statistical odds or probabilities for predicting if there is a risk of nonpayment in relation to many…

Risk Management · Quantitative Finance 2023-03-10 Oguz Koc , Omur Ugur , A. Sevtap Kestel

The escalating scale and cost of Large Language Models (LLMs) training necessitate accurate pre-training prediction of downstream task performance for comprehensive understanding of scaling properties. This is challenged by: 1) the…

Computation and Language · Computer Science 2026-03-10 Chengyin Xu , Kaiyuan Chen , Xiao Li , Ke Shen , Chenggang Li

In recent years, Contrastive Learning (CL) has become a predominant representation learning paradigm for time series. Most existing methods manually build specific CL Strategies (CLS) by human heuristics for certain datasets and tasks.…

Machine Learning · Computer Science 2024-10-24 Baoyu Jing , Yansen Wang , Guoxin Sui , Jing Hong , Jingrui He , Yuqing Yang , Dongsheng Li , Kan Ren

Large Language Models (LLMs) have achieved significant advancements, but the increasing complexity of tasks and higher performance demands highlight the need for continuous improvement. Some approaches utilize synthetic data generated by…

Artificial Intelligence · Computer Science 2025-06-23 Haokun Zhao , Jinyi Han , Jiaqing Liang , Yanghua Xiao , Xiaojun Meng , Jiansheng Wei

There are many studies on development of models for analyzing some derivatives such as credit default swaps .

Pricing of Securities · Quantitative Finance 2017-06-20 Zahra Sokoot , Navideh Modarresi , Farzaneh Niknejad

Online class-incremental continual learning is a specific task of continual learning. It aims to continuously learn new classes from data stream and the samples of data stream are seen only once, which suffers from the catastrophic…

Computer Vision and Pattern Recognition · Computer Science 2023-04-11 Huiwei Lin , Baoquan Zhang , Shanshan Feng , Xutao Li , Yunming Ye

The industry increasingly relies on deep learning (DL) technology for manufacturing inspections, which are challenging to automate with rule-based machine vision algorithms. DL-powered inspection systems derive defect patterns from labeled…

Machine Learning · Computer Science 2024-09-17 Altaf Allah Abbassi , Houssem Ben Braiek , Foutse Khomh , Thomas Reid

Over the last years, machine learning techniques have been applied to more and more application domains, including software engineering and, especially, software quality assurance. Important application domains have been, e.g., software…

Software Engineering · Computer Science 2021-04-30 Safa Omri , Carsten Sinz

Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…

Machine Learning · Computer Science 2021-03-16 Ayoub El Qadi , Natalia Diaz-Rodriguez , Maria Trocan , Thomas Frossard

Software Defect Prediction aims at predicting which software modules are the most probable to contain defects. The idea behind this approach is to save time during the development process by helping find bugs early. Defect Prediction models…

Software Engineering · Computer Science 2023-01-02 Moti Cohen , Lior Rokach , Rami Puzis

Extensive research on formal verification of machine learning (ML) systems indicates that learning from data alone often fails to capture underlying background knowledge. A variety of verifiers have been developed to ensure that a…

Logic in Computer Science · Computer Science 2023-11-17 Thomas Flinkow , Barak A. Pearlmutter , Rosemary Monahan

The importance of adequately modeling credit risk has once again been highlighted in the recent financial crisis. Defaults tend to cluster around times of economic stress due to poor macro-economic conditions, {\em but also} by directly…

Risk Management · Quantitative Finance 2015-06-04 Sebastian Heise , Reimer Kuehn

Binary classification is highly used in credit scoring in the estimation of probability of default. The validation of such predictive models is based both on rank ability, and also on calibration (i.e. how accurately the probabilities…

Econometrics · Economics 2017-10-25 Pedro G. Fonseca , Hugo D. Lopes

Anomalous sound detection (ASD) typically involves self-supervised proxy tasks to learn feature representations from normal sound data, owing to the scarcity of anomalous samples. In ASD research, proxy tasks such as AutoEncoders operate…

Audio and Speech Processing · Electrical Eng. & Systems 2026-01-14 Seunghyeon Shin , Seokjin Lee

The forecasting of credit default risk has been an active research field for several decades. Historically, logistic regression has been used as a major tool due to its compliance with regulatory requirements: transparency, explainability,…

Machine Learning · Computer Science 2022-09-22 Dangxing Chen , Weicheng Ye