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Imbalanced datasets are ubiquitous. Classification performance on imbalanced datasets is generally poor for the minority class as the classifier cannot learn decision boundaries well. However, in sensitive applications like fraud detection,…

Machine Learning · Computer Science 2019-10-25 Vishwa Karia , Wenhao Zhang , Arash Naeim , Ramin Ramezani

The goal of machine learning is to develop predictors that generalize well to test data. Ideally, this is achieved by training on an almost infinitely large training data set that captures all variations in the data distribution. In…

Machine Learning · Computer Science 2014-02-28 Laurens van der Maaten , Minmin Chen , Stephen Tyree , Kilian Weinberger

Detection of credit card fraud is an acute issue of financial security because transaction datasets are highly lopsided, with fraud cases being only a drop in the ocean. Balancing datasets using the most popular methods of traditional…

Machine Learning · Computer Science 2025-09-25 Kashaf Ul Emaan

With healthcare being critical aspect, health insurance has become an important scheme in minimizing medical expenses. Following this, the healthcare industry has seen a significant increase in fraudulent activities owing to increased…

Machine Learning · Computer Science 2022-06-29 Akrity Kumari , Narinder Singh Punn , Sanjay Kumar Sonbhadra , Sonali Agarwal

Fraud detection is a challenging task due to the changing nature of fraud patterns over time and the limited availability of fraud examples to learn such sophisticated patterns. Thus, fraud detection with the aid of smart versions of…

Machine Learning · Computer Science 2022-09-07 Mary Isangediok , Kelum Gajamannage

For the highly imbalanced credit card fraud detection problem, most existing methods either use data augmentation methods or conventional machine learning models, while neural network-based anomaly detection approaches are lacking.…

Machine Learning · Computer Science 2022-06-30 Tungyu Wu , Youting Wang

Kinship verification is an emerging task in computer vision with multiple potential applications. However, there's no large enough kinship dataset to train a representative and robust model, which is a limitation for achieving better…

Computer Vision and Pattern Recognition · Computer Science 2023-09-21 Jia Luo Peng , Keng Wei Chang , Shang-Hong Lai

In the financial risk domain, particularly in credit default prediction and fraud detection, accurate identification of high-risk class instances is paramount, as their occurrence can have significant economic implications. Although machine…

Machine Learning · Computer Science 2024-09-17 Xu Sun , Zixuan Qin , Shun Zhang , Yuexian Wang , Li Huang

Training models on highly unbalanced data is admitted to be a challenging task for machine learning algorithms. Current studies on deep learning mainly focus on data sets with balanced class labels or unbalanced data, but with massive…

Machine Learning · Computer Science 2020-02-27 Louis Marceau , Lingling Qiu , Nick Vandewiele , Eric Charton

As the world is rapidly moving towards digitization and money transactions are becoming cashless, the use of credit cards has rapidly increased. The fraud activities associated with it have also been increasing which leads to a huge loss to…

Artificial Intelligence · Computer Science 2021-08-24 Pooja Tiwari , Simran Mehta , Nishtha Sakhuja , Jitendra Kumar , Ashutosh Kumar Singh

Addressing class imbalance is a central challenge in credit card fraud detection, as it directly impacts predictive reliability in real-world financial systems. To overcome this, the study proposes an enhanced workflow based on the…

Machine Learning · Computer Science 2026-02-09 Reza E. Fazel , Arash Bakhtiary , Siavash A. Bigdeli

The credit cards' fraud transactions detection is the important problem in machine learning field. To detect the credit cards's fraud transactions help reduce the significant loss of the credit cards' holders and the banks. To detect the…

Machine Learning · Statistics 2019-09-02 Loc Tran , Tuan Tran , Linh Tran , An Mai

Neural networks trained with class-imbalanced data are known to perform poorly on minor classes of scarce training data. Several recent works attribute this to over-fitting to minor classes. In this paper, we provide a novel explanation of…

Machine Learning · Computer Science 2021-10-12 Han-Jia Ye , De-Chuan Zhan , Wei-Lun Chao

The Ripper algorithm is designed to generate rule sets for large datasets with many features. However, it was shown that the algorithm struggles with classification performance in the presence of missing data. The algorithm struggles to…

Machine Learning · Computer Science 2011-08-24 Mlungisi Duma , Bhekisipho Twala , Tshilidzi Marwala

The data imbalance problem is a frequent bottleneck in the classification performance of neural networks. In this paper, we propose a novel supervised discriminative feature generation (DFG) method for a minority class dataset. DFG is based…

Computer Vision and Pattern Recognition · Computer Science 2020-10-27 Sungho Suh , Paul Lukowicz , Yong Oh Lee

This paper studies fitness inheritance as an efficiency enhancement technique for a class of competent genetic algorithms called estimation distribution algorithms. Probabilistic models of important sub-solutions are developed to estimate…

Neural and Evolutionary Computing · Computer Science 2016-11-17 Kumara Sastry , Martin Pelikan , David E. Goldberg

Due to the recent increase in interest in Financial Technology (FinTech), applications like credit default prediction (CDP) are gaining significant industrial and academic attention. In this regard, CDP plays a crucial role in assessing the…

Computational Engineering, Finance, and Science · Computer Science 2024-03-07 Rambod Rahmani , Marco Parola , Mario G. C. A. Cimino

Medical diagnosis might fail due to bias. In this work, we identified class-feature bias, which refers to models' potential reliance on features that are strongly correlated with only a subset of classes, leading to biased performance and…

Machine Learning · Computer Science 2025-09-03 Lishi Zuo , Man-Wai Mak , Lu Yi , Youzhi Tu

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

Cryptography and Security · Computer Science 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

Clustering is a difficult and widely-studied data mining task, with many varieties of clustering algorithms proposed in the literature. Nearly all algorithms use a similarity measure such as a distance metric (e.g. Euclidean distance) to…

Neural and Evolutionary Computing · Computer Science 2019-10-24 Andrew Lensen , Bing Xue , Mengjie Zhang