Related papers: Security of Electronic Payment Systems: A Comprehe…
The burgeoning domain of the Internet of Vehicles (IoV), a subset of the Internet of Things (IoT), promises to revolutionize transportation through enhanced safety, efficiency, and environmental sustainability. By amalgamating technologies…
The no-cloning property of quantum mechanics allows unforgeability of quantum banknotes and credit cards. Quantum credit card protocols involve a bank, a client and a payment terminal, and their practical implementation typically relies on…
This paper presents a complete formal specification, protocol description, and mathematical proof structure for Simplified Payment Verification (SPV) as originally defined in the Bitcoin whitepaper \cite{nakamoto2008}. In stark contrast to…
Recent years have witnessed a rapid development of platform economy, as it effectively addresses the trust dilemma between untrusted online buyers and merchants. However, malicious platforms can misuse users' funds and information, causing…
Blockchain systems rely on decentralized ledgers and strong security guarantees. A key requirement is non-repudiation, which prevents denial of transaction authorship and supports integrity of recorded data. This work surveys digital…
After discussing the concept of DUKPT based symmetric encryption key management (e.g., for 3DES) and definition of cloud or remote wallet, the paper analyses applicability of DUKPT to different use cases like mobile banking, NFC payment…
With challenges and limitations associated with security in the fintech industry, the rise to the need for data protection increases. However, the current existing passwordless and password-based peer to peer transactions in online banking…
Virtualization has become more important since cloud computing is getting more and more popular than before. There is an increasing demand for security among the cloud customers. AMD plans to provide Secure Encrypted Virtualization (SEV)…
In the past two decades, Elliptic Curve Cryptography (ECC) have become increasingly advanced. ECC, with much smaller key sizes, offers equivalent security when compared to other asymmetric cryptosystems. In this survey, an comprehensive…
Cashless payment systems offer many benefits over cash, but also have some drawbacks. Fake terminals, skimming, wireless connectivity, and relay attacks are persistent problems. Attempts to overcome one problem often lead to another - for…
Since its inception, the blockchain technology has shown promising application prospects. From the initial cryptocurrency to the current smart contract, blockchain has been applied to many fields. Although there are some studies on the…
We describe challenges in the risk management of smart card based electronic cash industry and describe a method to evaluate the effectiveness of distributed intelligence on the smart card. More specifically, we discuss the evaluation of…
In the second decade of the 21st century, blockchain definitely became one of the most trending computational technologies. This research aims to question the feasibility and suitability of using blockchain technology within e-voting…
Within a modern democratic nation, elections play a significant role in the nation's functioning. However, with the existing infrastructure for conducting elections using Electronic Voting Systems (EVMs), many loopholes exist, which…
Decentralized, offline, and privacy-preserving e-cash could fulfil the need for both scalable and byzantine fault-resistant payment systems. Existing offline anonymous e-cash schemes are unsuitable for distributed environments due to a…
Since its inception as a solution for secure cryptocurrencies sharing in 2008, the blockchain technology has now become one of the core technologies for secure data sharing and storage over trustless and decentralised peer-to-peer systems.…
The growing digitization of education presents significant challenges in maintaining the integrity and trustworthiness of educational content. Traditional systems often fail to ensure data authenticity and prevent unauthorized alterations,…
This paper presents a systematic review of recent advancements in V2G cybersecurity, employing the PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) framework for detailed searches across three journal databases…
Central Bank Digital Currencies (CBDCs) are proposed as a public response to the uptake of privately run digital payments, with the digital euro, under development by the European Central Bank (ECB), serving as a prominent example. This…
Central Bank Digital Currency (CBDCs) are becoming a new digital financial tool aimed at financial inclusion, increased monetary stability, and improved efficiency of payment systems, as they are issued by central banks. One of the most…