Related papers: Aadhaar-Based Unified Payment Solution
We propose a privacy-preserving smart wallet with a novel invitation-based private onboarding mechanism. The solution integrates two levels of compliance in concert with an authority party: a proof of innocence mechanism and an ancestral…
Decentralised identifiers have become a standardised element of digital identity architecture, with supra-national organisations such as the European Union adopting them as a key component for a unified European digital identity ledger.…
We propose a new free eCommerce platform with blockchains that allows customers to connect to the seller directly, share personal data without losing control and ownership of it and apply it to the domain of shopping cart. Our new platform…
We propose a protocol for verifiable remote voting with paper assurance. It is intended to augment existing postal voting procedures, allowing a ballot to be electronically constructed, printed on paper, then returned in the post. It allows…
Federated identity management enables users to access multiple systems using a single login credential. However, to achieve this a complex privacy compromising authentication has to occur between the user, relying party (RP) (e.g., a…
This paper presents a smart contract-based solution for autonomous administration of construction progress payments. It bridges the gap between payments (cash flow) and the progress assessments at job sites (product flow) enabled by reality…
Counterfeiting of manufactured goods is presented as the theft of intellectual property, patents, copyright etc. accompanied by identity theft. The purpose of the identity theft is to facilitate the intellectual property theft. Without it…
This Request For Comment (RFC) is a proposal for a new protocol to use money over the Internet. Features like a distributed architecture, a published cryptographic algorithm, a minimal authority responsibility, the absence of fees will make…
After discussing the concept of DUKPT based symmetric encryption key management (e.g., for 3DES) and definition of cloud or remote wallet, the paper analyses applicability of DUKPT to different use cases like mobile banking, NFC payment…
During online commerce, a customer will typically share his or her mailing address with a merchant to allow product delivery. This creates privacy risks for the customer, where the information may be misused, sold, or leaked by multiple…
Serving as a potential future Internet architecture, Named Data Network (NDN) offers superior information-centric architectural support for mobile ad-hoc networking. Using NDN as an underlying protocol, end-user devices (e.g. IoT device and…
Automated fraud behaviors detection on electronic payment platforms is a tough problem. Fraud users often exploit the vulnerability of payment platforms and the carelessness of users to defraud money, steal passwords, do money laundering,…
The immense shift to cloud computing has brought changes in security and privacy requirements, impacting critical Identity Management services. Currently, many IdM systems and solutions are accessible as cloud services, delivering identity…
Publicly-verifiable quantum money has been a central and challenging goal in quantum cryptography. To this day, no constructions exist based on standard assumptions. In this study, we propose an alternative notion called quantum cheques…
This paper proposes a novel remote user authentication scheme using smart cards which allows both the authentication server (AS) and the user to verify authenticity of each other. Our scheme is efficient enough to resist the known attacks…
The development of mobile devices (CPU, memory, and storage) and the introduction of mobile networks (Ad-Hoc, Wi-Fi, WiMAX, and 3.5G) have opened new opportunities for next generation of mobile services. It becomes more convenience and…
We propose an e-voting protocol that seems to allow citizens to verify that their vote has been accurately taken into account while preserving its secrecy, without requiring the use of a complex process. The main idea is to give each voter…
Supply chains lend themselves to blockchain technology, but certain challenges remain, especially around invoice financing. For example, the further a supplier is removed from the final consumer product, the more difficult it is to get…
In this article, we consider the roles of tokens and distributed ledgers in digital payment systems. We present a brief taxonomy of digital payment systems that use tokens, and we address the different models for how distributed ledger…
In this paper, the idea of client verification in distributed systems is presented. The proposed solution presents a sample system where client verification through cloud resources using input signature is discussed. For different…