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The use of credit cards has become quite common these days as digital banking has become the norm. With this increase, fraud in credit cards also has a huge problem and loss to the banks and customers alike. Normal fraud detection systems,…

Machine Learning · Computer Science 2022-06-28 Bushra Yousuf , Rejwan Bin Sulaiman , Musarrat Saberin Nipun

Evaluating the financial performance of manufacturing firms requires consideration of both the time value of money and the relative importance of multiple decision criteria. Conventional approaches relying solely on deterministic…

Theoretical Economics · Economics 2026-02-05 Duaa Abdullah , Marwa Abdullah

Synthetic data has made tremendous strides in various commercial settings including finance, healthcare, and virtual reality. We present a broad overview of prototypical applications of synthetic data in the financial sector and in…

Credit card fraud causes significant financial losses and frequently occurs as fraud attack, defined as short-term sequence of fraudulent transactions associated with high transaction rates and amounts, business areas historically tied to…

Optimization and Control · Mathematics 2025-03-27 Alexander Stotsky

Fractional learning algorithms are trending in signal processing and adaptive filtering recently. However, it is unclear whether the proclaimed superiority over conventional algorithms is well-grounded or is a myth as their performance has…

Machine Learning · Computer Science 2022-11-23 Abdul Wahab , Shujaat Khan , Imran Naseem , Jong Chul Ye

Recent estimates report that companies lose 5% of their revenue to occupational fraud. Since most medium-sized and large companies employ Enterprise Resource Planning (ERP) systems to track vast amounts of information regarding their…

Artificial Intelligence · Computer Science 2022-07-14 Julian Tritscher , Fabian Gwinner , Daniel Schlör , Anna Krause , Andreas Hotho

Electronic payment platforms are estimated to process billions oftransactions daily, with the cumulative value of these transactionspotentially reaching into the trillions. Even a minor error within thishigh-volume environment could…

Cryptography and Security · Computer Science 2025-07-04 Mao Luo , Zhi Wang , Yiwen Huang , Qingyun Zhang , Zhouxing Su , Zhipeng Lv , Wen Hu , Jianguo Li

The problem of multiple hypothesis testing arises when there are more than one hypothesis to be tested simultaneously for statistical significance. This is a very common situation in many data mining applications. For instance, assessing…

Machine Learning · Statistics 2009-06-30 Sami Hanhijärvi , Kai Puolamäki , Gemma C. Garriga

The rise of digital payments has accelerated the need for intelligent and scalable systems to detect fraud. This research presents an end-to-end, feature-rich machine learning framework for detecting credit card transaction anomalies and…

Deception detection has attracted increasing attention due to its importance in real-world scenarios. Its main goal is to detect deceptive behaviors from multimodal clues such as gestures, facial expressions, prosody, etc. However, these…

Computation and Language · Computer Science 2024-08-14 Kang Chen , Zheng Lian , Haiyang Sun , Rui Liu , Jiangyan Yi , Bin Liu , Jianhua Tao

Credit card fraud detection is a critical concern for financial institutions, intensified by the rise of contactless payment technologies. While deep learning models offer high accuracy, their lack of explainability poses significant…

Artificial Intelligence · Computer Science 2024-11-04 Wout Gerdes , Erman Acar

Financial tasks are pivotal to global economic stability; however, their execution faces challenges including labor intensive processes, low error tolerance, data fragmentation, and tool limitations. Although large language models (LLMs)…

Artificial Intelligence · Computer Science 2025-05-21 Junzhe Jiang , Chang Yang , Aixin Cui , Sihan Jin , Ruiyu Wang , Bo Li , Xiao Huang , Dongning Sun , Xinrun Wang

Statistical models have seen a significant rise in popularity in recent years. Despite their undeniable success in various industry use cases such as sabermetrics, investment portfolio management, and artificial intelligence, there has been…

Methodology · Statistics 2023-06-13 Joseph Andersen

The extensive use of the internet is continuously drifting businesses to incorporate their services in the online environment. One of the first spectrums to embrace this evolution was the banking sector. In fact, the first known online…

Machine Learning · Computer Science 2020-09-15 Arianit Mehana , Krenare Pireva Nuci

Identity fraud detection is of great importance in many real-world scenarios such as the financial industry. However, few studies addressed this problem before. In this paper, we focus on identity fraud detection in loan applications and…

Computation and Language · Computer Science 2019-08-20 Weikang Wang , Jiajun Zhang , Qian Li , Chengqing Zong , Zhifei Li

Software testing is a critical element of software quality assurance and represents the ultimate review of specification, design and coding. Software testing is the process of testing the functionality and correctness of software by running…

Software Engineering · Computer Science 2010-01-26 S. S. Riaz Ahamed

The detection of digital face manipulation in video has attracted extensive attention due to the increased risk to public trust. To counteract the malicious usage of such techniques, deep learning-based deepfake detection methods have been…

Computer Vision and Pattern Recognition · Computer Science 2023-03-31 Yuhang Lu , Touradj Ebrahimi

Thinking about the future is one of the important activities that people do in daily life. Futurists also pay a lot of effort into figuring out possible scenarios for the future. We argue that the exploration of this direction is still in…

Computation and Language · Computer Science 2024-06-03 Chung-Chi Chen , Hiroya Takamura , Ichiro Kobayashi , Yusuke Miyao

Fraud is a prevalent offence that extends beyond financial loss, causing psychological and physical harm to victims. The advancements in online communication technologies alowed for online fraud to thrive in this vast network, with…

Computation and Language · Computer Science 2025-04-17 Antonis Papasavva , Shane Johnson , Ed Lowther , Samantha Lundrigan , Enrico Mariconti , Anna Markovska , Nilufer Tuptuk

Modern evolvements of the technologies have been leading to a profound influence on the financial market. The introduction of constituents like Exchange-Traded Funds, and the wide-use of advanced technologies such as algorithmic trading,…

Statistical Finance · Quantitative Finance 2021-08-20 Liao Zhu