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This study investigates the impact of loss-framing and individual risk attitude on willingness- to purchase insurance products utilizing a game-like interface as choice architecture. The application presents events as experienced in real…

General Economics · Economics 2023-10-23 Kunal Rajesh Lahoti , Shivani Hanji , Pratik Kamble , Kavita Vemuri

Identifiability of a mathematical model plays a crucial role in parameterization of the model. In this study, we establish the structural identifiability of a Susceptible-Exposed-Infected-Recovered (SEIR) model given different combinations…

A typical situation in competing risks analysis is that the researcher is only interested in a subset of risks. This paper considers a depending competing risks model with the distribution of one risk being a parametric or semi-parametric…

Methodology · Statistics 2022-05-13 Simon M. S. Lo , Ralf A. Wilke

Multi-model prediction efforts in infectious disease modeling and climate modeling involve multiple teams independently producing projections under various scenarios. Often these scenarios are produced by the presence and absence of a…

Methodology · Statistics 2022-08-11 Yuanhao Lu , Ajitesh Srivastava

In model-based testing (MBT) we may have to deal with a non-deterministic model, e.g. because abstraction was applied, or because the software under test itself is non-deterministic. The same test case may then trigger multiple possible…

Software Engineering · Computer Science 2019-09-13 I. S. W. B. Prasetya , Rick Klomp

The aim of this article is to analyze data from multiple repairable systems under the presence of dependent competing risks. In order to model this dependence structure, we adopted the well-known shared frailty model. This model provides a…

In this article, a general family of bivariate distributions is used to model competing risks data with dependent factors. The general structure of competing risks data considered here includes ties. A comprehensive inferential framework…

Methodology · Statistics 2022-06-22 Aakash Agrawal , Ayon Ganguly , Debanjan Mitra

Accurate time-to-event prediction is integral to decision-making, informing medical guidelines, hiring decisions, and resource allocation. Survival analysis, the quantitative framework used to model time-to-event data, accounts for patients…

Machine Learning · Computer Science 2025-08-08 Vincent Jeanselme , Brian Tom , Jessica Barrett

On-device machine learning (ML) is quickly gaining popularity among mobile apps. It allows offline model inference while preserving user privacy. However, ML models, considered as core intellectual properties of model owners, are now stored…

Cryptography and Security · Computer Science 2021-06-16 Zhichuang Sun , Ruimin Sun , Long Lu , Alan Mislove

We model the influence of sharing large exogeneous losses to the reinsurance market by a bipartite graph. Using Pareto-tailed claims and multivariate regular variation we obtain asymptotic results for the Value-at-Risk and the Conditional…

Risk Management · Quantitative Finance 2015-11-16 Oliver Kley , Claudia Kluppelberg , Gesine Reinert

It has been shown several times in the literature that telematics data collected in motor insurance help to better understand an insured's driving risk. Insurers that use this data reap several benefits, such as a better estimate of the…

Applications · Statistics 2021-10-26 Francis Duval , Jean-Philippe Boucher , Mathieu Pigeon

We introduce a collective model for life insurance where the heterogeneity of each insured, including the health state, is modeled by a diffusion process. This model is influenced by concepts in statistical mechanics. Using the proposed…

General Finance · Quantitative Finance 2020-12-18 Jirô Akahori , Yuuki Ida , Maho Nishida , Shuji Tamada

We propose and axiomatize preferences on a product state space in light of uncertainty regarding the dependency of different payoff-relevant factors. Dependence structures allow to decompose probabilities and allow to pin down behavior…

Theoretical Economics · Economics 2026-05-28 Gerrit Bauch , Lorenz Hartmann

With the increasing adoption of AI, inherent security and privacy vulnerabilities formachine learning systems are being discovered. One such vulnerability makes itpossible for an adversary to obtain private information about the types of…

Machine Learning · Computer Science 2019-10-11 Samyadeep Basu , Rauf Izmailov , Chris Mesterharm

Actuaries use predictive modeling techniques to assess the loss cost on a contract as a function of observable risk characteristics. State-of-the-art statistical and machine learning methods are not well equipped to handle hierarchically…

Applications · Statistics 2023-02-01 Bavo D. C. Campo , Katrien Antonio

In this article, we study the problem of variable screening in multiple nonparametric regression model. The proposed methodology is based on the fact that the partial derivative of the regression function with respect to the irrelevant…

Methodology · Statistics 2021-01-19 Subhra Sankar Dhar , Prashant Jha , Aranyak Acharyya

The reliability assessment of a machine learning model's prediction is an important quantity for the deployment in safety critical applications. Not only can it be used to detect novel sceneries, either as out-of-distribution or anomaly…

Machine Learning · Computer Science 2022-05-12 Steve Dias Da Cruz , Bertram Taetz , Thomas Stifter , Didier Stricker

The paper investigates a discrete time Binomial risk model with different types of polices and shock events may influence some of the claim sizes. It is shown that this model can be considered as a particular case of the classical compound…

Probability · Mathematics 2022-10-12 Pavlina K. Jordanova , Evelina Veleva

Most computer vision applications aim to identify pixels in a scene and use them for diverse purposes. One intriguing application is car damage detection for insurance carriers which tends to detect all car damages by comparing both…

Computer Vision and Pattern Recognition · Computer Science 2024-03-12 Hanxiao Chen

Becker (1973) presents a bilateral matching model in which scalar types describe agents. For this framework, he establishes the conditions under which positive sorting between agents' attributes is the unique market outcome. Becker's…

Econometrics · Economics 2020-06-26 Veli Safak