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Accurate prediction of loan defaults is a central challenge in credit risk management, particularly in modern financial datasets characterised by nonlinear relationships, class imbalance, and evolving borrower behaviour. Traditional…

The main contribution of this paper is the development of a new decision tree algorithm. The proposed approach allows users to guide the algorithm through the data partitioning process. We believe this feature has many applications but in…

Machine Learning · Statistics 2020-10-27 Cédric Beaulac , Jeffrey S. Rosenthal

Gathering labeled data to train well-performing machine learning models is one of the critical challenges in many applications. Active learning aims at reducing the labeling costs by an efficient and effective allocation of costly labeling…

Machine Learning · Computer Science 2020-06-03 Daniel Kottke , Marek Herde , Christoph Sandrock , Denis Huseljic , Georg Krempl , Bernhard Sick

This paper presents a new approach for trees-based regression, such as simple regression tree, random forest and gradient boosting, in settings involving correlated data. We show the problems that arise when implementing standard…

Methodology · Statistics 2021-08-09 Assaf Rabinowicz , Saharon Rosset

Ensemble learning is a mainstay in modern data science practice. Conventional ensemble algorithms assigns to base models a set of deterministic, constant model weights that (1) do not fully account for variations in base model accuracy…

Machine Learning · Computer Science 2018-12-20 Jeremiah Zhe Liu , John Paisley , Marianthi-Anna Kioumourtzoglou , Brent A. Coull

New bounds on classification error rates for the error-correcting output code (ECOC) approach in machine learning are presented. These bounds have exponential decay complexity with respect to codeword length and theoretically validate the…

Machine Learning · Computer Science 2021-09-21 Hieu D. Nguyen , Mohammed Sarosh Khan , Nicholas Kaegi , Shen-Shyang Ho , Jonathan Moore , Logan Borys , Lucas Lavalva

With the increasing deployment of machine learning models in many socially sensitive tasks, there is a growing demand for reliable and trustworthy predictions. One way to accomplish these requirements is to allow a model to abstain from…

Machine Learning · Computer Science 2024-09-19 Andrea Pugnana , Lorenzo Perini , Jesse Davis , Salvatore Ruggieri

Multiple Classifier Systems (MCSs) allow evaluation of the uncertainty of classification outcomes that is of crucial importance for safety critical applications. The uncertainty of classification is determined by a trade-off between the…

We develop a new Bayesian modelling framework for the class of higher-order, variable-memory Markov chains, and introduce an associated collection of methodological tools for exact inference with discrete time series. We show that a version…

Ensemble learning serves as a straightforward way to improve the performance of almost any machine learning algorithm. Existing deep ensemble methods usually naively train many different models and then aggregate their predictions. This is…

Computer Vision and Pattern Recognition · Computer Science 2022-12-15 Le Zhang , Qibin Hou , Yun Liu , Jia-Wang Bian , Xun Xu , Joey Tianyi Zhou , Ce Zhu

While training models and labeling data are resource-intensive, a wealth of pre-trained models and unlabeled data exists. To effectively utilize these resources, we present an approach to actively select pre-trained models while minimizing…

Machine Learning · Computer Science 2025-02-11 Xuefeng Liu , Fangfang Xia , Rick L. Stevens , Yuxin Chen

A common approach to aggregate classification estimates in an ensemble of decision trees is to either use voting or to average the probabilities for each class. The latter takes uncertainty into account, but not the reliability of the…

Machine Learning · Computer Science 2022-08-17 Florian Busch , Moritz Kulessa , Eneldo Loza Mencía , Hendrik Blockeel

Decision trees and their ensembles are very popular models of supervised machine learning. In this paper we merge the ideas underlying decision trees, their ensembles and FCA by proposing a new supervised machine learning model which can be…

Machine Learning · Computer Science 2021-06-02 Egor Dudyrev , Sergei O. Kuznetsov

Inductive concept learning is the task of learning to assign cases to a discrete set of classes. In real-world applications of concept learning, there are many different types of cost involved. The majority of the machine learning…

Machine Learning · Computer Science 2007-05-23 Peter D. Turney

Both neural networks and decision trees are popular machine learning methods and are widely used to solve problems from diverse domains. These two classifiers are commonly used base classifiers in an ensemble framework. In this paper, we…

Machine Learning · Computer Science 2018-02-06 Rakesh Katuwal , P. N. Suganthan

Deep Ensembles are a simple, reliable, and effective method of improving both the predictive performance and uncertainty estimates of deep learning approaches. However, they are widely criticised as being computationally expensive, due to…

Machine Learning · Computer Science 2023-10-10 Guoxuan Xia , Christos-Savvas Bouganis

Tree ensembles are flexible predictive models that can capture relevant variables and to some extent their interactions in a compact and interpretable manner. Most algorithms for obtaining tree ensembles are based on versions of boosting or…

Machine Learning · Statistics 2020-02-21 Gitesh Dawer , Yangzi Guo , Adrian Barbu

Using Machine Learning systems in the real world can often be problematic, with inexplicable black-box models, the assumed certainty of imperfect measurements, or providing a single classification instead of a probability distribution. This…

Machine Learning · Computer Science 2023-07-11 Jonathan S. Kent , David H. Menager

We present BAdaCost, a multi-class cost-sensitive classification algorithm. It combines a set of cost-sensitive multi-class weak learners to obtain a strong classification rule within the Boosting framework. To derive the algorithm we…

Computer Vision and Pattern Recognition · Computer Science 2024-02-08 Antonio Fernández-Baldera , José M. Buenaposada , Luis Baumela

Predictions using a combination of decision trees are known to be effective in machine learning. Typical ideas for constructing a combination of decision trees for prediction are bagging and boosting. Bagging independently constructs…

Machine Learning · Computer Science 2024-02-12 Keito Tajima , Naoki Ichijo , Yuta Nakahara , Toshiyasu Matsushima