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In the realm of globalized financial markets, commercial banks are confronted with an escalating magnitude of credit risk, thereby imposing heightened requisites upon the security of bank assets and financial stability. This study harnesses…

Risk Management · Quantitative Finance 2024-05-31 Yu Cheng , Qin Yang , Liyang Wang , Ao Xiang , Jingyu Zhang

The telecommunications industry is highly competitive, which means that the mobile providers need a business intelligence model that can be used to achieve an optimal level of churners, as well as a minimal level of cost in marketing…

Computers and Society · Computer Science 2017-02-09 Cormac Dullaghan , Eleni Rozaki

Several decision points exist in business processes (e.g., whether a purchase order needs a manager's approval or not), and different decisions are made for different process instances based on their characteristics (e.g., a purchase order…

Artificial Intelligence · Computer Science 2022-11-01 Gyunam Park , Aaron Küsters , Mara Tews , Cameron Pitsch , Jonathan Schneider , Wil M. P. van der Aalst

Customer retention campaigns increasingly rely on predictive models to detect potential churners in a vast customer base. From the perspective of machine learning, the task of predicting customer churn can be presented as a binary…

Machine Learning · Statistics 2017-12-22 Sebastiaan Höppner , Eugen Stripling , Bart Baesens , Seppe vanden Broucke , Tim Verdonck

Predicting a customer's propensity-to-pay at an early point in the revenue cycle can provide organisations many opportunities to improve the customer experience, reduce hardship and reduce the risk of impaired cash flow and occurrence of…

Machine Learning · Computer Science 2025-05-28 Md Abul Bashar , Astin-Walmsley Kieren , Heath Kerina , Richi Nayak

In recent years, data mining researchers have developed efficient association rule algorithms for retail market basket analysis. Still, retailers often complain about how to adopt association rules to optimize concrete retail marketing-mix…

Databases · Computer Science 2007-05-23 Tom Brijs , Bart Goethals , Gilbert Swinnen , Koen Vanhoof , Geert Wets

Predicting stock price movements is a pivotal element of investment strategy, providing insights into potential trends and market volatility. This study specifically examines the predictive capacity of historical stock prices and technical…

Computational Engineering, Finance, and Science · Computer Science 2024-04-17 Morteza Maleki

Most eCommerce applications, like web-shops have millions of products. In this context, the identification of similar products is a common sub-task, which can be utilized in the implementation of recommendation systems, product search…

Machine Learning · Computer Science 2021-04-06 Febin Sebastian Elayanithottathil , Janis Keuper

Predicting the Credit Defaulter is a perilous task of Financial Industries like Banks. Ascertaining non-payer before giving loan is a significant and conflict-ridden task of the Banker. Classification techniques are the better choice for…

Machine Learning · Computer Science 2015-03-29 Lakshmi Devasena C

The growth of internet users in Indonesia gives an impact on many aspects of daily life, including commerce. Indonesian small-medium enterprises took this advantage of new media to derive their activity by the meaning of online commerce.…

General Economics · Economics 2021-03-05 Raden Johannes , Andry Alamsyah

Understanding prospective clients becomes increasingly important as companies aim to enlarge their market bases. Traditional approaches typically treat each client in isolation, either studying its interactions or similarities with existing…

Social and Information Networks · Computer Science 2020-07-10 Massimiliano Mattetti , Akihiro Kishimoto , Adi Botea , Elizabeth Daly , Inge Vejsbjerg , Bei Chen , Öznur Alkan

Understanding customer behavior in retail stores plays a crucial role in improving customer satisfaction by adding personalized value to services. Behavior analysis reveals both general and detailed patterns in the interaction of customers…

Motivated by recent applications of sequential decision making in matching markets, in this paper we attempt at formulating and abstracting market designs for P2P lending. We describe a paradigm to set the stage for how peer to peer…

Computer Science and Game Theory · Computer Science 2023-08-08 Soumajyoti Sarkar

In Business Intelligence, accurate predictive modeling is the key for providing adaptive decisions. We studied predictive modeling problems in this research which was motivated by real-world cases that Microsoft data scientists encountered…

Machine Learning · Computer Science 2018-11-16 Junxuan Li , Yung-wen Liu , Yuting Jia , Yifei Ren , Jay Nanduri

With the prevalence of e-commence websites and the ease of online shopping, consumers are embracing huge amounts of various options in products. Undeniably, shopping is one of the most essential activities in our society and studying…

Computer Vision and Pattern Recognition · Computer Science 2017-02-23 Kuan-Ting Chen , Jiebo Luo

Data mining methods have been widely applied in financial markets, with the purpose of providing suitable tools for prices forecasting and automatic trading. Particularly, learning methods aim to identify patterns in time series and, based…

Machine Learning · Statistics 2013-01-22 Marcelo S. Lauretto , Barbara B. C. Silva , Pablo M. Andrade

Identifying risky traders with high profits in financial markets is crucial for market makers, such as trading exchanges, to ensure effective risk management through real-time decisions on regulation compliance and hedging. However,…

Computational Engineering, Finance, and Science · Computer Science 2025-11-21 Weixian Waylon Li , Tiejun Ma

Data on hundreds of variables related to individual consumer finance behavior (such as credit card and loan activity) is routinely collected in many countries and plays an important role in lending decisions. We postulate that the detailed…

General Economics · Economics 2021-11-09 Giacomo De Giorgi , Matthew Harding , Gabriel Vasconcelos

A success factor for modern companies in the age of Digital Marketing is to understand how customers think and behave based on their online shopping patterns. While the conventional method of gathering consumer insights through…

Machine Learning · Computer Science 2020-10-07 Sohini Roychowdhury , Wenxi Li , Ebrahim Alareqi , Akhilesh Pandita , Ao Liu , Joakim Soderberg

With the growing competition in banking industry, banks are required to follow customer retention strategies while they are trying to increase their market share by acquiring new customers. This study compares the performance of six…

Machine Learning · Statistics 2023-01-31 Sina Esmaeilpour Charandabi