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Complex statistical machine learning models are increasingly being used or considered for use in high-stakes decision-making pipelines in domains such as financial services, health care, criminal justice and human services. These models are…

Applications · Statistics 2017-07-04 Alexandra Chouldechova , Max G'Sell

Decisions by Machine Learning (ML) models have become ubiquitous. Trusting these decisions requires understanding how algorithms take them. Hence interpretability methods for ML are an active focus of research. A central problem in this…

Machine Learning · Computer Science 2019-01-25 Philipp Schmidt , Felix Biessmann

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

Machine Learning · Computer Science 2025-11-10 Rongbin Ye , Jiaqi Chen

There has been growing interest in developing accurate models that can also be explained to humans. Unfortunately, if there exist multiple distinct but accurate models for some dataset, current machine learning methods are unlikely to find…

Machine Learning · Computer Science 2018-07-23 Andrew Slavin Ross , Weiwei Pan , Finale Doshi-Velez

State-of-the-art learning algorithms, such as random forests or neural networks, are often qualified as "black-boxes" because of the high number and complexity of operations involved in their prediction mechanism. This lack of…

Machine Learning · Statistics 2020-12-17 Clément Bénard , Gérard Biau , Sébastien da Veiga , Erwan Scornet

Interpretability is often an essential requirement in medical imaging. Advanced deep learning methods are required to address this need for explainability and high performance. In this work, we investigate whether additional information…

Computer Vision and Pattern Recognition · Computer Science 2026-02-25 Luisa Gallee , Meinrad Beer , Michael Goetz

Recidivism prediction instruments (RPI's) provide decision makers with an assessment of the likelihood that a criminal defendant will reoffend at a future point in time. While such instruments are gaining increasing popularity across the…

Applications · Statistics 2017-03-02 Alexandra Chouldechova

While machine-learning models are flourishing and transforming many aspects of everyday life, the inability of humans to understand complex models poses difficulties for these models to be fully trusted and embraced. Thus, interpretability…

Artificial Intelligence · Computer Science 2020-06-18 Guangyi Zhang , Aristides Gionis

To tackle interpretability in deep learning, we present a novel framework to jointly learn a predictive model and its associated interpretation model. The interpreter provides both local and global interpretability about the predictive…

Machine Learning · Computer Science 2022-02-24 Jayneel Parekh , Pavlo Mozharovskyi , Florence d'Alché-Buc

Interpretability analysis methods for artificial intelligence models, such as LIME and SHAP, are widely used, though they primarily serve as post-model for analyzing model outputs. While it is commonly believed that the transparency and…

General Finance · Quantitative Finance 2025-02-28 Yan Zhang , Lin Chen , Yixiang Tian

The growth of machine learning demands interpretable models for critical applications, yet most high-performing models are ``black-box'' systems that obscure input-output relationships, while traditional rule-based algorithms like RuleFit…

Machine Learning · Computer Science 2026-02-09 Shyam Sundar Murali Krishnan , Dean Frederick Hougen

Data in the real world often has an evolving distribution. Thus, machine learning models trained on such data get outdated over time. This phenomenon is called model drift. Knowledge of this drift serves two purposes: (i) Retain an accurate…

Machine Learning · Computer Science 2025-03-11 Pranoy Panda , Kancheti Sai Srinivas , Vineeth N Balasubramanian , Gaurav Sinha

There is a growing concern about typically opaque decision-making with high-performance machine learning algorithms. Providing an explanation of the reasoning process in domain-specific terms can be crucial for adoption in risk-sensitive…

Computer Vision and Pattern Recognition · Computer Science 2022-11-28 Aditya Chattopadhyay , Stewart Slocum , Benjamin D. Haeffele , Rene Vidal , Donald Geman

Explainability is motivated by the lack of transparency of black-box Machine Learning approaches, which do not foster trust and acceptance of Machine Learning algorithms. This also happens in the Predictive Process Monitoring field, where…

Artificial Intelligence · Computer Science 2025-07-25 Williams Rizzi , Marco Comuzzi , Chiara Di Francescomarino , Chiara Ghidini , Suhwan Lee , Fabrizio Maria Maggi , Alexander Nolte

Reward Models (RMs) are key components for evaluating and guiding language model outputs. However, traditional scalar RMs often struggle with incorporating contextual and background information during inference, leading to incomplete…

Artificial Intelligence · Computer Science 2025-10-07 Xiaoyu Liu , Di Liang , Chang Dai , Hongyu Shan , Peiyang Liu , Yonghao Liu , Muling Wu , Yuntao Li , Xianjie Wu , LI Miao , Jiangrong Shen , Minlong Peng

The lack of interpretability remains a key barrier to the adoption of deep models in many applications. In this work, we explicitly regularize deep models so human users might step through the process behind their predictions in little…

Machine Learning · Statistics 2017-11-17 Mike Wu , Michael C. Hughes , Sonali Parbhoo , Maurizio Zazzi , Volker Roth , Finale Doshi-Velez

We introduce SIRUS (Stable and Interpretable RUle Set) for regression, a stable rule learning algorithm which takes the form of a short and simple list of rules. State-of-the-art learning algorithms are often referred to as "black boxes"…

Machine Learning · Statistics 2021-02-11 Clément Bénard , Gérard Biau , Sébastien da Veiga , Erwan Scornet

Interpretability and uncertainty quantification in machine learning can provide justification for decisions, promote scientific discovery and lead to a better understanding of model behavior. Symbolic regression provides inherently…

Neural and Evolutionary Computing · Computer Science 2022-11-23 G. F. Bomarito , P. E. Leser , N. C. M Strauss , K. M. Garbrecht , J. D. Hochhalter

This paper claims that machine learning models deployed in high stakes domains such as medicine must be interpretable, shareable, reproducible and accountable. We argue that these principles should form the foundational design criteria for…

Machine Learning · Computer Science 2025-08-25 Ayyüce Begüm Bektaş , Mithat Gönen

Unbiased assessment of the predictivity of models learnt by supervised machine-learning methods requires knowledge of the learned function over a reserved test set (not used by the learning algorithm). The quality of the assessment depends,…

Statistics Theory · Mathematics 2022-07-11 Elias Fekhari , Bertrand Iooss , Joseph Muré , Luc Pronzato , Maria-João Rendas