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The rise of digital payments has accelerated the need for intelligent and scalable systems to detect fraud. This research presents an end-to-end, feature-rich machine learning framework for detecting credit card transaction anomalies and…

Detecting fraudulent activities in financial and e-commerce transaction networks is crucial. One effective method for this is Densest Subgraph Discovery (DSD). However, deploying DSD methods in production systems faces substantial…

Databases · Computer Science 2025-04-15 Jiaxin Jiang , Siyuan Yao , Yuchen Li , Qiange Wang , Bingsheng He , Min Chen

This paper proposes a method to detect bank frauds using a mixed approach combining a stochastic intensity model with the probability of fraud observed on transactions. It is a dynamic unsupervised approach which is able to predict…

Computational Engineering, Finance, and Science · Computer Science 2020-11-26 Régis Houssou , Stephan Robert-Nicoud

Online auction, shopping, electronic billing etc. all such types of application involves problems of fraudulent transactions. Online fraud occurrence and its detection is one of the challenging fields for web development and online phantom…

Cryptography and Security · Computer Science 2011-09-06 Sandeep Pratap Singh , Shiv Shankar P. Shukla , Nitin Rakesh , Vipin Tyagi

Financial fraud is an issue with far reaching consequences in the finance industry, government, corporate sectors, and for ordinary consumers. Increasing dependence on new technologies such as cloud and mobile computing in recent years has…

Cryptography and Security · Computer Science 2015-10-27 J. West , Maumita Bhattacharya , R. Islam

While E-commerce has been growing explosively and online shopping has become popular and even dominant in the present era, online transaction fraud control has drawn considerable attention in business practice and academic research.…

Artificial Intelligence · Computer Science 2019-07-30 Junxuan Li , Yung-wen Liu , Yuting Jia , Jay Nanduri

The automatic detection of frauds in banking transactions has been recently studied as a way to help the analysts finding fraudulent operations. Due to the availability of a human feedback, this task has been studied in the framework of…

Machine Learning · Computer Science 2020-04-24 Christelle Marfaing , Alexandre Garcia

Detection of a Fraud transaction on credit cards became one of the major problems for financial institutions, organizations and companies. As the global financial system is highly connected to non-cash transactions and online operations…

Machine Learning · Computer Science 2022-05-31 Dinara Rzayeva , Saber Malekzadeh

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

Cryptography and Security · Computer Science 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

Credit card fraud detection is a very challenging problem because of the specific nature of transaction data and the labeling process. The transaction data is peculiar because they are obtained in a streaming fashion, they are strongly…

Machine Learning · Computer Science 2018-04-23 Fabirzio Carcillo , Yann-Aël Le Borgne , Olivier Caelen , Gianluca Bontempi

Financial institutions and businesses face an ongoing challenge from fraudulent transactions, prompting the need for effective detection methods. Detecting credit card fraud is crucial for identifying and preventing unauthorized…

Machine Learning · Computer Science 2024-02-23 Md. Alamin Talukder , Rakib Hossen , Md Ashraf Uddin , Mohammed Nasir Uddin , Uzzal Kumar Acharjee

Given a set of financial transactions (who buys from whom, when, and for how much), as well as prior information from buyers and sellers, how can we find fraudulent transactions? If we have labels for some transactions for known types of…

Machine Learning · Computer Science 2025-10-07 Robson L. F. Cordeiro , Meng-Chieh Lee , Christos Faloutsos

In e-commerce industry, user behavior sequence data has been widely used in many business units such as search and merchandising to improve their products. However, it is rarely used in financial services not only due to its 3V…

Machine Learning · Computer Science 2021-01-13 Wei Min , Weiming Liang , Hang Yin , Zhurong Wang , Mei Li , Alok Lal

The extensive use of the internet is continuously drifting businesses to incorporate their services in the online environment. One of the first spectrums to embrace this evolution was the banking sector. In fact, the first known online…

Machine Learning · Computer Science 2020-09-15 Arianit Mehana , Krenare Pireva Nuci

Credit and debit cards, rather than actual money, have become the universal payment means. With these cards, it has become possible to buy expensive items easily without an additional complex authentication procedure being conducted.…

Cryptography and Security · Computer Science 2013-06-25 Chae Chang Lee , Ji Won yoon

In the age of digital finance, detecting fraudulent transactions and money laundering is critical for financial institutions. This paper presents a scalable and efficient solution using Big Data tools and machine learning models. We utilize…

Distributed, Parallel, and Cluster Computing · Computer Science 2025-06-04 Chen Liu , Hengyu Tang , Zhixiao Yang , Ke Zhou , Sangwhan Cha

This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review…

Machine Learning · Computer Science 2025-10-08 Md Zahin Hossain George , Md Khorshed Alam , Md Tarek Hasan

Rapid growth of modern technologies such as internet and mobile computing are bringing dramatically increased e-commerce payments, as well as the explosion in transaction fraud. Meanwhile, fraudsters are continually refining their tricks,…

Cryptography and Security · Computer Science 2018-03-20 Xurui Li , Wei Yu , Tianyu Luwang , Jianbin Zheng , Xuetao Qiu , Jintao Zhao , Lei Xia , Yujiao Li

With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust…

Machine Learning · Computer Science 2024-11-13 Chang Yu , Yongshun Xu , Jin Cao , Ye Zhang , Yinxin Jin , Mengran Zhu

In order to understand the application of computer technology in financial investment, the author proposes a research on the application of computer technology in financial investment. The author used user transaction data from a certain…

Computational Engineering, Finance, and Science · Computer Science 2024-07-30 Xinye Sha
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