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The blockchain ecosystem, particularly with the rise of Web3 and Non-Fungible Tokens (NFTs), has experienced a significant increase in users and applications. However, this expansion is challenged by the need to connect early adopters with…

Cryptography and Security · Computer Science 2024-04-08 Hiroki Watanabe , Kohei Ichihara , Takumi Aita

After discussing the concept of DUKPT based symmetric encryption key management (e.g., for 3DES) and definition of cloud or remote wallet, the paper analyses applicability of DUKPT to different use cases like mobile banking, NFC payment…

Cryptography and Security · Computer Science 2014-12-09 Amal Saha , Sugata Sanyal

The rise of smartphones has led to a significant increase in the usage of mobile payments. Mobile payments allow individuals to access financial resources and make transactions through their mobile devices while on the go. However, the…

Cryptography and Security · Computer Science 2023-04-20 Hosam Alamleh , Ali Abdullah S. AlQahtani , Baker Al Smadi

This comprehensive survey deliberated over the security of electronic payment systems. In our research, we focused on either dominant systems or new attempts and innovations to improve the level of security of the electronic payment…

Cryptography and Security · Computer Science 2017-01-18 Siamak Solat

With the advent of decentralised digital currencies powered by blockchain technology, a new era of peer-to-peer transactions has commenced. The rapid growth of the cryptocurrency economy has led to increased use of transaction-enabling…

Cryptography and Security · Computer Science 2025-11-05 Yimika Erinle , Yathin Kethepalli , Yebo Feng , Jiahua Xu

E-commerce in today's conditions has the highest dependence on network infrastructure of banking. However, when the possibility of communicating with the Banking network is not provided, business activities will suffer. This paper proposes…

Computational Engineering, Finance, and Science · Computer Science 2010-11-02 Majid Taghiloo , Mohammad Ali Agheli , Mohammad Reza Rezaeinezhad

Wallets are access points for the digital economys value creation. Wallets for blockchains store the end-users cryptographic keys for administrating their digital assets and enable access to blockchain Web3 systems. Web3 delivers new…

Cryptography and Security · Computer Science 2025-07-10 Kim Peiter Jørgensen

Digital wallet as a software program or a digital device allows users to conduct various transactions. Hot and cold digital wallets are considered as two types of this wallet. Digital wallets need an online connection fall into the first…

Cryptography and Security · Computer Science 2023-03-24 Ehsan Nowroozi , Seyedsadra Seyedshoari , Yassine Mekdad , Erkay Savas , Mauro Conti

In the area of blockchains, a wallet is anything that manages the access to cryptocurrencies and tokens. Off-chain wallets appear in different forms, from paper wallets to hardware wallets to dedicated wallet apps, while on-chain wallets…

Cryptography and Security · Computer Science 2021-04-06 Monika di Angelo , Gernot Salzer

Many widely used Internet messaging and calling apps, such as WhatsApp, Viber, Telegram, and Signal, have deployed an end-to-end encryption functionality. To defeat potential MITM attackers against the key exchange protocol, the approach…

Cryptography and Security · Computer Science 2017-07-18 Maliheh Shirvanian , Nitesh Saxena , Jesvin James George

Due to increased security awareness of enterprises for mobile applications operating with sensitive or personal data as well as extended regulations form legislative (the principle of proportionality) various approaches, how to implement…

Networking and Internet Architecture · Computer Science 2013-04-02 Florian G. Furtmueller

In this work, we review existing cryptocurrency wallet solutions with regard to authentication methods and factors from the user's point of view. In particular, we distinguish between authentication factors that are verified against the…

Cryptography and Security · Computer Science 2024-02-28 Ivan Homoliak , Martin Perešíni

The widespread adoption of EMV (Europay, Mastercard, and Visa) contactless payment systems has greatly improved convenience for both users and merchants. However, this growth has also exposed significant security challenges. This SoK…

Cryptography and Security · Computer Science 2025-04-18 Mahshid Mehr Nezhad , Feng Hao , Gregory Epiphaniou , Carsten Maple , Timur Yunusov

The emerging virtual asset service providers (VASP) industry currently faces a number of challenges related to the Travel Rule, notably pertaining to customer personal information, account number and cryptographic key information. VASPs…

Cryptography and Security · Computer Science 2020-06-01 Thomas Hardjono , Alexander Lipton , Alex Pentland

Security and usability issues with passwords suggest a need for a new authentication scheme. Several alternatives involve a physical device or token. We investigate one such alternative, Pico: an authentication scheme that utilizes multiple…

Human-Computer Interaction · Computer Science 2016-05-12 Jeunese Payne , Graeme Jenkinson , Frank Stajano , M. Angela Sasse , Max Spencer

Previous Web access authentication systems often use either the Web or the Mobile channel individually to confirm the claimed identity of the remote user. This paper proposes a new protocol using multifactor authentication system that is…

Cryptography and Security · Computer Science 2011-11-15 Ayu Tiwari , Sudip Sanyal , Ajith Abraham , Svein Johan Knapskog , Sugata Sanyal

Traditionally, mobile wallets rely on a trusted server that provides them with a current view of the blockchain, and thus, these wallets do not need to validate the header chain or transaction inclusion themselves. If a mobile wallet were…

Cryptography and Security · Computer Science 2025-04-01 Martin Perešíni , Ivan Homoliak , Samuel Olekšák , Samuel Slávka

Cryptocurrency wallets have become the primary gateway to decentralized applications, yet users often face significant difficulty in discerning what a wallet signature actually does or entails. Prior work has mainly focused on mitigating…

Human-Computer Interaction · Computer Science 2026-01-26 Yuyang Qin , Haihan Duan

Authentication is one of the essential security services in Wireless Sensor Networks (WSNs) for ensuring secure data sessions. Sensor node authentication ensures the confidentiality and validity of data collected by the sensor node, whereas…

Cryptography and Security · Computer Science 2017-09-21 Muhammad Bilal , Shin-Gak Kang

E-payments are essential for transactional convenience in today's digital economy and are becoming increasingly important for older adults, emphasizing the need for enhanced security, privacy, and usability. To address this, we conducted a…

Computers and Society · Computer Science 2024-12-20 Sanchari Das
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