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Credit rating is an analysis of the credit risks associated with a corporation, which reflect the level of the riskiness and reliability in investing. There have emerged many studies that implement machine learning techniques to deal with…

Risk Management · Quantitative Finance 2020-12-08 Bojing Feng , Wenfang Xue , Bindang Xue , Zeyu Liu

Regulators and academics are increasingly interested in the causal effect that algorithmic actions of a digital platform have on consumption. We introduce a general causal inference problem we call the steerability of consumption that…

Machine Learning · Computer Science 2023-02-13 Gary Cheng , Moritz Hardt , Celestine Mendler-Dünner

Deep neural networks are powerful tools to detect hidden patterns in data and leverage them to make predictions, but they are not designed to understand uncertainty and estimate reliable probabilities. In particular, they tend to be…

Machine Learning · Statistics 2022-11-10 Bat-Sheva Einbinder , Yaniv Romano , Matteo Sesia , Yanfei Zhou

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

Machine Learning · Computer Science 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

Machine learning algorithms can now outperform classic economic models in predicting quantities ranging from bargaining outcomes, to choice under uncertainty, to an individual's future jobs and wages. Yet this predictive accuracy comes at a…

Theoretical Economics · Economics 2025-08-27 Annie Liang

Micro-segmentation of customers in the finance sector is a non-trivial task and has been an atypical omission from recent scientific literature. Where traditional segmentation classifies customers based on coarse features such as…

Machine Learning · Computer Science 2021-12-13 Charl Maree , Christian W. Omlin

It is not, in general, possible to have access to all variables that determine the behavior of a system. Having identified a number of variables whose values can be accessed, there may still be hidden variables which influence the dynamics…

Neural and Evolutionary Computing · Computer Science 2018-04-30 Rui Ligeiro , R. Vilela Mendes

We propose to use deep learning to estimate parameters in statistical models when standard likelihood estimation methods are computationally infeasible. We show how to estimate parameters from max-stable processes, where inference is…

Methodology · Statistics 2021-08-02 Amanda Lenzi , Julie Bessac , Johann Rudi , Michael L. Stein

Nonlinear regression has been extensively employed in many computer vision problems (e.g., crowd counting, age estimation, affective computing). Under the umbrella of deep learning, two common solutions exist i) transforming nonlinear…

Computer Vision and Pattern Recognition · Computer Science 2019-08-27 Le Zhang , Zenglin Shi , Ming-Ming Cheng , Yun Liu , Jia-Wang Bian , Joey Tianyi Zhou , Guoyan Zheng , Zeng Zeng

Credit card fraud is an ongoing problem for almost all industries in the world, and it raises millions of dollars to the global economy each year. Therefore, there is a number of research either completed or proceeding in order to detect…

Machine Learning · Computer Science 2020-07-30 Yusuf Yazici

Dementia is a collection of symptoms associated with impaired cognition and impedes everyday normal functioning. Dementia, with Alzheimer's disease constituting its most common type, is highly complex in terms of etiology and…

Deep learning, computational neuroscience, and cognitive science have overlapping goals related to understanding intelligence such that perception and behaviour can be simulated in computational systems. In neuroimaging, machine learning…

Neural and Evolutionary Computing · Computer Science 2018-10-23 Jessica A. F. Thompson , Yoshua Bengio , Elia Formisano , Marc Schönwiesner

Knowledge tracing---where a machine models the knowledge of a student as they interact with coursework---is a well established problem in computer supported education. Though effectively modeling student knowledge would have high…

Artificial Intelligence · Computer Science 2015-06-22 Chris Piech , Jonathan Spencer , Jonathan Huang , Surya Ganguli , Mehran Sahami , Leonidas Guibas , Jascha Sohl-Dickstein

Deep learning (DL) models have received particular attention in medical imaging due to their promising pattern recognition capabilities. However, Deep Neural Networks (DNNs) require a huge amount of data, and because of the lack of…

Image and Video Processing · Electrical Eng. & Systems 2021-07-27 Donya Khaledyan , AmirReza Tajally , Ali Sarkhosh , Afshar Shamsi , Hamzeh Asgharnezhad , Abbas Khosravi , Saeid Nahavandi

Recent advances in computing power and the potential to make more realistic assumptions due to increased flexibility have led to the increased prevalence of simulation models in economics. While models of this class, and particularly…

General Economics · Economics 2019-06-12 Donovan Platt

Modular neural networks outperform nonmodular neural networks on tasks ranging from visual question answering to robotics. These performance improvements are thought to be due to modular networks' superior ability to model the compositional…

Machine Learning · Computer Science 2025-03-12 Akhilan Boopathy , Sunshine Jiang , William Yue , Jaedong Hwang , Abhiram Iyer , Ila Fiete

Deep learning, a branch of artificial intelligence, is a data-driven method that uses multiple layers of interconnected units or neurons to learn intricate patterns and representations directly from raw input data. Empowered by this…

Machine Learning · Computer Science 2025-07-28 Mohd Halim Mohd Noor , Ayokunle Olalekan Ige

Deep neural networks have been successfully applied in many different fields like computational imaging, medical healthcare, signal processing, or autonomous driving. In a proof-of-principle study, we demonstrate that computational optical…

Image and Video Processing · Electrical Eng. & Systems 2021-03-02 Lara Hoffmann , Clemens Elster

Neural networks are known to be effective function approximators. Recently, deep neural networks have proven to be very effective in pattern recognition, classification tasks and human-level control to model highly nonlinear realworld…

Neural and Evolutionary Computing · Computer Science 2016-10-06 Olalekan Ogunmolu , Xuejun Gu , Steve Jiang , Nicholas Gans

Financial institutions obtain enormous amounts of data about user transactions and money transfers, which can be considered as a large graph dynamically changing in time. In this work, we focus on the task of predicting new interactions in…

Machine Learning · Statistics 2020-01-24 Valentina Shumovskaia , Kirill Fedyanin , Ivan Sukharev , Dmitry Berestnev , Maxim Panov