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Digital banking and online communication have made modern bank runs faster and more networked than the canonical queue-at-the-branch setting. While equilibrium models explain why strategic complementarities generate run risk, they offer…

Physics and Society · Physics 2026-02-18 Chris Ruano , Shreshth Rajan

In the context of micro-finance, a group of individuals undertake business projects that may interfere with one another. A contagious default happens if one person's project failure leads to the default of another group member. In this…

Mathematical Finance · Quantitative Finance 2026-04-01 Héctor Jasso-Fuentes , Alejandra Quintos , Xinta Yang

The 2008 financial crisis exposed fundamental vulnerabilities in interconnected banking systems, yet existing frameworks fail to integrate spatial propagation with network contagion mechanisms. This paper develops a unified spatial-network…

Risk Management · Quantitative Finance 2025-11-13 Tatsuru Kikuchi

Employee turnover is a critical challenge in financial markets, yet little is known about the role of professional networks in shaping career moves. Using the Hong Kong Securities and Futures Commission (SFC) public register (2007-2024), we…

Social and Information Networks · Computer Science 2025-09-11 Abdulla AlKetbi , Patrick Yam , Gautier Marti , Raed Jaradat

The DebtRank algorithm has been increasingly investigated as a method to estimate the impact of shocks in financial networks, as it overcomes the limitations of the traditional default-cascade approaches. Here we formulate a dynamical…

Risk Management · Quantitative Finance 2018-11-21 Marco Bardoscia , Stefano Battiston , Fabio Caccioli , Guido Caldarelli

The negative externalities from an individual bank failure to the whole system can be huge. One of the key purposes of bank regulation is to internalize the social costs of potential bank failures via capital charges. This study proposes a…

General Finance · Quantitative Finance 2014-04-24 Xiaobing Feng , Haibo Hu

Contagion, a concept from epidemiology, has long been used to characterize social influence on people's behavior and affective (emotional) states. While it has revealed many useful insights, it is not clear whether the contagion metaphor is…

Social and Information Networks · Computer Science 2016-02-17 Aamena Alshamsi , Fabio Pianesi , Bruno Lepri , Alex Pentland , Iyad Rahwan

Complex networks represent the natural backbone to study epidemic processes in populations of interacting individuals. Such a modeling framework, however, is naturally limited to pairwise interactions, making it less suitable to properly…

Physics and Society · Physics 2021-10-04 Sandeep Chowdhary , Aanjaneya Kumar , Giulia Cencetti , Iacopo Iacopini , Federico Battiston

We model a network economy with three sectors: downstream firms, upstream firms, and banks. Agents are linked by productive and credit relationships so that the behavior of one agent influences the behavior of the others through network…

General Finance · Quantitative Finance 2010-06-18 Domenico Delli Gatti , Mauro Gallegati , Bruce Greenwald , Alberto Russo , Joseph E. Stiglitz

Humans have developed considerable machinery used at scale to create policies and to distribute incentives, yet we are forever seeking ways in which to improve upon these, our institutions. Especially when funding is limited, it is…

Multiagent Systems · Computer Science 2023-01-18 Theodor Cimpeanu , Francisco C Santos , The Anh Han

Realistic credit risk assessment, the estimation of losses from counterparty's failure, is central for the financial stability. Credit risk models focus on the financial conditions of borrowers and only marginally consider other risks from…

Statistical Finance · Quantitative Finance 2023-05-09 Zlata Tabachová , Christian Diem , András Borsos , Csaba Burger , Stefan Thurner

The threshold model has been widely adopted as a classic model for studying contagion processes on social networks. We consider asymmetric individual interactions in social networks and introduce a persuasion mechanism into the threshold…

Physics and Society · Physics 2016-05-17 Wei-Min Huang , Li-Jie Zhang , Xin-Jian Xu , Xinchu Fu

Contagion processes are strongly linked to the network structures on which they propagate, and learning these structures is essential for understanding and intervention on complex network processes such as epidemics and (mis)information…

Social and Information Networks · Computer Science 2019-08-12 Caitlin Gray , Lewis Mitchell , Matthew Roughan

When studying social, economic and biological systems, one has often access to only limited information about the structure of the underlying networks. An example of paramount importance is provided by financial systems: information on the…

Physics and Society · Physics 2018-10-31 Tiziano Squartini , Guido Caldarelli , Giulio Cimini , Andrea Gabrielli , Diego Garlaschelli

We examine behavior in an experimental collaboration game that incorporates endogenous network formation. The environment is modeled as a generalization of the voluntary contributions mechanism. By varying the information structure in a…

General Economics · Economics 2024-04-17 Philip Solimine , Luke Boosey

Consider a Bayesian binary decision-making problem in star networks, where local agents make selfish decisions independently, and a fusion agent makes a final decision based on aggregated decisions and its own private signal. In particular,…

Information Theory · Computer Science 2021-10-27 Daewon Seo , Ravi Kiran Raman , Lav R. Varshney

We develop a unified model in which AI adoption in financial markets generates systemic risk through three mutually reinforcing channels: performative prediction, algorithmic herding, and cognitive dependency. Within an extended rational…

Computational Finance · Quantitative Finance 2026-04-07 Shuchen Meng , Xupeng Chen

In this work we present a strategic network formation model predicting the emergence of multigroup structures. Individuals decide to form or remove links based on the benefits and costs those connections carry; we focus on bilateral consent…

Social and Information Networks · Computer Science 2020-01-30 Shadi Mohagheghi , Jingying Ma , Francesco Bullo

As problems in political polarization and the spread of misinformation become serious, belief propagation on a social network becomes an important question to explore. Previous breakthroughs have been made in algorithmic approaches to…

Social and Information Networks · Computer Science 2025-05-02 Yujian Fu

We develop an agent-based model of strategic link formation in Research and Development (R&D) networks. Empirical evidence has shown that the growth of these networks is driven by mechanisms which are both endogenous to the system (that is,…