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Cloud computing (cloud computing) is a kind of distributed computing, referring to the network "cloud" will be a huge data calculation and processing program into countless small programs, and then, through the system composed of multiple…

Distributed, Parallel, and Cluster Computing · Computer Science 2024-04-16 Yufu Wang , Mingwei Zhu , Jiaqiang Yuan , Guanghui Wang , Hong Zhou

In this paper, we present an automated feature engineering based approach to dramatically reduce false positives in fraud prediction. False positives plague the fraud prediction industry. It is estimated that only 1 in 5 declared as fraud…

Artificial Intelligence · Computer Science 2017-10-30 Roy Wedge , James Max Kanter , Santiago Moral Rubio , Sergio Iglesias Perez , Kalyan Veeramachaneni

Fraud detection is essential in financial services, with the potential of greatly reducing criminal activities and saving considerable resources for businesses and customers. We address online fraud detection, which consists of classifying…

Machine Learning · Computer Science 2020-02-17 David Aparício , Ricardo Barata , João Bravo , João Tiago Ascensão , Pedro Bizarro

Healthcare insurance provides financial support to access medical services for patients while ensuring timely and guaranteed payment for providers. Insurance fraud poses a significant challenge to insurance companies and policyholders,…

Cryptography and Security · Computer Science 2024-07-26 Md Al Amin , Rushabh Shah , Hemanth Tummala , Indrajit Ray

Financial fraud is the cause of multi-billion dollar losses annually. Traditionally, fraud detection systems rely on rules due to their transparency and interpretability, key features in domains where decisions need to be explained.…

Machine Learning · Computer Science 2024-08-26 João Lucas Martins , João Bravo , Ana Sofia Gomes , Carlos Soares , Pedro Bizarro

Financial fraud detection in real-world scenarios presents significant challenges due to the subtlety and dispersion of evidence across complex, multi-year financial disclosures. In this work, we introduce a novel multi-agent reasoning…

Artificial Intelligence · Computer Science 2025-10-02 Songran Bai , Bingzhe Wu , Yiwei Zhang , Chengke Wu , Xiaolong Zheng , Yaze Yuan , Ke Wu , Jianqiang Li

Machine learning and data mining techniques have been used extensively in order to detect credit card frauds. However purchase behaviour and fraudster strategies may change over time. This phenomenon is named dataset shift or concept drift…

As online fraud becomes more sophisticated and pervasive, traditional fraud detection methods are struggling to keep pace with the evolving tactics employed by fraudsters. This paper explores the transformative role of machine learning in…

Machine Learning · Computer Science 2024-10-29 Md Kamrul Hasan Chy

Medical insurance claims are of organized crimes related to patients, physicians, diagnostic centers, and insurance providers, forming a chain reaction that must be monitored constantly. These kinds of frauds affect the financial growth of…

Machine Learning · Computer Science 2023-08-15 Jayanthi Vajiram , Negha Senthil , Nean Adhith. P

One of the most important problems in modern finance is finding efficient ways to summarize and visualize the stock market data to give individuals or institutions useful information about the market behavior for investment decisions. The…

Databases · Computer Science 2013-11-01 Radhakrishnan B , Shineraj G , Anver Muhammed K. M

With growing credit card transaction volumes, the fraud percentages are also rising, including overhead costs for institutions to combat and compensate victims. The use of machine learning into the financial sector permits more effective…

Machine Learning · Computer Science 2022-08-26 Gayan K. Kulatilleke , Sugandika Samarakoon

In fraud detection applications, the investigator is typically limited to controlling a restricted number k of cases. The most efficient manner of allocating the resources is then to try selecting the k cases with the highest probability of…

Applications · Statistics 2021-01-29 Simon Boge Brant , Ingrid Hobæk Haff

Financial inclusion ensures that individuals have access to financial products and services that meet their needs. As a key contributing factor to economic growth and investment opportunity, financial inclusion increases consumer spending…

Machine Learning · Computer Science 2024-02-20 Tristan Bester , Benjamin Rosman

As artificial intelligence (AI) systems become increasingly integral to organizational processes, they introduce new forms of fraud that are often subtle, systemic, and concealed within technical complexity. This paper introduces the…

Computers and Society · Computer Science 2025-08-20 Benjamin Zweers , Diptish Dey , Debarati Bhaumik

There is a growing demand for explainable, transparent, and data-driven models within the domain of fraud detection. Decisions made by fraud detection models need to be explainable in the event of a customer dispute. Additionally, the…

Machine Learning · Computer Science 2023-12-04 Samantha Visbeek , Erman Acar , Floris den Hengst

Evaluating new techniques on realistic datasets plays a crucial role in the development of ML research and its broader adoption by practitioners. In recent years, there has been a significant increase of publicly available unstructured data…

Machine Learning · Computer Science 2022-11-29 Sérgio Jesus , José Pombal , Duarte Alves , André Cruz , Pedro Saleiro , Rita P. Ribeiro , João Gama , Pedro Bizarro

This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review…

Machine Learning · Computer Science 2025-10-08 Md Zahin Hossain George , Md Khorshed Alam , Md Tarek Hasan

The insurance industry, with its large datasets, is a natural place to use big data solutions. However it must be stressed, that significant number of applications for machine learning in insurance industry, like fraud detection or claim…

Statistical Finance · Quantitative Finance 2022-04-14 Sebastian Baran , Przemysław Rola

With rapid transformation of technologies, the fusion of Artificial Intelligence (AI) and Machine Learning (ML) in finance is disrupting the entire ecosystem and operations which were followed for decades. The current landscape is where…

Artificial Intelligence · Computer Science 2024-10-22 Animesh Kumar

The option is a financial derivative, which is regularly employed in reducing the risk of its underlying securities. However, investing in option is still risky. Such risk becomes much severer for speculators who utilize option as a means…

Risk Management · Quantitative Finance 2017-08-08 Qi-Wen Wang , Jian-Jun Shu