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We propose a new model of the liquidity driven banking system focusing on overnight interbank loans. This significant branch of the interbank market is commonly neglected in the banking system modeling and systemic risk analysis. We…

Economics · Quantitative Finance 2016-03-17 Paweł Smaga , Mateusz Wiliński , Piotr Ochnicki , Piotr Arendarski , Tomasz Gubiec

We develop a dynamic point process model of correlated default timing in a portfolio of firms, and analyze typical default profiles in the limit as the size of the pool grows. In our model, a firm defaults at a stochastic intensity that is…

Risk Management · Quantitative Finance 2013-02-13 Kay Giesecke , Konstantinos Spiliopoulos , Richard B. Sowers

The purpose of this paper is to advance the understanding of the conditions that give rise to flash crash contagion, particularly with respect to overlapping asset portfolio crowding. To this end, we designed, implemented, and assessed a…

Trading and Market Microstructure · Quantitative Finance 2019-02-01 James Paulin , Anisoara Calinescu , Michael Wooldridge

We revisit the problem of portfolio selection, where an investor maximizes utility subject to a risk constraint. Our framework is very general and accommodates a wide range of utility and risk functionals, including non-concave utilities…

Mathematical Finance · Quantitative Finance 2025-09-15 Leonardo Baggiani , Martin Herdegen , Nazem Khan

This study presents an ANWSER model (asset network systemic risk model) to quantify the risk of financial contagion which manifests itself in a financial crisis. The transmission of financial distress is governed by a heterogeneous bank…

Risk Management · Quantitative Finance 2016-11-17 Yoshiharu Maeno , Kenji Nishiguchi , Satoshi Morinaga , Hirokazu Matsushima

We consider a financial market with a stock exposed to a counterparty risk inducing a drop in the price, and which can still be traded after this default time. We use a default-density modeling approach, and address in this incomplete…

Probability · Mathematics 2009-03-06 Ying Jiao , Huyen Pham

We study how to assess the potential benefit of diversifying an equity portfolio by investing within and across equity sectors. We analyse 20 years of US stock price data, which includes the global financial crisis (GFC) and the COVID-19…

Portfolio Management · Quantitative Finance 2022-06-22 Nick James , Max Menzies , Georg A. Gottwald

Banking system crises are complex events that in a short span of time can inflict extensive damage to banks themselves and to the external economy. The crisis literature has so far identified a number of distinct effects or channels that…

General Finance · Quantitative Finance 2017-11-16 T. R. Hurd

We consider a dynamic model of interconnected banks. New banks can emerge, and existing banks can default, creating a birth-and-death setup. Microscopically, banks evolve as independent geometric Brownian motions. Systemic effects are…

Probability · Mathematics 2019-05-28 Tomoyuki Ichiba , Michael Ludkovski , Andrey Sarantsev

We study an open problem of risk-sensitive portfolio allocation in a regime-switching credit market with default contagion. The state space of the Markovian regime-switching process is assumed to be a countably infinite set. To characterize…

Portfolio Management · Quantitative Finance 2018-10-25 Lijun Bo , Huafu Liao , Xiang Yu

We report a study of a stylized banking cascade model investigating systemic risk caused by counter party failure using liabilities and assets to define banks' balance sheet. In our stylized system, banks can be in two states: normally…

General Finance · Quantitative Finance 2015-06-18 Annika Birch , Tomaso Aste

We find the optimal investment strategy for an individual who seeks to minimize one of four objectives: (1) the probability that his wealth reaches a specified ruin level {\it before} death, (2) the probability that his wealth reaches that…

Optimization and Control · Mathematics 2008-12-10 Erhan Bayraktar

We develop a methodology for index tracking and risk exposure control using financial derivatives. Under a continuous-time diffusion framework for price evolution, we present a pathwise approach to construct dynamic portfolios of…

Mathematical Finance · Quantitative Finance 2017-05-31 Tim Leung , Brian Ward

This article deals with the problem of optimal allocation of capital to corporate bonds in fixed income portfolios when there is the possibility of correlated defaults. Using a multivariate normal Copula function for the joint default…

Adaptation and Self-Organizing Systems · Physics 2008-12-02 Mark B. Wise , Vineer Bhansali

A clearing member of a Central Counterparty (CCP) is exposed to losses on their default fund and initial margin contributions. Such losses can be incurred whenever the CCP has insufficient funds to unwind the portfolio of a defaulting…

Risk Management · Quantitative Finance 2012-05-09 Matthias Arnsdorf

The scale and terms of aggregate borrowing in an economy depend on the manner in which wealth is distributed across potential creditors with heterogeneous beliefs about the future. This distribution evolves over time as uncertainty is…

General Economics · Economics 2023-04-10 Bikramaditya Datta , Rajiv Sethi

We propose a credit risk model for portfolios composed of green and brown loans, extending the ASRF framework via a two-factor copula structure. Systematic risk is modeled using potentially skewed distributions, allowing for asymmetric…

Risk Management · Quantitative Finance 2025-06-17 Alessandro Ramponi , Sergio Scarlatti

The benefits of portfolio diversification is a central tenet implicit to modern financial theory and practice. Linked to diversification is the notion of breadth. Breadth is correctly thought of as the number of in- dependent bets available…

Physics and Society · Physics 2008-12-08 Daniel Polakow , Tim Gebbie

The lifetime behaviour of loans is notoriously difficult to model, which can compromise a bank's financial reserves against future losses, if modelled poorly. Therefore, we present a data-driven comparative study amongst three techniques in…

Risk Management · Quantitative Finance 2026-04-22 Arno Botha , Tanja Verster , Roland Breedt

Measuring systemic risk or fragility of financial systems is a ubiquitous task of fundamental importance in analyzing market efficiency, portfolio allocation, and containment of financial contagions. Recent attempts have shown that…

Risk Management · Quantitative Finance 2015-05-21 Romeil Sandhu , Tryphon Georgiou , Allen Tannenbaum