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The common thread that characterizes energy efficient mobility systems for smart cities is their interconnectivity which enables the exchange of massive amounts of data; this, in turn, provides the opportunity to develop a decentralized…

Optimization and Control · Mathematics 2020-06-30 Adam Stager , Luke Bhan , Andreas Malikopoulos , Liuhui Zhao

With the recent proliferation of distributed systems and networking, remote authentication has become a crucial task in many networking applications. Various schemes have been proposed so far for the two-party remote authentication;…

Cryptography and Security · Computer Science 2015-05-13 Al-Sakib Khan Pathan , Choong Seon Hong

Detection of a Fraud transaction on credit cards became one of the major problems for financial institutions, organizations and companies. As the global financial system is highly connected to non-cash transactions and online operations…

Machine Learning · Computer Science 2022-05-31 Dinara Rzayeva , Saber Malekzadeh

Fintech business models based on distributed ledgers -- and their smart-contract variants in particular -- offer the prospect of democratizing access to faster, anywhere-accessible, lower cost, reliable-and-secure high-quality financial…

Computers and Society · Computer Science 2017-03-01 Kim Kaivanto , Daniel Prince

Cloud computing (cloud computing) is a kind of distributed computing, referring to the network "cloud" will be a huge data calculation and processing program into countless small programs, and then, through the system composed of multiple…

Distributed, Parallel, and Cluster Computing · Computer Science 2024-04-16 Yufu Wang , Mingwei Zhu , Jiaqiang Yuan , Guanghui Wang , Hong Zhou

The paper provides a framework for the assessment and optimization of the total risk of complex distributed systems. The framework takes into account the risk of each agent, which may arise from heterogeneous sources, as well as the risk…

Optimization and Control · Mathematics 2025-09-09 Aray Almen , Darinka Dentcheva

This paper describes the use of Distributed Ledger Technologies as a mean to enforce social contracts and to orchestrate the behaviour of agents in a smart city environment. Specifically, we present a scheme to price personalised risk in…

Optimization and Control · Mathematics 2023-07-25 Pietro Ferraro , Lianna Zhao , Christopher King , Robert Shorten

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

Computational Engineering, Finance, and Science · Computer Science 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

Managing the transactions in real time distributed computing system is not easy, as it has heterogeneously networked computers to solve a single problem. If a transaction runs across some different sites, it may commit at some sites and may…

Distributed, Parallel, and Cluster Computing · Computer Science 2010-07-15 Y. Jayanta Singh , Yumnam Somananda Singh , Ashok Gaikwad , S. C. Mehrotra

Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…

Social and Information Networks · Computer Science 2020-01-30 María Óskarsdóttir , Cristián Bravo , Carlos Sarraute , Bart Baesens , Jan Vanthienen

The credit cards' fraud transactions detection is the important problem in machine learning field. To detect the credit cards's fraud transactions help reduce the significant loss of the credit cards' holders and the banks. To detect the…

Machine Learning · Statistics 2019-09-02 Loc Tran , Tuan Tran , Linh Tran , An Mai

The increased integration of information and communications technology at the distribution grid level offers broader opportunities for active operational management concepts. At the same time, requirements for resilience against internal…

Systems and Control · Electrical Eng. & Systems 2024-10-15 Immanuel Hacker , Ömer Sen , Dennis van der Velde , Florian Schmidtke , Andreas Ulbig

Distributed locking mechanisms are fundamental to ensuring data consistency and integrity in distributed systems. This paper presents a comprehensive analysis of distributed locking algorithms, focusing on their performance characteristics…

Distributed, Parallel, and Cluster Computing · Computer Science 2025-04-07 Andre Rodriguez , William Osborn

Credit card fraud incurs a considerable cost for both cardholders and issuing banks. Contemporary methods apply machine learning-based classifiers to detect fraudulent behavior from labeled transaction records. But labeled data are usually…

Machine Learning · Computer Science 2024-12-25 Sheng Xiang , Mingzhi Zhu , Dawei Cheng , Enxia Li , Ruihui Zhao , Yi Ouyang , Ling Chen , Yefeng Zheng

Simulation is a fundamental research tool in the computer architecture field. These kinds of tools enable the exploration and evaluation of architectural proposals capturing the most relevant aspects of the highly complex systems under…

Distributed, Parallel, and Cluster Computing · Computer Science 2019-02-11 Adrian Colaso , Pablo Prieto , Jose-Angel Herrero , Pablo Abad , Valentin Puente , Jose-Angel Gregorio

The rapid advancements in artificial intelligence (AI) have presented new opportunities for enhancing efficiency and economic competitiveness across various industries, espcially in banking. Machine learning (ML), as a subset of artificial…

Cryptography and Security · Computer Science 2024-12-09 Ana Kovacevic , Sonja D. Radenkovic , Dragana Nikolic

Credit cards play an exploding role in modern economies. Its popularity and ubiquity have created a fertile ground for fraud, assisted by the cross boarder reach and instantaneous confirmation. While transactions are growing, the fraud…

Cryptography and Security · Computer Science 2022-08-24 Gayan K. Kulatilleke

Machine learning has automated much of financial fraud detection, notifying firms of, or even blocking, questionable transactions instantly. However, data imbalance starves traditionally trained models of the content necessary to detect…

Machine Learning · Computer Science 2019-09-06 Samuel Showalter , Zhixin Wu

This paper fundamentally reformulates economic and financial theory to include electronic currencies. The valuation of the electronic currencies will be based on macroeconomic theory and the fundamental equation of monetary policy, not the…

Theoretical Economics · Economics 2025-07-15 Michael E. Glinsky , Sharon Sievert

Data center operators are typically faced with three significant problems when running their data centers, i.e., rising electricity bills, growing carbon footprints and unexpected power outages. To mitigate these issues, running data…

Distributed, Parallel, and Cluster Computing · Computer Science 2017-02-02 Liang Yu , Tao Jiang , Yulong Zou