Related papers: A novel approach for e-payment using virtual passw…

E-Commerce offers the banking industry great opportunity, but also creates a set of new risks and vulnerability such as security threats. Information security, therefore, is an essential management and technical requirement for any…

With the rapid growth of Information and Communication Technology, Electronic commerce is now acting as a new means of carrying out business transactions through electronic means such as Internet environment. To avoid the complexities…

E-commerce in today's conditions has the highest dependence on network infrastructure of banking. However, when the possibility of communicating with the Banking network is not provided, business activities will suffer. This paper proposes…

Many reports regarding online fraud in varieties media create skepticism for conducting transactions online, especially through an open network such as the Internet, which offers no security whatsoever. Therefore, encryption technology is…

Electronic payment protocols play a vital role in electronic commerce security, which is essential for secure operation of electronic commerce activities. Formal method is an effective way to verify the security of protocols. But current…

This comprehensive survey deliberated over the security of electronic payment systems. In our research, we focused on either dominant systems or new attempts and innovations to improve the level of security of the electronic payment…

In today's world password compromise by some adversaries is common for different purpose. In ICC 2008 Lei et al. proposed a new user authentication system based on the virtual password system. In virtual password system they have used…

Some protected password change protocols were proposed. However, the previous protocols were easily vulnerable to several attacks such as denial of service, password guessing, stolen-verifier and impersonation atacks etc. Recently, Chang et…

Cyber security threats to the payment and banking system have become a worldwide menace. The phenomenon has forced financial institutions to take risks as part of their business model. Hence, deliberate investment in sophisticated…

Most self-service payment terminals require network connectivity for processing electronic payments. The necessity to maintain network connectivity increases costs, introduces cybersecurity risks, and significantly limits the number of…

Digital wallet as a software program or a digital device allows users to conduct various transactions. Hot and cold digital wallets are considered as two types of this wallet. Digital wallets need an online connection fall into the first…

Security of financial transaction in e-commerce is difficult to implement and there is a risk that users confidential data over the internet may be accessed by hackers. Unfortunately, interacting with an online service such as a banking web…

Cloud computing platform gives people the opportunity for sharing resources, services and information among the people of the whole world. In private cloud system, information is shared among the persons who are in that cloud. Presently,…

Although there have been many solutions applied, the safety challenges related to the password security mechanism are not reduced. The reason for this is that while the means and tools to support password attacks are becoming more and more…

We propose an electronic payment protocol for typical customer-merchant relations which does not require a trusted (signed) payment descriptor to be sent from the merchant to the customer. Instead, the destination "account" number for the…

The use of the Internet has become an urgent necessity in various fields and activities. One of such important fields could be electronic business (E-Business). E-business includes all operations and activities related to Internet commerce,…

Previous Web access authentication systems often use either the Web or the Mobile channel individually to confirm the claimed identity of the remote user. This paper proposes a new protocol using multifactor authentication system that is…

The use of passwords and the need to protect passwords are not going away. The majority of websites that require authentication continue to support password authentication. Even high-security applications such as Internet Banking portals,…

In recent years, electronic retail payment mechanisms, especially e-commerce and card payments at the point of sale, have increasingly replaced cash in many developed countries. As a result, societies are losing a critical public retail…

With the growth of digital monetary transactions and cashless payments, encouraged by the COVID-19 pandemic, use of e-payment applications is on the rise. It is thus imperative to understand and evaluate the current posture of e-payment…