Related papers: A Business Intelligence Model to Predict Bankruptc…

Personalized learning systems are almost universally designed around a single objective: help people acquire knowledge and skills more efficiently. We argue this framing misses the more consequential problem. The most damaging failures in…

We introduce a simple model for addressing the controversy in the study of financial systems, sometimes taken as brownian-like processes and other as critical systems with fluctuations of arbitrary magnitude. The model considers a…

Measuring the corporate default risk is broadly important in economics and finance. Quantitative methods have been developed to predictively assess future corporate default probabilities. However, as a more difficult yet crucial problem,…

Starting from an unsolved problem of information retrieval this paper presents an ontology-based model for indexing and retrieval. The model combines the methods and experiences of cognitive-to-interpret indexing languages with the…

There are many legacy databases, and related stores of information that are maintained by distinct organizations, and there are other organizations that would like to be able to access and use those disparate sources. Among the examples of…

Gaining profound insights from collected data of today's application domains like IoT, cyber-physical systems, health care, or the financial sector is business-critical and can create the next multi-billion dollar market. However, analyzing…

A critical function of an organization is to foster the level of integration (coordination and cooperation) necessary to achieve its objectives. The need to coordinate and motivation to cooperate emerges from the myriad dependencies between…

This paper brings out the design patterns according to the various services involved in internet banking. The Pattern oriented Software Architecture uses the pattern which eliminates the difficulty of reusability in a particular context.…

Much research in systemic risk is focused on default contagion. While this demands an understanding of valuation, fewer articles specifically deal with the existence, the uniqueness, and the computation of equilibrium prices in structural…

Ontology alignment is widely-used to find the correspondences between different ontologies in diverse fields.After discovering the alignments,several performance scores are available to evaluate them.The scores typically require the…

Business Intelligence constitutes a set of methodologies and tools aiming at querying, reporting, on-line analytic processing (OLAP), generating alerts, performing business analytics, etc. When in need to perform these tasks collectively by…

Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

Corporate bankruptcy impacts the functioning of the economy as it impacts its various stakeholders: Shareholders, financial and operational lenders, and the government. This paper aims to study the impact of a wide array of profitability,…

Data mining is a new concept & an exploration and analysis of large data sets, in order to discover meaningful patterns and rules. Many organizations are now using the data mining techniques to find out meaningful patterns from the…

The objective of this study is to develop a good risk model for classifying business delinquency by simultaneously exploring several machine learning based methods including regularization, hyper-parameter optimization, and model ensembling…

Effective financial reasoning demands not only textual understanding but also the ability to interpret complex visual data such as charts, tables, and trend graphs. This paper introduces a new benchmark designed to evaluate how well AI…

Small and Medium-sized Enterprises (SMEs) are vital to the modern economy, yet their credit risk analysis often struggles with scarce data, especially for online lenders lacking direct credit records. This paper introduces a Graph Neural…

Decision mining enables the discovery of decision rules from event logs or streams, and constitutes an important part of in-depth analysis and optimisation of business processes. So far, decision mining has been merely applied in an ex-post…

Ontology alignment (a.k.a ontology matching (OM)) plays a critical role in knowledge integration. Owing to the success of machine learning in many domains, it has been applied in OM. However, the existing methods, which often adopt ad-hoc…

Real-time analytics that requires integration and aggregation of heterogeneous and distributed streaming and static data is a typical task in many industrial scenarios such as diagnostics of turbines in Siemens. OBDA approach has a great…