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The rapid development of artificial intelligence methods contributes to their wide applications for forecasting various financial risks in recent years. This study introduces a novel explainable case-based reasoning (CBR) approach without a…

Computational Finance · Quantitative Finance 2021-07-20 Wei Li , Florentina Paraschiv , Georgios Sermpinis

Models for bankruptcy prediction are useful in several real-world scenarios, and multiple research contributions have been devoted to the task, based on structured (numerical) as well as unstructured (textual) data. However, the lack of a…

Computation and Language · Computer Science 2022-08-25 Henri Arno , Klaas Mulier , Joke Baeck , Thomas Demeester

Keeping the dialogue state in dialogue systems is a notoriously difficult task. We introduce an ontology-based dialogue manage(OntoDM), a dialogue manager that keeps the state of the conversation, provides a basis for anaphora resolution…

Computation and Language · Computer Science 2018-04-16 Duygu Altinok

Business Process Reengineering increases enterprise's chance to survive in competition among organizations , but failure rate among reengineering efforts is high, so new methods that decrease failure, are needed, in this paper a business…

Software Engineering · Computer Science 2015-03-27 Pedram Bahramnejad , Sayed Mehran Sharafi , Akbar Nabiollahi

A public firm's bankruptcy prediction is an important financial research problem because of the security price downside risks. Traditional methods rely on accounting metrics that suffer from shortcomings like window dressing and…

General Finance · Quantitative Finance 2021-01-05 Sridhar Ravula

Sustainable financial markets play an important role in the functioning of human society. Still, the detection and prediction of risk in financial markets remain challenging and draw much attention from the scientific community. Here we…

Physics and Society · Physics 2018-11-27 Jingfang Fan , Keren Cohen , Louis M. Shekhtman , Sibo Liu , Jun Meng , Yoram Louzoun , Shlomo Havlin

It is widely speculated that auditors' public forecasts of bankruptcy are, at least in part, self-fulfilling prophecies in the sense that they might actually cause bankruptcies that would not have otherwise occurred. This conjecture is hard…

Methodology · Statistics 2022-06-24 Demetrios Papakostas , P. Richard Hahn , Jared Murray , Frank Zhou , Joseph Gerakos

Deploying machine learning in regulated financial environments -- credit risk, fraud detection, and anti-money laundering -- exposes critical vulnerabilities in algorithmic reproducibility. While early financial ML addressed statistical…

Artificial Intelligence · Computer Science 2026-05-28 Ruizhe Zhou , Xiaoyang Liu , Gaoyuan Du , Yi Zheng , Shouxi Ren , Deepayan Chakrabarti , Dengdu Jiang

Large language models (LLMs) are increasingly applied to financial analysis, yet their ability to audit structured financial statements under explicit accounting principles remains poorly explored. Existing benchmarks primarily evaluate…

Artificial Intelligence · Computer Science 2026-03-13 Arun Vignesh Malarkkan , Manan Roy Choudhury , Guangwei Zhang , Vivek Gupta , Qingyun Wang , Yanjie Fu , Denghui Zhang

Predictive models that are developed in a regulated industry or a regulated application, like determination of credit worthiness, must be interpretable and rational (e.g., meaningful improvements in basic credit behavior must result in…

Machine Learning · Statistics 2018-06-13 Bob Vanderheyden , Jennifer Priestley

Credit assessments activities are essential for financial institutions and allow the global economy to grow. Building robust, solid and accurate models that estimate the probability of a default of a company is mandatory for credit…

Machine Learning · Computer Science 2021-03-16 Ayoub El Qadi , Natalia Diaz-Rodriguez , Maria Trocan , Thomas Frossard

The task of financial analysis primarily encompasses two key areas: stock trend prediction and the corresponding financial question answering. Currently, machine learning and deep learning algorithms (ML&DL) have been widely applied for…

Computation and Language · Computer Science 2024-03-20 Xiang Li , Zhenyu Li , Chen Shi , Yong Xu , Qing Du , Mingkui Tan , Jun Huang , Wei Lin

This paper analyzes the relation between bank profit performance and business models. Using a machine learning-based approach, we propose a methodological strategy in which balance sheet components' contributions to profitability are the…

General Economics · Economics 2024-01-24 F. Bolivar , Miguel A. Duran , A. Lozano-Vivas

Medical artificial intelligence (AI) systems frequently lack systematic domain expertise integration, potentially compromising diagnostic reliability. This study presents an ontology-based framework for bone disease diagnosis, developed in…

Artificial Intelligence · Computer Science 2025-06-06 Loan Dao , Ngoc Quoc Ly

In applied mathematics and related disciplines, the modeling-simulation-optimization workflow is a prominent scheme, with mathematical models and numerical algorithms playing a crucial role. For these types of mathematical research data,…

Empirical data plays an important role in evolutionary computation research. To make better use of the available data, ontologies have been proposed in the literature to organize their storage in a structured way. However, the full…

Neural and Evolutionary Computing · Computer Science 2023-01-25 Ana Kostovska , Diederick Vermetten , Sašo Džeroski , Panče Panov , Tome Eftimov , Carola Doerr

Knowing that an enterprise is a complex reality, it is necessary to develop a modeling framework allowing the description of system structure and dynamics that alter the structure. The concept of enterprise modeling addresses this need and…

Computers and Society · Computer Science 2013-01-01 Sabria Hadj Tayeb , Myriam Noureddine

Enterprises are creating domain-specific knowledge graphs by curating and integrating their business data from multiple sources. The data in these knowledge graphs can be described using ontologies, which provide a semantic abstraction to…

Databases · Computer Science 2020-10-06 Chuan Lei , Rana Alotaibi , Abdul Quamar , Vasilis Efthymiou , Fatma Özcan

Financial performance management is at the core of business management and has historically relied on financial ratio analysis using Balance Sheet and Income Statement data to assess company performance as compared with competitors. Little…

Statistical Finance · Quantitative Finance 2023-11-13 Ricardo Cuervo

Graph knowledge models and ontologies are very powerful modeling and re asoning tools. We propose an effective approach to model network attacks and attack prediction which plays important roles in security management. The goals of this…

Artificial Intelligence · Computer Science 2013-04-04 Ahmad Salahi , Morteza Ansarinia