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A stock loan is a contract whereby a stockholder uses shares as collateral to borrow money from a bank or financial institution. In Xia and Zhou (2007), this contract is modeled as a perpetual American option with a time varying strike and…

Portfolio Management · Quantitative Finance 2010-10-12 Matheus R. Grasselli , Cesar G. Velez

Margin system for margin loans using cash and stock as collateral is considered in this paper, which is the line of defence for brokers against risk associated with margin trading. The conditional probability of negative return is used as…

Risk Management · Quantitative Finance 2012-02-24 Guanghui Huang , Weiqing Gu , Wenting Xing , Hongyu Li

In this paper we first introduce two new financial products: stock loan and capped stock loan. Then we develop a pure variational inequality method to establish explicitly the values of these stock loans. Finally, we work out ranges of fair…

Pricing of Securities · Quantitative Finance 2010-05-11 Zongxia Liang , Weiming Wu

A stock loan is a loan, secured by a stock, which gives the borrower the right to redeem the stock at any time before or on the loan maturity. The way of dividends distribution has a significant effect on the pricing of the stock loan and…

Pricing of Securities · Quantitative Finance 2022-01-07 Min Dai , Zuo Quan Xu

This paper examines the pricing issue of margin-call stock loans with finite maturities under the Black-Scholes-Merton framework. In particular, using a Fourier Sine transform method, we reduce the partial differential equation governing…

Mathematical Finance · Quantitative Finance 2024-07-23 Minh-Quan Nguyen , Nhat-Tan Le , Khuong Nguyen-An , Duc-Thi Luu

The Consumer Financial Protection Bureau defines the notion of payoff amount as the amount that has to be payed at a particular time in order to completely pay off the debt, in case the lender intends to pay off the loan early, way before…

Mathematical Finance · Quantitative Finance 2023-07-03 Fausto Di Biase , Stefano Di Rocco , Alessandra Ortolano , Maurizio Parton

We study a mathematical model motivated by the support/resistance line method in technical analysis where the underlying stock price transitions between three states of nature in a path-dependent manner. For optimal stopping problems with…

Trading and Market Microstructure · Quantitative Finance 2025-04-15 Vicky Henderson , Saul Jacka , Ruiqi Liu , Jun Maeda

In order to protect brokers from customer defaults in a volatile market, an active margin system is proposed for the transactions of margin lending in China. The probability of negative return under the condition that collaterals are…

Risk Management · Quantitative Finance 2011-01-21 Guanghui Huang , Jianping Wan , Cheng Chen

The optimal stopping problem for the risk process with interests rates and when claims are covered immediately is considered. An insurance company receives premiums and pays out claims which have occured according to a renewal process and…

Probability · Mathematics 2008-12-23 Bogdan K. Muciek , Krzysztof J. Szajowski

In this paper, which is the third installment of the author's trilogy on margin loan pricing, we analyze $1,367$ monthly observations of the U.S. broker call money rate, which is the interest rate at which stock brokers can borrow to fund…

Econometrics · Economics 2022-10-24 Alex Garivaltis

An active margin system for margin loans is proposed for Chinese margin lending market, which uses cash and randomly selected stock as collateral. The conditional probability of negative return(CPNR) after a forced sale of securities from…

Risk Management · Quantitative Finance 2012-02-24 Guanghui Huang , Wenting Xin , Weiqing Gu

This paper supplies two possible resolutions of Fortune's (2000) margin-loan pricing puzzle. Fortune (2000) noted that the margin loan interest rates charged by stock brokers are very high in relation to the actual (low) credit risk and the…

General Economics · Economics 2022-10-24 Alex Garivaltis

We consider the problem of finding a consistent upper price bound for exotic options whose payoff depends on the stock price at two different predetermined time points (e.g. Asian option), given a finite number of observed call prices for…

Mathematical Finance · Quantitative Finance 2021-07-21 Nicole Bäuerle , Daniel Schmithals

This paper is concerned with the solution of the optimal stopping problem associated to the valuation of Perpetual American options driven by continuous time Markov chains. We introduce a new dynamic approach for the numerical pricing of…

Probability · Mathematics 2019-04-25 Laurent Miclo , Stéphane Villeneuve

We study the optimal portfolio liquidation problem over a finite horizon in a limit order book with bid-ask spread and temporary market price impact penalizing speedy execution trades. We use a continuous-time modeling framework, but in…

Probability · Mathematics 2014-01-10 Idris Kharroubi , Huyen Pham

We consider an optimal stopping time problem related with many models found in real options problems. The main goal of this work is to bring for the field of real options, different and more realistic pay-off functions, and negative…

Optimization and Control · Mathematics 2017-01-10 Manuel Guerra , Cláudia Nunes , Carlos Oliveira

A new financial instrument (a new kind of a loan) is introduced. The loan-stock instrument (LSI) combines fixed rate instruments (loans, etc.) with other financial instruments that have higher volatilities and returns (stocks, mutual funds,…

General Physics · Physics 2007-05-23 Alexander Morozovsky , Rajan Narasimhan , Yuri Kholodenko

We extend the fundamental theorem of asset pricing to a model where the risky stock is subject to proportional transaction costs in the form of bid-ask spreads and the bank account has different interest rates for borrowing and lending. We…

Pricing of Securities · Quantitative Finance 2008-12-02 Alet Roux

In this article we discuss the problem of calculating optimal model-independent (robust) bounds for the price of Asian options with discrete and continuous averaging. We will give geometric characterisations of the maximising and the…

Probability · Mathematics 2014-12-04 Florian Stebegg

We derive a "semi-analytic" solution for a stock loan in which the lender forces liquidation when the loan-to-collateral ratio drops beneath a certain threshold. We use this to study the sensitivity of the contract to model parameters.

Pricing of Securities · Quantitative Finance 2016-12-23 Parsiad Azimzadeh
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