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We present a novel framework for pricing waterfall structures by simulating the uncertainty of the cashflow generated by the underlying assets in terms of value, time, and confidence levels. Our approach incorporates various probability…

Pricing of Securities · Quantitative Finance 2025-07-18 Nicola Jean , Giacomo Le Pera , Lorenzo Giada , Claudio Nordio

A derivative is a financial security whose value is a function of underlying traded assets and market outcomes. Pricing a financial derivative involves setting up a market model, finding a martingale (``fair game") probability measure for…

Quantum Physics · Physics 2022-09-20 Patrick Rebentrost , Alessandro Luongo , Samuel Bosch , Seth Lloyd

Catastrophe (CAT) bond markets are incomplete and hence carry uncertainty in instrument pricing. As such various pricing approaches have been proposed, but none treat the uncertainty in catastrophe occurrences and interest rates in a…

Pricing of Securities · Quantitative Finance 2022-05-11 Dixon Domfeh , Arpita Chatterjee , Matthew Dixon

This paper formulates a model of utility for a continuous time framework that captures the decision-maker's concern with ambiguity about both volatility and drift. Corresponding extensions of some basic results in asset pricing theory are…

Pricing of Securities · Quantitative Finance 2013-01-22 Larry G. Epstein , Shaolin Ji

The question of pricing and hedging a given contingent claim has a unique solution in a complete market framework. When some incompleteness is introduced, the problem becomes however more difficult. Several approaches have been adopted in…

Probability · Mathematics 2007-08-08 Pauline Barrieu , Nicole El Karoui

This paper discusses the valuation of credit default swaps, where default is announced when the reference asset price has gone below certain level from the last record maximum, also known as the high-water mark or drawdown. We assume that…

Mathematical Finance · Quantitative Finance 2020-04-29 Zbigniew Palmowski , Budhi Surya

In the information-based pricing framework of Brody, Hughston and Macrina, the market filtration $\{ \mathcal F_t\}_{t\geq 0}$ is generated by an information process $\{ \xi_t\}_{t\geq0}$ defined in such a way that at some fixed time $T$ an…

Mathematical Finance · Quantitative Finance 2020-10-01 Lane P. Hughston , Leandro Sánchez-Betancourt

Most insurance contracts are inherently linked to financial markets, be it via interest rates, or -- as hybrid products like equity-linked life insurance and variable annuities -- directly to stocks or indices. However, insurance contracts…

Mathematical Finance · Quantitative Finance 2022-11-28 Philippe Artzner , Karl-Theodor Eisele , Thorsten Schmidt

In this article we consider the surplus process of an insurance company within the Cramer-Lundberg framework. We study the optimal reinsurance strategy and dividend distribution of an insurance company under proportional reinsurance, in…

Optimization and Control · Mathematics 2026-05-22 Zakaria Aljaberi , Asma Khedher , Mohamed Mnif

We consider continuous time risk processes in which the claim sizes are dependent and non-identically distributed phase-type distributions. The class of distributions we propose is easy to characterize and allows to incorporate the…

Probability · Mathematics 2023-07-28 Oscar Peralta , Matthieu Simon

It is well established that in a market with inclusion of a risk-free asset the single-period mean-variance efficient frontier is a straight line tangent to the risky region, a fact that is the very foundation of the classical CAPM. In this…

Portfolio Management · Quantitative Finance 2009-06-08 Chun Hung Chiu , Xun Yu Zhou

The importance of collateralization through the change of funding cost is now well recognized among practitioners. In this article, we have extended the previous studies of collateralized derivative pricing to more generic situation, that…

Pricing of Securities · Quantitative Finance 2015-03-18 Masaaki Fujii , Akihiko Takahashi

We provide an axiomatic approach to general premium principles in a probability-free setting that allows for Knightian uncertainty. Every premium principle is the sum of a risk measure, as a generalization of the expected value, and a…

Risk Management · Quantitative Finance 2020-12-21 Max Nendel , Frank Riedel , Maren Diane Schmeck

This paper investigates the form of optimal reinsurance contracts in the case of clusters of losses. The underlying insured risk is represented by a marked Hawkes process, where the intensity of the jumps depends not only on the occurrence…

Optimization and Control · Mathematics 2025-08-14 Guillaume Bernis , Cristina Di Girolami , Simone Scotti

We propose a parsimonious stochastic model for characterising the distributional and temporal properties of rainfall. The model is based on an integrated Ornstein-Uhlenbeck process driven by the Hougaard L\'evy process. We derive properties…

Methodology · Statistics 2015-01-27 Ragnhild C. Noven , Almut E. D. Veraart , Axel Gandy

Every time drivers take to the road, and with each mile that they drive, exposes themselves and others to the risk of an accident. Insurance premiums are only weakly linked to mileage, however, and have lump-sum characteristics largely. The…

Risk Management · Quantitative Finance 2020-03-11 Safoora Zarei , Ali R. Fallahi

Catastrophic losses caused by natural disasters receive a growing concern about the severe rise in magnitude and frequency. The constructions of insurance and financial management scheme become increasingly necessary to diversify the…

Risk Management · Quantitative Finance 2021-12-02 Chengxiu Ling , Jiayi Li , Yixuan Liu , Zhiyan Cai

Flooding is one of the most disastrous natural hazards, responsible for substantial economic losses. A predictive model for flood-induced financial damages is useful for many applications such as climate change adaptation planning and…

Machine Learning · Computer Science 2022-12-20 Joaquin Salas , Anamitra Saha , Sai Ravela

Our paper explores a discrete-time risk model with time-varying premiums, investigating two types of correlated claims: main claims and by-claims. Settlement of the by-claims can be delayed for one time period, representing real-world…

Risk Management · Quantitative Finance 2024-08-02 Dhiti Osatakul , Shuanming Li , Xueyuan Wu

We consider insurance derivatives depending on an external physical risk process, for example a temperature in a low dimensional climate model. We assume that this process is correlated with a tradable financial asset. We derive optimal…

Pricing of Securities · Quantitative Finance 2008-12-10 Stefan Ankirchner , Peter Imkeller , Alexandre Popier