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Some Nontrivial Properties of a Formula for Compound Interest

General Economics 2018-09-28 v1 Economics General Finance Mathematical Finance Portfolio Management

Abstract

We analyze the classical model of compound interest with a constant per-period payment and interest rate. We examine the outstanding balance function as well as the periodic payment function and show that the outstanding balance function is not generally concave in the interest rate, but instead may be initially convex on its domain and then concave.

Keywords

Cite

@article{arxiv.1809.10566,
  title  = {Some Nontrivial Properties of a Formula for Compound Interest},
  author = {Isaac M. Sonin and Mark Whitmeyer},
  journal= {arXiv preprint arXiv:1809.10566},
  year   = {2018}
}