Scoring the creditworthiness of accounts that interact with decentralized financial (DeFi) protocols remains an important yet unsolved problem. In this paper, we propose a credit scoring system for those accounts that have interacted with the Aave v2 liquidity protocol. The key component of this system is a tree-based binary classifier that predicts "position delinquency." To the community, we provide our method, results, and the (abridged) dataset on which this system is built.
Cite
@article{arxiv.2207.07008,
title = {Scoring Aave Accounts for Creditworthiness},
author = {Will Wolf and Aaron Henry and Hamza Al Fadel and Xavier Quintuna and Julian Gay},
journal= {arXiv preprint arXiv:2207.07008},
year = {2022}
}