Pareto Efficient Insurance with Multiple Policyholders, Multiple Insurers, and Multiple Indemnity Environments

Zijun Meng

Pareto Efficient Insurance with Multiple Policyholders, Multiple Insurers, and Multiple Indemnity Environments

Theoretical Economics 2026-06-29 v1 Risk Management

Authors: Zijun Meng

Abstract

This paper proves a sum-minimization characterization of Pareto efficient insurance with multiple policyholders, multiple insurers, and multiple indemnity environments. We also provide a result regarding the pairwise implementability of the policyholder- and insurer-aggregate level arrangements in the multiple policyholders and multiple insurers setting.

Keywords

Pareto efficiency insurance multiple policyholders multiple insurers indemnity environments

Cite

@article{arxiv.2606.30779,
  title  = {Pareto Efficient Insurance with Multiple Policyholders, Multiple Insurers, and Multiple Indemnity Environments},
  author = {Zijun Meng},
  journal= {arXiv preprint arXiv:2606.30779},
  year   = {2026}
}