Grand Unification Higgs-$\mathcal{R}^2$ Inflation: Complementarity between Proton Decay and CMB Observables

We propose a predictive $SO(10)$ Grand Unified Theory (GUT) framework for cosmic inflation in the Palatini $\mathcal{R}^2$ formulation of gravity. In this model, a GUT Higgs field both drives inflation and induces intermediate-scale symmetry breaking, thereby linking primordial cosmology, gauge unification, and topological defect formation. A partial inflationary phase of $N_I \sim 10$--$17$ $e$-folds following monopole formation can dilute magnetic monopoles to abundances $Y_M \sim 10^{-35}$--$10^{-27}$. The model yields Cosmic Microwave Background (CMB) predictions of $0.955 \lesssim n_s \lesssim 0.974$, accommodating the tensions between Planck-BICEP ($n_s \approx 0.965$) and Planck+ACT ($n_s \approx 0.971$) via $\phi < M$ and $\phi > M$ branches repectively. The predicted tensor-to-scalar ratio $r \lesssim 8\times10^{-4}$ lies within current observational constraints and is accessible to forthcoming experiments, including the Simons Observatory and LiteBIRD. The resulting correlations between the unification scale $M_U$, the inflationary observables $(n_s, r)$, and proton-decay lifetimes highlight a complementarity between CMB measurements and proton-decay searches, with regions of parameter space testable in forthcoming experiments such as Hyper-Kamiokande and DUNE.